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Release Date: February 14, 2025

Table 1. Selected Assets and Liabilities of Commercial Banks in the United States 1

Percent change at break adjusted, seasonally adjusted, annual rate.
Account 2020 2021 2022 2023 2024 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Oct
2024
Nov
2024
Dec
2025
Jan
Assets
1 Bank credit 8.3 8.1 6.9 -0.3 3.8 -1.2 -0.2 3.8 3.1 4.7 3.5 5.3 0.6 2.2 4.0
2 Securities in bank credit 2 20.7 21.8 -2.3 -7.3 6.5 -7.4 -5.6 6.9 3.7 10.4 4.6 8.6 -5.9 -2.6 0.4
3 Treasury and agency securities 3 23.2 22.8 -2.3 -6.2 9.3 -5.1 -2.5 9.1 7.1 12.9 6.8 9.4 -2.6 3.2 -1.0
6 Other securities 12.7 18.2 -2.3 -11.3 -4.2 -15.6 -17.3 -1.4 -10.0 -0.2 -5.3 5.2 -20.2 -28.4 7.1
9 Loans and leases in bank credit 8 3.6 2.0 11.7 2.9 2.7 1.5 2.0 2.5 2.8 2.3 3.1 3.9 3.4 4.2 5.6
10 Commercial and industrial loans 11.3 -7.4 14.1 -0.3 0.8 -1.0 0.0 -1.4 0.2 1.6 2.9 4.1 1.2 0.1 0.2
11 Real estate loans 1.1 2.0 10.2 4.1 1.9 1.6 2.7 3.8 2.4 0.7 0.8 1.6 0.9 0.8 4.1
12 Residential real estate loans -1.8 -0.4 8.9 3.4 2.1 0.1 2.4 4.0 2.2 1.1 1.1 0.1 2.5 3.2 5.1
13 Revolving home equity loans -11.7 -12.5 1.4 -0.7 2.8 -1.9 0.9 1.7 1.4 4.1 3.7 2.3 3.2 6.0 8.7
14 Closed-end residential loans 9 -0.2 1.4 9.9 3.8 2.0 0.3 2.6 4.2 2.3 0.8 0.8 0.0 2.4 3.0 4.6
15 Commercial real estate loans 3.9 4.3 11.3 4.8 1.8 2.9 2.9 3.7 2.6 0.3 0.6 3.0 -0.5 -1.3 3.3
20 Consumer loans -4.4 7.6 11.9 4.5 2.2 3.4 2.9 3.9 1.0 0.8 3.2 3.8 2.4 7.7 8.4
21 Credit cards and other revolving plans -10.9 5.8 17.6 10.0 5.1 8.2 7.8 8.8 4.6 2.8 3.9 5.5 -0.4 9.0 9.4
22 Other consumer loans 3.3 9.3 6.5 -1.4 -1.2 -2.0 -2.8 -1.9 -3.5 -1.8 2.3 1.6 6.0 6.1 7.2
25 All other loans and leases 7.4 12.2 12.3 2.3 7.6 2.9 2.1 2.9 8.9 8.9 9.0 9.6 13.5 15.2 13.4
28 LESS: Allowance for loan and lease losses 60.0 -23.6 -0.1 15.5 4.6 11.9 7.6 8.9 2.4 2.8 3.8 6.0 0.6 1.8 -4.2
29 Cash assets 21 77.9 34.0 -23.5 9.4 -7.5 -1.9 16.3 10.5 -10.7 -11.6 -18.8 -2.2 -29.4 -27.4 72.1
30 Total federal funds sold and reverse RPs 22 8.0 -25.8 -9.4 8.9 4.9 -19.1 1.9 1.2 3.1 15.3 -0.1 -13.2 -10.9 49.6 -20.2
31 Loans to commercial banks 23 41.2 -44.5 -40.5 18.8 -4.9 4.4 -39.6 -87.8 -37.5 27.6 103.2 281.2 30.4 -118.5 32.9
32 Other assets including trading assets 24 9.3 6.0 9.9 0.0 3.7 6.2 3.3 -3.2 7.3 -0.5 11.2 9.2 23.8 20.7 10.4
33 Total assets 14.8 10.7 1.1 1.2 2.1 -1.3 2.4 4.1 1.3 2.2 0.9 4.2 -2.0 0.9 13.0
 
Liabilities
34 Deposits 20.8 11.8 -0.8 -2.7 2.7 0.7 0.6 2.8 2.2 2.4 3.4 4.1 1.1 -1.3 6.3
35 Large time deposits -17.0 -6.4 11.8 38.2 6.6 35.1 27.0 12.0 5.6 4.1 4.3 4.3 -6.9 -2.5 -10.2
36 Other deposits 26.9 13.7 -1.8 -6.8 2.2 -3.6 -3.1 1.4 1.7 2.1 3.2 4.1 2.3 -1.1 8.8
37 Borrowings -13.2 -1.3 8.0 27.8 -6.9 -17.5 8.4 6.0 0.3 -9.2 -24.7 -21.6 -30.0 -32.5 11.4
39 Other liabilities including trading liabilities 25 12.6 4.2 15.8 4.7 3.6 24.5 13.3 3.2 7.0 -10.0 14.5 21.1 46.2 6.0 -3.8
40 Total liabilities 16.5 11.3 1.6 0.3 1.6 -0.9 2.4 3.6 2.0 0.8 0.1 3.4 -1.2 -1.6 10.4

Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments. For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent changes for other series shown on the release are available for customizable download through the Federal Reserve Board’s Data Download Program (DDP). Footnotes appear on the last page of the release.

