Abbreviations

AFS: available-for-sale
AML: anti-money laundering
BHC: bank holding company
BSA: Bank Secrecy Act
CA: Consumer Affairs
CAMELS ratings: Capital, Asset quality, Management, Earnings, Liquidity, and Sensitivity to market risk ratings
CBLR: community bank leverage ratio
CBO: community banking organization
CDS: credit default swap
CET1: common equity tier 1
CRE: commercial real estate
C&I: commercial and industrial
FBO: foreign banking organization
FFIEC: Federal Financial Institutions Examination Council
GSIB: global systemically important banking organization
LBO: large banking organization
LCR: liquidity coverage ratio
LFBO: large and foreign banking organization
LFI: large financial institution
MRA: matter requiring attention
MRIA: matter requiring immediate attention
M&A: merger and acquisition
NDFI: non-depository financial institution
RBO: regional banking organization
RFBO: regional and foreign banking organizations
RFI ratings: Risk management, Financial condition, and Impact ratings
ROCA ratings: Risk management, Operational controls, Compliance, and Asset quality ratings
RRE: residential real estate
SLHC: savings and loan holding company
SMB: state member bank
SSOP: Statement of Supervisory Operating Principles
SR: Supervision and Regulation
TCE: tangible common equity

Board of Governors of the Federal Reserve System