Board of Governors of the Federal Reserve System

Working Papers and Notes

• Tranfaglia, Anna, and Erin Troland (2026). "Measuring Renters in Credit Data: Evidence from Linked Survey and Administrative Data" FEDS Notes 2026-05-08. Board of Governors of the Federal Reserve System (U.S.)
• Dasgupta, Kabir, Jennifer Fernandez, and Alicia Lloro (2026). "Financial Well-being and Inclusion of Justice Involved Populations: Evidence from the SHED" Finance and Economics Discussion Series 2026-024. Board of Governors of the Federal Reserve System (U.S.)
• Dasgupta, Kabir, Fatimah Shaalan, and Mike Zabek (2025). "Shedding Light on Survey Accuracy—A Comparison between SHED and Census Bureau Survey Results" Finance and Economics Discussion Series 2025-010. Board of Governors of the Federal Reserve System (U.S.)
• Merchant, Zofsha, Erin Troland and Doug Webber (2025). "The Hidden Costs of Disability" FEDS Notes 2025-01-10. Board of Governors of the Federal Reserve System (U.S.)
• Larrimore, Jeff, Alicia Lloro, Zofsha Merchant and Anna Tranfaglia (2024). "The Only Way I Could Afford It': Who Uses BNPL and Why" FEDS Notes 2024-12-20. Board of Governors of the Federal Reserve System (U.S.)
• Larrimore, Jeff (2024). "Evaluating the Effects of Geographic Adjustments on Poverty Measures Using Self-Reported Financial Well-Being" Finance and Economics Discussion Series 2024-030. Board of Governors of the Federal Reserve System (U.S.)
• Dobridge, Christine, Joanne Hsu and Mike Zabek (2024). "Personal Tax Changes and Financial Well-being: Evidence from the Tax Cuts and Jobs Act" Finance and Economics Discussion Series 2024-029. Board of Governors of Federal Reserve System (U.S.)
• Lim, Katherine and Mike Zabek (2024). "What makes a job better? Survey evidence from job changers" Finance and Economics Discussion Series 2024-004. Board of Governors of the Federal Reserve System (U.S.)
• Tranfaglia, Anna, Alicia Lloro and Ellen Merry (2024). "Question design and the gender gap in financial literacy" FEDS Notes 2024-01-02. Board of Governors of the Federal Reserve System (U.S.).
• Dasgupta, Kabir and Zofsha Merchant (2023) "Understanding Workers' Financial Wellbeing in States with Right-to-Work Laws" FEDS Notes 2023-09-08. Board of Governors of the Federal Reserve System (U.S.)
• Lockwood, Jacob and Douglas Webber (2023). "Non-Completion, Student Debt, and Financial Well-Being: Evidence from the Survey of Household Economics and Decisionmaking" FEDS Notes 08-21-2023. Board of Governors of the Federal Reserve System (U.S.)
• Lim, Katherine and Mike Zabek (2023). "Women's Labor Force Exits during COVID-19: Differences by Motherhood, Race, and Ethnicity" Finance and Economics Discussion Series 2021-067. Board of Governors of the Federal Reserve System (U.S.)
• Merchant, Zofsha and Erin Troland (2023) "Did the Pandemic Change Who Became Behind on Rent? Characteristics of Renters Behind on Rent Before and After the Pandemic Onset" FEDS Notes 2023-04-18. Board of Governors of the Federal Reserve System (U.S.)
• Lloro, Alicia (2021) "Childcare Disruptions and Mothers' Availability to Work during the Pandemic: Evidence from the Survey of Household Economics and Decisionmaking" Consumer and Community Context 3(1): 2–6. Board of Governors of the Federal Reserve System (U.S.)
• Fernandez, Jennifer and Anna Tranfaglia (2021) "Gender and Credit in 2020: Evidence from the Survey of Household Economics and Decisionmaking" Consumer and Community Context 3(1): 15–21. Board of Governors of the Federal Reserve System (U.S.)
• Larrimore, Jeff and Mike Zabek (2020) "Household Finances under COVID-19: Evidence from the Survey of Household Economics and Decisionmaking" Consumer and Community Context 2(2): 2–8. Board of Governors of the Federal Reserve System (U.S.)
• Fernandez, Jennifer and Anna Tranfaglia (2020) "Gender Disparities in Financial Well-Being from the Survey of Household Economics and Decisionmaking" Research Report (October 2020). Federal Reserve Bank of Philadelphia (U.S.)
• Larrimore, Jeff, Alex Durante, Kim Kreiss, Ellen Merry, Christina Park, and Claudia Sahm (2018) "Shedding Light on Our Economic and Financial Lives," FEDS Notes 2018-05-22. Board of Governors of the Federal Reserve System (U.S.)
• Merry, Ellen A. (2018). "Mobile Banking: A Closer Look at Survey Measures," FEDS Notes 2018-03-27. Board of Governors of the Federal Reserve System (U.S.)
• Larrimore, Jeff (2016). "Holiday Spending and Financing Decisions in the 2015 Survey of Household Economics and Decisionmaking," FEDS Notes 2016-12-01. Board of Governors of the Federal Reserve System (U.S.)
• Dodini, Samuel (2016). "Findings on Relative Deprivation from the Survey of Household Economics and Decisionmaking," FEDS Notes 2016-06-29. Board of Governors of the Federal Reserve System (U.S.)
• Larrimore, Jeff, Jenny Schuetz, and Samuel Dodini (2016). "What are the Perceived Barriers to Homeownership for Young Adults? (PDF)" Finance and Economics Discussion Series 2016-021. Board of Governors of the Federal Reserve System (U.S.)
• Larrimore, Jeff (2015). "Financial Well-Being of Individuals Living in Areas with Concentrated Poverty," FEDS Notes 2015-11-24. Board of Governors of the Federal Reserve System (U.S.)
• Larrimore, Jeff, Maximilian Schmeiser, and Sebastian Devlin-Foltz (2015). "Should You Trust Things You Hear Online? Comparing SHED and Census Bureau Survey Results," FEDS Notes 2015-10-15. Board of Governors of the Federal Reserve System (U.S.)
• Larrimore, Jeff (2015). "Does it Matter who your Parents are? Findings on Economic Mobility from the Survey of Household Economics and Decisionmaking," FEDS Notes 2015-07-20. Board of Governors of the Federal Reserve System (U.S.)