Table 2. Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2024
Jan
2024
Jul
2024
Aug
2024
Sep
2024
Oct
2024
Nov
2024
Dec
2025
Jan
Week ending
Jan 15 Jan 22 Jan 29 Feb 05
Assets
1 Bank credit 17,396.3 17,728.1 17,797.5 17,852.5 17,929.5 17,932.1 17,964.9 18,025.3 17,999.8 18,054.3 18,030.4 18,091.0
2 Securities in bank credit 2 5,112.7 5,278.4 5,327.6 5,368.6 5,407.5 5,382.6 5,371.0 5,373.0 5,366.5 5,377.8 5,361.8 5,390.1
3 Treasury and agency securities 3 4,081.8 4,284.2 4,330.0 4,370.6 4,405.3 4,397.2 4,408.9 4,405.3 4,405.6 4,405.7 4,388.9 4,413.4
4 Mortgage-backed securities (MBS) 4 2,531.4 2,585.5 2,611.2 2,639.1 2,658.2 2,647.0 2,642.5 2,644.3 2,643.2 2,648.7 2,644.6 2,655.6
5 Non-MBS 5 1,550.4 1,698.7 1,718.8 1,731.4 1,747.1 1,750.2 1,766.3 1,761.0 1,762.4 1,757.1 1,744.3 1,757.7
6 Other securities 1,030.9 994.1 997.7 998.0 1,002.3 985.4 962.1 967.8 960.9 972.1 972.9 976.8
7 Mortgage-backed securities (MBS) 6 103.7 94.8 95.3 95.8 95.8 95.0 93.9 93.7 93.8 93.6 93.9 91.8
8 Non-MBS 7 927.2 899.4 902.3 902.2 906.5 890.4 868.3 874.1 867.1 878.5 879.0 884.9
9 Loans and leases in bank credit 8 12,283.6 12,449.8 12,469.9 12,483.9 12,522.0 12,549.6 12,593.9 12,652.3 12,633.3 12,676.5 12,668.6 12,700.9
10 Commercial and industrial loans 2,756.1 2,761.0 2,765.5 2,776.2 2,785.8 2,788.5 2,788.7 2,789.2 2,781.6 2,794.0 2,791.2 2,796.5
11 Real estate loans 5,553.0 5,607.8 5,607.6 5,607.0 5,614.7 5,619.0 5,622.6 5,641.9 5,638.7 5,649.3 5,647.6 5,663.7
12 Residential real estate loans 2,578.1 2,605.1 2,605.7 2,606.5 2,606.8 2,612.2 2,619.2 2,630.3 2,626.8 2,635.3 2,636.2 2,639.5
13 Revolving home equity loans 254.8 257.3 258.5 259.5 260.0 260.7 262.0 263.9 263.8 263.9 264.3 265.1
14 Closed-end residential loans 9 2,323.3 2,347.8 2,347.1 2,346.9 2,346.9 2,351.5 2,357.3 2,366.3 2,363.1 2,371.4 2,371.9 2,374.5
15 Commercial real estate loans 2,974.9 3,002.7 3,001.9 3,000.5 3,007.9 3,006.7 3,003.4 3,011.6 3,011.8 3,014.1 3,011.5 3,024.2
16 Construction and land development loans 10 487.6 483.1 482.2 480.8 479.4 476.5 475.5 474.9 474.7 474.9 474.7 475.0
17 Secured by farmland 11 114.4 115.4 115.5 115.7 115.7 115.8 115.9 116.2 116.0 116.3 116.4 116.6
18 Secured by multifamily properties 12 584.3 595.7 595.2 595.7 597.7 601.2 601.9 605.6 606.0 606.1 605.7 608.8
19 Secured by nonfarm nonresidential properties 13 1,788.6 1,808.6 1,809.0 1,808.3 1,815.1 1,813.3 1,810.1 1,815.0 1,815.1 1,816.8 1,814.7 1,823.8
20 Consumer loans 1,903.9 1,915.2 1,919.0 1,920.9 1,924.1 1,920.0 1,932.3 1,945.9 1,941.0 1,944.8 1,953.5 1,955.5
21 Credit cards and other revolving plans 1,040.7 1,064.1 1,069.0 1,071.2 1,076.1 1,075.7 1,083.8 1,092.3 1,088.2 1,092.1 1,098.2 1,097.8
22 Other consumer loans 863.2 851.1 850.1 849.7 848.1 844.2 848.5 853.6 852.8 852.7 855.2 857.8
23 Automobile loans 14 498.7 486.2 484.0 484.0 484.2 485.5 486.5 488.5 488.4 487.9 488.9 488.6
24 All other consumer loans 15 , 16 364.5 364.9 366.1 365.7 363.8 358.8 362.1 365.1 364.4 364.8 366.3 369.2
25 All other loans and leases 2,070.7 2,165.8 2,177.8 2,179.8 2,197.3 2,222.1 2,250.2 2,275.3 2,272.0 2,288.4 2,276.4 2,285.1
26 Loans to nondepository financial institutions 17 999.1 1,096.1 1,103.0 1,106.1 1,118.6 1,135.4 1,156.3 1,176.9 1,173.7 1,185.8 1,181.0 1,184.9
27 All loans not elsewhere classified 18 , 19 1,071.6 1,069.7 1,074.7 1,073.6 1,078.7 1,086.7 1,093.9 1,098.4 1,098.3 1,102.6 1,095.4 1,100.3
28 LESS: Allowance for loan and lease losses 20 197.5 199.6 200.3 201.0 202.0 202.1 202.4 201.7 201.8 201.7 202.0 201.3
29 Cash assets 21 3,569.0 3,393.9 3,381.5 3,275.9 3,272.3 3,198.8 3,125.8 3,313.6 3,323.2 3,374.5 3,291.4 3,272.9
30 Total federal funds sold and reverse RPs 22 617.8 654.2 632.2 646.2 639.1 633.3 659.5 648.4 653.8 646.7 660.1 655.7
31 Loans to commercial banks 23 6.6 5.9 6.2 6.4 7.9 8.1 7.3 7.5 7.7 7.6 7.9 7.2
32 Other assets including trading assets 24 1,855.2 1,877.7 1,874.3 1,879.3 1,893.7 1,931.2 1,964.5 1,981.5 1,974.3 1,955.4 1,988.1 1,970.4
33 Total assets 23,247.4 23,460.1 23,491.4 23,459.3 23,540.5 23,501.5 23,519.5 23,774.6 23,757.0 23,836.8 23,775.9 23,795.9
 
Liabilities
34 Deposits 17,437.8 17,606.7 17,658.4 17,758.3 17,819.3 17,835.6 17,815.9 17,909.3 17,902.3 17,972.6 17,900.4 17,903.7
35 Large time deposits 2,275.7 2,317.2 2,344.8 2,372.0 2,380.5 2,366.9 2,361.9 2,341.8 2,361.4 2,325.3 2,326.2 2,334.1
36 Other deposits 15,162.1 15,289.5 15,313.6 15,386.3 15,438.7 15,468.7 15,454.0 15,567.5 15,541.0 15,647.4 15,574.2 15,569.6
37 Borrowings 2,391.2 2,356.8 2,357.7 2,288.5 2,247.3 2,191.2 2,131.8 2,152.0 2,183.9 2,166.1 2,129.4 2,128.0
38 Net due to related foreign offices 345.8 388.3 348.2 275.1 301.5 287.1 333.1 405.1 393.7 411.7 404.5 412.8
39 Other liabilities including trading liabilities 25 838.2 843.2 837.6 829.3 843.9 876.4 880.8 878.0 873.6 863.7 897.2 850.1
40 Total liabilities 21,013.1 21,195.1 21,201.9 21,151.2 21,212.0 21,190.3 21,161.6 21,344.5 21,353.4 21,414.1 21,331.6 21,294.6
41 Residual (Assets LESS Liabilities) 26 2,234.3 2,265.1 2,289.5 2,308.1 2,328.6 2,311.2 2,358.0 2,430.1 2,403.6 2,422.7 2,444.3 2,501.2

Footnotes appear on the last page.

