The Federal Reserve, the central bank of the United States, provides the nation with a safe, flexible, and stable monetary and financial system.
Federal Open Market Committee
Monetary Policy Principles and Practice
Supervision & Regulation Letters
Banking Applications & Legal Developments
Banking & Data Structure
Regulations & Statutes
Reserve Bank Payment Services & Data
Financial Market Utilities & Infrastructures
Research, Committees, and Forums
Working Papers and Notes
Models and Tools
Bank Assets and Liabilities
Bank Structure Data
Dealer Financing Terms
Exchange Rates and International Data
Micro Data Reference Manual (MDRM)
Money Stock and Reserve Balances
Supervision & Enforcement
Research & Analysis
The Board invites comments on proposed amendments to Regulation J. They are intended to clarify and simplify certain provisions of Subpart A of Regulation J, remove obsolete provisions, and align the rights and obligations of sending banks, paying banks, and Federal Reserve Banks with the Board's recent amendments to Regulation CC, Availability of Funds and Collection of Checks (12 CFR part 229), to reflect the virtually all-electronic check collection and return environment. The proposed rule would also amend subpart B of Regulation J to clarify that terms used in financial messaging standards, such as ISO 20022, do not confer legal status or responsibilities.
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