Meet the Researchers
James Wang
Education
- S.B., Mathematics, University of Chicago, 2007
- Ph.D., Economics, University of Michigan, 2015
Current Research Topics
- Credit Risk
- Credit Access
Principal Economist
Board of Governors of the Federal Reserve System
2022 - presentSenior Economist
Board of Governors of the Federal Reserve System
2018 - 2022Economist
Board of Governors of the Federal Reserve System
2015 - 2018
- Subprime Auto Lending: Trends in Buy Here Pay Here Auto Lending
Olena Chyruk, David Cox, Lily Liu, James Wang, and Stephen Zoulalian
FEDS Notes (2026)
https://doi.org/10.17016/2380-7172.4047 - Examining the Relationship Between Loan Pricing and Credit Risk
Azamat Abdymomunov, Ronel Elul, Doriana Ruffino, and James Wang
FEDS Notes (2025)
https://doi.org/10.17016/2380-7172.3876 - Bank Supervision and Corporate Credit Supply
Ivan T. Ivanov and James Z. Wang
Management Science (2024)
https://doi.org/10.1287/mnsc.2023.4854 - Banks' Strategic Responses to Supervisory Coverage: Evidence from a Natural Experiment
Ivan T. Ivanov, Ben Ranish, and James Wang
Journal of Money, Credit and Banking (2023)
https://doi.org/10.1111/jmcb.12964 - Screening Soft Information: Evidence from Loan Officers
James Wang
RAND Journal of Economics (2020)
https://doi.org/10.1111/1756-2171.12357 - The Effect of the Current Expected Credit Loss Standard (CECL) on the Timing and Comparability of Reserves
Sarah Chae, Robert F. Sarama, Cindy M. Vojtech, and James Wang
Finance and Economics Discussion Series (2019)
https://doi.org/10.17016/FEDS.2018.020r1 - The Impact of the Current Expected Credit Loss Standard (CECL) on the Timing and Comparability of Reserves
Sarah Chae, Robert F. Sarama, Cindy M. Vojtech, and James Wang
Finance and Economics Discussion Series (2018)
https://doi.org/10.17016/FEDS.2018.020 - Essays on Information Asymmetries in Lending
James Wang
University of Michigan (2015)
Last Update:
June 29, 2026