Table 3. Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2024
Jan
2024
Jul
2024
Aug
2024
Sep
2024
Oct
2024
Nov
2024
Dec
2025
Jan
Week ending
Jan 15 Jan 22 Jan 29 Feb 05
Assets
1 Bank credit 17,430.7 17,701.8 17,774.8 17,828.4 17,903.7 17,965.6 18,057.2 18,059.3 18,034.4 18,054.5 18,070.9 18,120.1
2 Securities in bank credit 2 5,130.0 5,256.0 5,316.3 5,342.2 5,378.5 5,393.9 5,380.7 5,389.2 5,378.0 5,394.0 5,392.4 5,420.9
3 Treasury and agency securities 3 4,101.7 4,260.4 4,317.8 4,346.7 4,381.9 4,412.0 4,422.5 4,422.4 4,415.8 4,424.5 4,423.3 4,445.2
4 Mortgage-backed securities (MBS) 4 2,538.6 2,576.6 2,611.2 2,628.3 2,642.2 2,646.4 2,643.7 2,651.3 2,651.3 2,657.3 2,658.2 2,670.9
5 Non-MBS 5 1,563.0 1,683.9 1,706.6 1,718.4 1,739.7 1,765.6 1,778.8 1,771.1 1,764.6 1,767.2 1,765.1 1,774.3
6 Other securities 1,028.3 995.6 998.4 995.5 996.6 981.9 958.3 966.8 962.2 969.5 969.1 975.7
7 Mortgage-backed securities (MBS) 6 102.7 95.0 95.3 95.4 95.4 94.8 93.3 92.9 93.0 92.6 92.9 91.9
8 Non-MBS 7 925.7 900.6 903.2 900.1 901.2 887.1 865.0 873.9 869.2 876.9 876.2 883.8
9 Loans and leases in bank credit 8 12,300.7 12,445.8 12,458.5 12,486.2 12,525.2 12,571.7 12,676.5 12,670.1 12,656.4 12,660.5 12,678.5 12,699.2
10 Commercial and industrial loans 2,746.4 2,760.6 2,750.4 2,755.7 2,768.3 2,777.4 2,789.4 2,780.1 2,771.9 2,778.5 2,785.0 2,796.4
11 Real estate loans 5,553.7 5,611.0 5,617.8 5,617.6 5,626.6 5,631.9 5,633.3 5,642.6 5,641.4 5,644.3 5,644.2 5,660.6
12 Residential real estate loans 2,578.9 2,607.8 2,612.6 2,614.2 2,616.9 2,622.7 2,626.5 2,631.5 2,630.1 2,631.6 2,632.6 2,637.5
13 Revolving home equity loans 255.1 257.2 258.1 259.3 260.2 261.2 262.8 264.2 264.0 264.1 264.4 265.0
14 Closed-end residential loans 9 2,323.8 2,350.6 2,354.5 2,354.9 2,356.7 2,361.5 2,363.7 2,367.3 2,366.1 2,367.5 2,368.2 2,372.5
15 Commercial real estate loans 2,974.8 3,003.3 3,005.2 3,003.5 3,009.7 3,009.3 3,006.8 3,011.1 3,011.3 3,012.7 3,011.6 3,023.1
16 Construction and land development loans 10 486.9 481.6 483.3 481.8 480.3 480.0 477.6 474.5 474.3 474.7 475.1 475.2
17 Secured by farmland 11 114.4 115.5 115.7 116.1 116.1 116.0 116.3 116.2 116.2 116.2 116.2 116.3
18 Secured by multifamily properties 12 583.7 597.2 597.2 597.6 599.5 601.6 602.4 604.8 605.2 605.1 605.0 607.5
19 Secured by nonfarm nonresidential properties 13 1,789.8 1,809.0 1,809.1 1,808.0 1,813.8 1,811.6 1,810.6 1,815.6 1,815.7 1,816.8 1,815.3 1,824.1
20 Consumer loans 1,919.2 1,913.5 1,922.6 1,927.2 1,927.9 1,930.4 1,968.8 1,962.1 1,957.9 1,954.9 1,966.6 1,958.1
21 Credit cards and other revolving plans 1,054.8 1,063.2 1,071.3 1,072.9 1,075.1 1,083.3 1,119.0 1,107.0 1,103.6 1,100.4 1,109.3 1,099.7
22 Other consumer loans 864.4 850.3 851.4 854.4 852.9 847.1 849.8 855.1 854.2 854.5 857.4 858.4
23 Automobile loans 14 498.5 486.9 485.7 486.3 486.4 486.6 486.7 488.4 488.2 487.9 488.9 488.0
24 All other consumer loans 15 , 16 365.9 363.4 365.6 368.1 366.5 360.5 363.1 366.7 366.0 366.6 368.5 370.4
25 All other loans and leases 2,081.5 2,160.6 2,167.7 2,185.7 2,202.4 2,232.0 2,285.1 2,285.4 2,285.2 2,282.9 2,282.7 2,284.1
26 Loans to nondepository financial institutions 17 1,002.2 1,095.1 1,099.0 1,112.8 1,123.4 1,142.8 1,176.7 1,179.3 1,179.1 1,178.1 1,178.5 1,180.7
27 All loans not elsewhere classified 18 , 19 1,079.3 1,065.6 1,068.7 1,072.8 1,079.0 1,089.2 1,108.3 1,106.0 1,106.1 1,104.9 1,104.2 1,103.5
28 LESS: Allowance for loan and lease losses 20 197.2 199.8 200.7 201.2 202.0 202.7 202.5 201.4 201.5 201.4 201.0 201.7
29 Cash assets 21 3,577.6 3,326.6 3,357.8 3,229.4 3,230.2 3,248.8 3,192.6 3,331.9 3,395.4 3,378.0 3,263.8 3,253.4
30 Total federal funds sold and reverse RPs 22 632.4 639.1 628.8 646.1 634.4 644.9 678.1 662.7 669.0 653.2 663.9 665.9
31 Loans to commercial banks 23 6.2 6.2 6.5 6.8 8.1 8.0 7.2 7.2 7.3 7.3 7.4 6.8
32 Other assets including trading assets 24 1,845.7 1,878.0 1,876.9 1,881.7 1,907.4 1,943.8 1,948.0 1,969.9 1,976.7 1,946.8 1,981.8 1,958.1
33 Total assets 23,295.4 23,351.9 23,444.1 23,391.1 23,481.8 23,608.3 23,680.7 23,829.7 23,881.3 23,838.5 23,786.9 23,802.6
 
Liabilities
34 Deposits 17,474.3 17,553.9 17,630.3 17,718.7 17,752.5 17,864.7 17,992.3 17,951.0 18,019.1 17,923.8 17,879.1 17,891.0
35 Large time deposits 2,287.2 2,312.9 2,343.5 2,357.1 2,356.8 2,349.2 2,343.6 2,354.9 2,368.8 2,344.0 2,351.7 2,362.1
36 Other deposits 15,187.1 15,241.0 15,286.7 15,361.6 15,395.8 15,515.4 15,648.6 15,596.0 15,650.3 15,579.8 15,527.4 15,528.9
37 Borrowings 2,419.7 2,338.5 2,323.7 2,247.1 2,231.0 2,189.3 2,113.9 2,178.5 2,198.5 2,219.4 2,152.6 2,164.1
38 Net due to related foreign offices 365.3 371.2 360.8 266.0 319.3 346.8 371.5 430.8 407.6 448.1 444.7 456.0
39 Other liabilities including trading liabilities 25 830.2 833.8 839.1 835.8 864.7 901.9 875.7 870.0 872.1 853.1 887.7 828.1
40 Total liabilities 21,089.6 21,097.4 21,153.9 21,067.6 21,167.6 21,302.6 21,353.4 21,430.3 21,497.3 21,444.4 21,364.2 21,339.1
41 Residual (Assets LESS Liabilities) 26 2,205.8 2,254.5 2,290.2 2,323.6 2,314.2 2,305.8 2,327.3 2,399.3 2,384.0 2,394.1 2,422.7 2,463.5

Footnotes appear on the last page.

Table 4. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2024
Jan
2024
Jul
2024
Aug
2024
Sep
2024
Oct
2024
Nov
2024
Dec
2025
Jan
Week ending
Jan 15 Jan 22 Jan 29 Feb 05
Assets
1 Bank credit 16,103.7 16,384.1 16,442.4 16,490.8 16,548.7 16,554.9 16,575.5 16,638.9 16,616.0 16,654.8 16,658.5 16,705.6
2 Securities in bank credit 2 4,883.3 5,043.2 5,085.6 5,121.9 5,159.0 5,140.8 5,128.5 5,128.6 5,121.8 5,126.6 5,126.0 5,145.3
3 Treasury and agency securities 3 3,934.6 4,129.8 4,172.0 4,205.6 4,237.2 4,235.5 4,247.7 4,243.6 4,241.9 4,241.5 4,236.0 4,251.8
4 Mortgage-backed securities (MBS) 4 2,504.5 2,555.0 2,577.6 2,603.6 2,620.8 2,607.1 2,602.5 2,604.2 2,604.7 2,607.6 2,603.5 2,614.3
5 Non-MBS 5 1,430.2 1,574.8 1,594.4 1,602.0 1,616.4 1,628.3 1,645.2 1,639.4 1,637.1 1,633.9 1,632.5 1,637.5
6 Other securities 948.7 913.4 913.7 916.3 921.7 905.3 880.8 884.9 879.9 885.1 890.0 893.5
7 Mortgage-backed securities (MBS) 6 101.8 93.6 94.2 94.7 94.6 93.8 92.7 92.6 92.7 92.5 92.8 90.8
8 Non-MBS 7 846.9 819.8 819.5 821.6 827.1 811.5 788.1 792.4 787.3 792.6 797.2 802.8
9 Loans and leases in bank credit 8 11,220.4 11,340.9 11,356.8 11,368.9 11,389.7 11,414.1 11,446.9 11,510.4 11,494.2 11,528.2 11,532.5 11,560.3
10 Commercial and industrial loans 2,250.0 2,256.7 2,261.8 2,273.5 2,273.2 2,276.3 2,276.4 2,282.3 2,278.5 2,286.5 2,286.9 2,290.7
11 Real estate loans 5,439.1 5,491.0 5,490.6 5,491.6 5,498.6 5,501.1 5,505.3 5,524.8 5,521.4 5,532.1 5,530.4 5,545.5
12 Residential real estate loans 2,577.6 2,604.5 2,605.1 2,606.0 2,606.3 2,611.8 2,618.6 2,629.4 2,626.0 2,634.4 2,635.3 2,638.7
13 Revolving home equity loans 254.8 257.2 258.4 259.4 259.9 260.7 261.7 263.5 263.4 263.4 263.8 264.6
14 Closed-end residential loans 9 2,322.8 2,347.3 2,346.7 2,346.6 2,346.4 2,351.0 2,356.8 2,365.9 2,362.6 2,370.9 2,371.4 2,374.0
15 Commercial real estate loans 2,861.6 2,886.5 2,885.6 2,885.6 2,892.3 2,889.4 2,886.7 2,895.4 2,895.4 2,897.7 2,895.1 2,906.8
16 Construction and land development loans 10 475.1 469.4 468.1 466.3 464.6 461.2 459.6 458.1 457.9 458.0 457.7 457.8
17 Secured by farmland 11 114.3 115.2 115.3 115.5 115.5 115.6 115.7 116.0 115.8 116.1 116.2 116.3
18 Secured by multifamily properties 12 563.2 573.4 573.5 574.8 577.1 580.9 582.2 585.7 586.1 586.1 585.9 588.9
19 Secured by nonfarm nonresidential properties 13 1,709.0 1,728.5 1,728.6 1,729.0 1,735.2 1,731.7 1,729.3 1,735.7 1,735.5 1,737.6 1,735.5 1,743.8
20 Consumer loans 1,903.9 1,915.2 1,919.0 1,920.9 1,924.1 1,920.0 1,932.3 1,945.9 1,941.0 1,944.8 1,953.5 1,955.5
21 Credit cards and other revolving plans 1,040.7 1,064.1 1,069.0 1,071.2 1,076.1 1,075.7 1,083.8 1,092.3 1,088.2 1,092.1 1,098.2 1,097.8
22 Other consumer loans 863.2 851.1 850.1 849.7 848.1 844.2 848.5 853.6 852.8 852.7 855.2 857.8
23 Automobile loans 14 498.7 486.2 484.0 484.0 484.2 485.5 486.5 488.5 488.4 487.9 488.9 488.6
24 All other consumer loans 15 364.5 364.9 366.1 365.7 363.8 358.8 362.1 365.1 364.4 364.8 366.3 369.2
25 All other loans and leases 1,627.3 1,678.1 1,685.3 1,682.9 1,693.7 1,716.7 1,732.9 1,757.3 1,753.3 1,764.8 1,761.8 1,768.6
26 Loans to nondepository financial institutions 17 785.5 852.0 859.7 862.2 872.1 887.9 901.4 917.7 913.8 923.2 922.6 925.3
27 All loans not elsewhere classified 18 841.9 826.1 825.6 820.7 821.7 828.8 831.5 839.5 839.5 841.6 839.2 843.4
28 LESS: Allowance for loan and lease losses 197.6 199.6 200.3 201.0 202.0 202.1 202.4 201.8 201.9 201.7 202.0 201.3
29 Cash assets 21 2,197.7 2,100.3 2,050.5 2,052.7 2,040.3 1,998.9 1,974.7 1,990.4 1,976.7 2,046.7 1,970.3 1,919.7
30 Total federal funds sold and reverse RPs 22 250.0 270.9 270.5 272.5 285.8 281.5 289.5 299.1 303.3 299.9 311.1 325.8
31 Loans to commercial banks 23 5.5 5.1 5.6 5.9 6.0 6.1 5.9 5.8 5.8 5.8 5.7 5.6
32 Other assets including trading assets 24 1,712.4 1,739.0 1,738.4 1,750.7 1,759.4 1,772.6 1,808.8 1,811.4 1,807.2 1,795.4 1,812.2 1,802.6
33 Total assets 20,071.8 20,299.7 20,307.2 20,371.5 20,438.2 20,411.8 20,452.0 20,543.9 20,507.1 20,600.9 20,555.8 20,558.0
 
Liabilities
34 Deposits 16,142.5 16,301.6 16,342.3 16,427.6 16,480.8 16,487.8 16,492.4 16,531.1 16,511.9 16,591.9 16,520.8 16,537.3
35 Large time deposits 1,471.6 1,523.7 1,539.0 1,566.9 1,584.6 1,575.5 1,559.1 1,536.0 1,552.5 1,525.3 1,523.0 1,519.5
36 Other deposits 14,670.9 14,777.9 14,803.3 14,860.7 14,896.2 14,912.3 14,933.3 14,995.1 14,959.4 15,066.5 14,997.8 15,017.8
37 Borrowings 1,373.6 1,399.7 1,381.9 1,343.4 1,356.2 1,328.9 1,287.7 1,270.5 1,271.4 1,271.0 1,260.9 1,271.2
38 Net due to related foreign offices -327.6 -369.4 -387.2 -412.2 -430.1 -436.4 -397.2 -374.2 -375.1 -364.1 -363.8 -403.4
39 Other liabilities including trading liabilities 25 670.1 693.9 688.0 689.0 700.5 709.8 720.9 705.1 703.8 701.5 715.4 688.6
40 Total liabilities 17,858.6 18,025.9 18,025.1 18,047.7 18,107.3 18,090.2 18,103.8 18,132.5 18,111.9 18,200.3 18,133.3 18,093.7
41 Residual (Assets LESS Liabilities) 26 2,213.2 2,273.9 2,282.0 2,323.8 2,330.9 2,321.6 2,348.2 2,411.3 2,395.2 2,400.6 2,422.5 2,464.3

Footnotes appear on the last page.

Table 5. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2024
Jan
2024
Jul
2024
Aug
2024
Sep
2024
Oct
2024
Nov
2024
Dec
2025
Jan
Week ending
Jan 15 Jan 22 Jan 29 Feb 05
Assets
1 Bank credit 16,122.2 16,362.6 16,427.8 16,473.1 16,534.7 16,584.3 16,652.9 16,657.7 16,637.1 16,649.3 16,675.5 16,714.0
2 Securities in bank credit 2 4,898.9 5,018.8 5,072.7 5,096.7 5,135.0 5,148.9 5,138.9 5,143.3 5,132.6 5,142.4 5,150.1 5,172.1
3 Treasury and agency securities 3 3,953.3 4,103.0 4,157.5 4,183.7 4,220.4 4,249.4 4,263.2 4,260.1 4,252.6 4,260.6 4,263.7 4,279.4
4 Mortgage-backed securities (MBS) 4 2,510.7 2,545.1 2,576.7 2,592.3 2,606.4 2,608.1 2,603.6 2,610.2 2,611.1 2,615.6 2,616.8 2,629.1
5 Non-MBS 5 1,442.6 1,557.8 1,580.8 1,591.3 1,614.0 1,641.4 1,659.6 1,649.9 1,641.5 1,645.0 1,646.9 1,650.3
6 Other securities 945.5 915.9 915.2 913.1 914.7 899.5 875.7 883.2 880.1 881.7 886.4 892.6
7 Mortgage-backed securities (MBS) 6 100.8 93.8 94.1 94.2 94.2 93.7 92.1 91.7 91.9 91.5 91.8 90.8
8 Non-MBS 7 844.8 822.1 821.1 818.8 820.5 805.8 783.6 791.5 788.2 790.3 794.6 801.8
9 Loans and leases in bank credit 8 11,223.4 11,343.8 11,355.1 11,376.4 11,399.7 11,435.3 11,513.9 11,514.4 11,504.5 11,506.9 11,525.4 11,541.9
10 Commercial and industrial loans 2,235.5 2,256.8 2,250.6 2,256.9 2,261.3 2,265.5 2,269.1 2,268.0 2,264.3 2,269.1 2,273.8 2,283.2
11 Real estate loans 5,439.9 5,493.7 5,501.1 5,502.8 5,510.7 5,515.8 5,517.3 5,525.9 5,524.8 5,527.5 5,527.3 5,542.5
12 Residential real estate loans 2,578.4 2,607.1 2,612.0 2,613.7 2,616.4 2,622.2 2,625.8 2,630.6 2,629.3 2,630.7 2,631.7 2,636.6
13 Revolving home equity loans 255.1 257.0 258.0 259.2 260.1 261.1 262.7 263.8 263.7 263.7 264.0 264.6
14 Closed-end residential loans 9 2,323.3 2,350.1 2,354.0 2,354.5 2,356.3 2,361.1 2,363.2 2,366.8 2,365.6 2,367.0 2,367.7 2,372.0
15 Commercial real estate loans 2,861.6 2,886.5 2,889.1 2,889.2 2,894.3 2,893.6 2,891.4 2,895.2 2,895.5 2,896.8 2,895.6 2,905.9
16 Construction and land development loans 10 474.8 467.8 469.0 467.3 465.5 464.7 461.7 458.1 458.0 458.3 458.6 458.4
17 Secured by farmland 11 114.3 115.3 115.6 115.9 115.9 115.8 116.1 116.0 115.9 116.0 116.0 116.1
18 Secured by multifamily properties 12 562.6 575.0 575.6 576.6 578.6 581.1 582.5 584.9 585.3 585.1 585.1 587.7
19 Secured by nonfarm nonresidential properties 13 1,709.9 1,728.4 1,728.9 1,729.4 1,734.3 1,732.1 1,731.1 1,736.2 1,736.3 1,737.4 1,736.0 1,743.8
20 Consumer loans 1,919.2 1,913.5 1,922.6 1,927.2 1,927.9 1,930.4 1,968.8 1,962.1 1,957.9 1,954.9 1,966.6 1,958.1
21 Credit cards and other revolving plans 1,054.8 1,063.2 1,071.3 1,072.9 1,075.1 1,083.3 1,119.0 1,107.0 1,103.6 1,100.4 1,109.3 1,099.7
22 Other consumer loans 864.4 850.3 851.4 854.4 852.9 847.1 849.8 855.1 854.2 854.5 857.4 858.4
23 Automobile loans 14 498.5 486.9 485.7 486.3 486.4 486.6 486.7 488.4 488.2 487.9 488.9 488.0
24 All other consumer loans 15 365.9 363.4 365.6 368.1 366.5 360.5 363.1 366.7 366.0 366.6 368.5 370.4
25 All other loans and leases 1,628.8 1,679.8 1,680.7 1,689.4 1,699.7 1,723.6 1,758.8 1,758.5 1,757.6 1,755.5 1,757.6 1,758.1
26 Loans to nondepository financial institutions 17 784.2 855.7 858.6 867.2 874.8 891.4 915.6 916.1 915.3 913.7 916.1 916.8
27 All loans not elsewhere classified 18 844.5 824.1 822.1 822.2 824.8 832.2 843.2 842.3 842.3 841.8 841.5 841.4
28 LESS: Allowance for loan and lease losses 197.2 199.8 200.7 201.2 202.0 202.7 202.5 201.4 201.5 201.4 201.0 201.7
29 Cash assets 21 2,208.0 2,029.3 2,019.1 2,027.9 2,021.6 2,033.9 2,084.7 2,002.5 2,044.4 2,017.0 1,933.4 1,879.3
30 Total federal funds sold and reverse RPs 22 258.5 264.2 265.5 274.6 289.3 287.8 309.8 308.3 312.1 298.8 313.0 323.7
31 Loans to commercial banks 23 5.2 5.4 6.0 6.2 6.1 6.0 5.7 5.5 5.5 5.5 5.5 5.4
32 Other assets including trading assets 24 1,704.7 1,740.8 1,740.0 1,751.1 1,770.1 1,781.5 1,793.2 1,802.4 1,813.2 1,785.1 1,807.2 1,803.0
33 Total assets 20,101.4 20,202.5 20,257.6 20,331.6 20,419.9 20,490.8 20,643.8 20,575.0 20,610.9 20,554.3 20,533.6 20,523.7
 
Liabilities
34 Deposits 16,163.4 16,257.8 16,309.5 16,396.4 16,433.4 16,520.6 16,677.7 16,557.3 16,612.2 16,522.4 16,474.0 16,492.7
35 Large time deposits 1,470.5 1,528.4 1,537.9 1,559.5 1,570.1 1,562.0 1,547.2 1,536.3 1,549.0 1,528.3 1,526.0 1,528.0
36 Other deposits 14,692.9 14,729.4 14,771.6 14,836.9 14,863.3 14,958.7 15,130.5 15,021.0 15,063.2 14,994.1 14,948.0 14,964.7
37 Borrowings 1,392.4 1,378.1 1,347.9 1,329.1 1,370.7 1,329.4 1,275.3 1,288.0 1,273.2 1,300.1 1,295.3 1,293.3
38 Net due to related foreign offices -323.4 -368.1 -376.8 -407.9 -412.3 -390.7 -349.9 -366.6 -360.5 -350.3 -362.1 -404.8
39 Other liabilities including trading liabilities 25 665.7 684.7 691.2 694.8 718.2 730.1 718.0 700.2 706.5 690.9 705.5 680.7
40 Total liabilities 17,898.1 17,952.4 17,971.8 18,012.4 18,109.9 18,189.4 18,321.0 18,178.9 18,231.4 18,163.1 18,112.6 18,062.0
41 Residual (Assets LESS Liabilities) 26 2,203.4 2,250.1 2,285.9 2,319.2 2,309.9 2,301.4 2,322.8 2,396.0 2,379.4 2,391.2 2,421.0 2,461.8

Footnotes appear on the last page.

Table 6. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2024
Jan
2024
Jul
2024
Aug
2024
Sep
2024
Oct
2024
Nov
2024
Dec
2025
Jan
Week ending
Jan 15 Jan 22 Jan 29 Feb 05
Assets
1 Bank credit 10,362.1 10,581.4 10,627.6 10,663.1 10,700.1 10,710.2 10,740.4 10,785.6 10,765.5 10,793.2 10,801.1 10,804.2
2 Securities in bank credit 2 3,619.0 3,793.9 3,830.6 3,857.6 3,883.8 3,869.7 3,877.2 3,881.7 3,873.7 3,877.1 3,880.5 3,884.6
3 Treasury and agency securities 3 3,060.4 3,253.6 3,289.0 3,314.7 3,337.2 3,336.0 3,363.1 3,359.6 3,356.9 3,355.7 3,352.3 3,354.6
4 Mortgage-backed securities (MBS) 4 1,918.6 1,957.1 1,974.3 1,990.6 2,001.0 1,991.8 1,989.8 1,991.8 1,991.0 1,994.0 1,991.9 1,995.1
5 Non-MBS 5 1,141.8 1,296.5 1,314.7 1,324.1 1,336.2 1,344.2 1,373.3 1,367.7 1,365.9 1,361.7 1,360.3 1,359.4
6 Other securities 558.6 540.4 541.6 542.9 546.6 533.7 514.0 522.2 516.9 521.3 528.2 530.0
7 Mortgage-backed securities (MBS) 6 63.4 57.5 58.1 58.5 58.2 58.1 56.9 57.5 57.4 57.5 57.7 57.2
8 Non-MBS 7 495.2 482.9 483.5 484.4 488.4 475.6 457.1 464.6 459.4 463.9 470.4 472.9
9 Loans and leases in bank credit 8 6,743.0 6,787.4 6,797.0 6,805.6 6,816.4 6,840.4 6,863.2 6,903.9 6,891.7 6,916.1 6,920.7 6,919.6
10 Commercial and industrial loans 1,529.2 1,529.8 1,532.9 1,543.6 1,542.6 1,544.2 1,543.1 1,547.7 1,543.5 1,550.1 1,553.8 1,552.3
11 Real estate loans 2,484.5 2,478.8 2,473.5 2,469.6 2,466.7 2,465.8 2,465.9 2,474.2 2,473.4 2,479.1 2,476.4 2,474.2
12 Residential real estate loans 1,608.5 1,613.9 1,612.4 1,613.1 1,609.8 1,612.2 1,615.7 1,622.7 1,620.3 1,626.4 1,626.8 1,624.4
13 Revolving home equity loans 152.3 150.6 151.0 151.2 150.7 150.9 151.3 152.4 152.5 152.4 152.6 152.4
14 Closed-end residential loans 9 1,456.2 1,463.3 1,461.5 1,461.9 1,459.1 1,461.3 1,464.5 1,470.3 1,467.9 1,474.0 1,474.2 1,472.0
15 Commercial real estate loans 875.9 864.9 861.0 856.5 856.9 853.7 850.2 851.5 853.0 852.7 849.6 849.8
16 Construction and land development loans 10 133.8 129.5 129.8 130.5 130.3 129.6 128.9 129.6 129.6 129.5 129.4 129.4
17 Secured by farmland 11 6.7 6.7 6.6 6.6 6.6 6.5 6.4 6.2 6.2 6.2 6.2 6.3
18 Secured by multifamily properties 12 228.1 230.0 228.7 227.8 227.6 229.0 228.9 228.7 229.4 228.5 228.3 227.8
19 Secured by nonfarm nonresidential properties 13 507.4 498.7 495.9 491.6 492.5 488.5 486.0 487.0 487.8 488.4 485.8 486.3
20 Consumer loans 1,446.0 1,453.2 1,456.2 1,457.5 1,465.2 1,468.7 1,480.2 1,492.3 1,489.3 1,491.3 1,498.1 1,495.5
21 Credit cards and other revolving plans 849.5 868.9 873.9 875.1 881.2 881.7 890.8 899.2 896.5 898.9 904.2 901.8
22 Other consumer loans 596.4 584.3 582.3 582.4 584.1 587.0 589.5 593.1 592.8 592.4 593.9 593.7
23 Automobile loans 14 419.9 407.9 406.0 406.7 407.6 409.1 410.1 412.4 412.4 411.9 412.8 412.1
24 All other consumer loans 15 176.5 176.3 176.3 175.7 176.4 177.9 179.4 180.7 180.4 180.6 181.1 181.6
25 All other loans and leases 1,283.4 1,325.7 1,334.5 1,334.9 1,341.8 1,361.7 1,374.0 1,389.7 1,385.5 1,395.6 1,392.4 1,397.6
26 Loans to nondepository financial institutions 17 672.8 733.6 741.2 745.5 753.5 765.4 776.5 789.5 785.3 793.4 793.1 795.5
27 All loans not elsewhere classified 18 610.7 592.0 593.2 589.4 588.3 596.3 597.5 600.3 600.2 602.2 599.3 602.1
28 LESS: Allowance for loan and lease losses 128.9 130.9 131.2 131.6 132.4 132.5 132.5 132.3 132.3 132.2 132.3 132.3
29 Cash assets 21 1,763.4 1,622.8 1,554.6 1,534.7 1,523.3 1,480.5 1,465.6 1,488.7 1,473.0 1,547.2 1,472.3 1,427.6
30 Total federal funds sold and reverse RPs 22 217.6 242.2 238.3 239.9 251.5 246.6 254.9 260.6 263.2 260.9 272.3 289.6
31 Loans to commercial banks 23 4.9 4.6 4.8 4.8 4.5 4.5 4.3 4.2 4.2 4.2 4.2 4.1
32 Other assets including trading assets 24 1,277.5 1,298.4 1,300.8 1,319.6 1,328.5 1,337.9 1,369.3 1,365.7 1,363.8 1,349.4 1,364.6 1,352.1
33 Total assets 13,496.6 13,618.5 13,594.9 13,630.5 13,675.4 13,647.1 13,702.1 13,772.6 13,737.4 13,822.7 13,782.3 13,745.3
 
Liabilities
34 Deposits 10,832.5 10,897.8 10,911.5 10,958.3 10,969.8 10,969.0 10,969.9 10,987.3 10,963.1 11,039.7 10,985.1 10,996.4
35 Large time deposits 798.4 797.8 795.7 806.2 812.1 807.8 796.7 783.6 797.9 776.2 775.8 773.3
36 Other deposits 10,034.0 10,100.0 10,115.7 10,152.2 10,157.7 10,161.3 10,173.1 10,203.7 10,165.2 10,263.5 10,209.3 10,223.1
37 Borrowings 939.5 1,003.2 992.3 968.6 1,008.6 976.9 934.8 927.0 926.8 922.7 918.6 934.3
38 Net due to related foreign offices -361.1 -406.2 -422.4 -445.2 -463.1 -470.7 -432.2 -406.8 -407.5 -395.0 -397.1 -435.9
39 Other liabilities including trading liabilities 25 541.0 568.2 565.3 569.2 582.1 592.4 600.2 582.8 582.0 579.2 590.4 568.4
40 Total liabilities 11,951.7 12,063.0 12,046.7 12,050.9 12,097.4 12,067.6 12,072.6 12,090.3 12,064.4 12,146.5 12,097.0 12,063.2
41 Residual (Assets LESS Liabilities) 26 1,544.8 1,555.5 1,548.2 1,579.7 1,578.0 1,579.5 1,629.4 1,682.3 1,673.0 1,676.1 1,685.3 1,682.2

Footnotes appear on the last page.

Table 7. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2024
Jan
2024
Jul
2024
Aug
2024
Sep
2024
Oct
2024
Nov
2024
Dec
2025
Jan
Week ending
Jan 15 Jan 22 Jan 29 Feb 05
Assets
1 Bank credit 10,380.1 10,558.6 10,611.7 10,641.6 10,684.1 10,740.5 10,797.8 10,804.2 10,782.7 10,796.3 10,826.7 10,826.1
2 Securities in bank credit 2 3,630.6 3,771.7 3,818.4 3,837.7 3,866.0 3,888.7 3,882.4 3,892.0 3,878.2 3,890.1 3,904.5 3,911.0
3 Treasury and agency securities 3 3,075.7 3,229.2 3,276.8 3,298.1 3,325.6 3,358.3 3,373.3 3,372.6 3,362.6 3,372.8 3,380.4 3,382.5
4 Mortgage-backed securities (MBS) 4 1,923.9 1,947.7 1,973.3 1,983.4 1,993.2 1,998.1 1,991.6 1,997.7 1,996.2 2,003.0 2,007.6 2,007.9
5 Non-MBS 5 1,151.8 1,281.5 1,303.5 1,314.7 1,332.4 1,360.2 1,381.8 1,374.9 1,366.4 1,369.8 1,372.9 1,374.6
6 Other securities 554.9 542.6 541.6 539.6 540.4 530.4 509.1 519.4 515.6 517.3 524.0 528.5
7 Mortgage-backed securities (MBS) 6 62.5 57.7 58.0 58.0 57.6 57.7 56.8 56.8 56.8 56.5 57.0 57.2
8 Non-MBS 7 492.4 484.8 483.6 481.5 482.9 472.7 452.3 462.6 458.8 460.8 467.1 471.3
9 Loans and leases in bank credit 8 6,749.6 6,786.8 6,793.3 6,803.9 6,818.1 6,851.9 6,915.4 6,912.2 6,904.4 6,906.2 6,922.2 6,915.1
10 Commercial and industrial loans 1,516.6 1,530.1 1,525.5 1,530.7 1,533.9 1,538.1 1,538.7 1,536.0 1,531.8 1,536.0 1,543.5 1,546.6
11 Real estate loans 2,484.8 2,480.9 2,480.3 2,474.6 2,474.1 2,472.8 2,471.0 2,474.6 2,475.5 2,475.8 2,474.4 2,473.8
12 Residential real estate loans 1,610.8 1,615.0 1,617.3 1,617.0 1,616.7 1,619.0 1,620.9 1,625.2 1,624.5 1,625.1 1,626.0 1,625.1
13 Revolving home equity loans 152.4 150.6 150.7 150.9 150.9 151.2 151.8 152.5 152.6 152.5 152.7 152.4
14 Closed-end residential loans 9 1,458.4 1,464.4 1,466.6 1,466.1 1,465.9 1,467.8 1,469.1 1,472.7 1,471.9 1,472.6 1,473.2 1,472.8
15 Commercial real estate loans 874.0 865.9 863.0 857.6 857.3 853.8 850.1 849.4 851.0 850.7 848.4 848.6
16 Construction and land development loans 10 132.9 130.2 130.9 130.9 130.5 129.9 128.4 128.8 128.8 128.8 128.9 129.0
17 Secured by farmland 11 6.7 6.6 6.6 6.6 6.5 6.5 6.5 6.3 6.3 6.3 6.2 6.3
18 Secured by multifamily properties 12 227.4 230.6 229.6 228.8 228.4 229.2 229.1 227.8 228.6 227.8 227.5 226.8
19 Secured by nonfarm nonresidential properties 13 507.0 498.5 496.0 491.3 491.9 488.1 486.1 486.5 487.4 487.9 485.7 486.5
20 Consumer loans 1,454.6 1,454.3 1,460.9 1,463.3 1,467.1 1,475.9 1,508.0 1,501.7 1,499.2 1,495.4 1,504.0 1,494.2
21 Credit cards and other revolving plans 858.2 869.7 877.0 878.1 880.1 887.4 918.0 908.6 906.3 902.8 910.1 901.4
22 Other consumer loans 596.4 584.6 583.9 585.3 587.0 588.5 590.0 593.1 592.9 592.6 593.9 592.9
23 Automobile loans 14 419.5 408.9 407.8 408.8 409.4 409.8 410.1 412.0 411.9 411.6 412.6 411.6
24 All other consumer loans 15 176.9 175.8 176.1 176.5 177.6 178.7 179.9 181.0 181.0 181.0 181.3 181.3
25 All other loans and leases 1,293.6 1,321.5 1,326.6 1,335.2 1,343.1 1,365.1 1,397.6 1,399.9 1,397.9 1,399.1 1,400.4 1,400.5
26 Loans to nondepository financial institutions 17 677.6 732.8 738.0 747.2 753.0 767.8 791.7 794.5 793.0 793.4 796.1 796.4
27 All loans not elsewhere classified 18 615.9 588.8 588.7 587.9 590.1 597.4 606.0 605.3 604.9 605.6 604.3 604.1
28 LESS: Allowance for loan and lease losses 128.6 130.9 131.6 131.8 132.4 132.8 132.7 132.0 132.0 131.9 131.6 132.3
29 Cash assets 21 1,733.9 1,567.6 1,535.2 1,519.7 1,507.6 1,496.1 1,538.1 1,469.3 1,502.8 1,492.8 1,416.0 1,364.6
30 Total federal funds sold and reverse RPs 22 229.6 233.7 234.3 243.3 257.3 254.3 275.9 273.6 276.6 264.1 277.5 288.9
31 Loans to commercial banks 23 4.7 4.7 5.0 4.9 4.6 4.5 4.3 4.1 4.1 4.1 4.1 4.0
32 Other assets including trading assets 24 1,272.4 1,300.0 1,302.4 1,316.1 1,335.5 1,342.8 1,353.9 1,359.4 1,370.9 1,343.0 1,361.3 1,357.0
33 Total assets 13,492.1 13,533.7 13,557.1 13,593.9 13,656.8 13,705.5 13,837.2 13,778.5 13,805.0 13,768.4 13,753.9 13,708.4
 
Liabilities
34 Deposits 10,844.2 10,869.3 10,881.6 10,927.1 10,925.1 10,978.1 11,110.2 11,005.0 11,041.1 10,982.7 10,949.5 10,955.0
35 Large time deposits 796.5 798.2 794.0 802.0 807.2 802.1 792.1 784.9 796.1 778.4 776.8 778.5
36 Other deposits 10,047.7 10,071.1 10,087.6 10,125.1 10,117.9 10,176.0 10,318.1 10,220.1 10,245.0 10,204.3 10,172.7 10,176.5
37 Borrowings 958.3 973.4 958.8 952.9 1,016.8 983.6 933.6 945.5 933.3 951.3 949.3 958.6
38 Net due to related foreign offices -358.0 -405.4 -411.3 -440.6 -445.7 -424.1 -384.4 -400.8 -393.5 -383.1 -399.6 -437.4
39 Other liabilities including trading liabilities 25 538.3 561.1 568.0 572.2 595.1 605.0 595.9 579.4 585.0 569.9 582.3 561.7
40 Total liabilities 11,982.7 11,998.4 11,997.1 12,011.7 12,091.3 12,142.6 12,255.3 12,129.2 12,165.9 12,120.8 12,081.6 12,037.9
41 Residual (Assets LESS Liabilities) 26 1,509.4 1,535.3 1,560.0 1,582.2 1,565.5 1,562.9 1,581.9 1,649.4 1,639.1 1,647.6 1,672.3 1,670.5

Footnotes appear on the last page.

Table 8. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2024
Jan
2024
Jul
2024
Aug
2024
Sep
2024
Oct
2024
Nov
2024
Dec
2025
Jan
Week ending
Jan 15 Jan 22 Jan 29 Feb 05
Assets
1 Bank credit 5,741.6 5,802.7 5,814.8 5,827.6 5,848.6 5,844.8 5,835.1 5,853.3 5,850.6 5,861.6 5,857.4 5,901.4
2 Securities in bank credit 2 1,264.3 1,249.2 1,255.1 1,264.3 1,275.2 1,271.0 1,251.3 1,246.8 1,248.1 1,249.5 1,245.6 1,260.7
3 Treasury and agency securities 3 874.2 876.2 883.0 890.8 900.1 899.5 884.6 884.1 885.0 885.8 883.7 897.2
4 Mortgage-backed securities (MBS) 4 585.8 597.9 603.3 613.0 619.8 615.3 612.7 612.4 613.7 613.6 611.6 619.2
5 Non-MBS 5 288.4 278.3 279.7 277.9 280.2 284.1 271.9 271.7 271.3 272.2 272.1 278.0
6 Other securities 390.1 373.0 372.1 373.5 375.2 371.6 366.8 362.8 363.1 363.8 361.8 363.5
7 Mortgage-backed securities (MBS) 6 38.4 36.1 36.1 36.2 36.4 35.7 35.8 35.0 35.2 35.1 35.1 33.6
8 Non-MBS 7 351.7 336.9 336.0 337.2 338.7 335.8 331.0 327.7 327.8 328.7 326.7 329.9
9 Loans and leases in bank credit 8 4,477.4 4,553.5 4,559.7 4,563.3 4,573.4 4,573.7 4,583.7 4,606.5 4,602.5 4,612.1 4,611.8 4,640.7
10 Commercial and industrial loans 720.9 726.9 728.9 729.9 730.6 732.1 733.3 734.7 735.0 736.4 733.1 738.3
11 Real estate loans 2,954.7 3,012.2 3,017.2 3,022.0 3,031.9 3,035.3 3,039.4 3,050.7 3,048.0 3,053.0 3,054.0 3,071.3
12 Residential real estate loans 969.1 990.6 992.6 992.9 996.5 999.6 1,002.8 1,006.7 1,005.7 1,008.0 1,008.5 1,014.3
13 Revolving home equity loans 102.5 106.6 107.4 108.3 109.2 109.8 110.5 111.1 111.0 111.0 111.2 112.3
14 Closed-end residential loans 9 866.5 884.0 885.2 884.7 887.4 889.8 892.3 895.6 894.8 896.9 897.3 902.0
15 Commercial real estate loans 1,985.6 2,021.6 2,024.5 2,029.1 2,035.4 2,035.7 2,036.6 2,043.9 2,042.3 2,045.0 2,045.5 2,057.0
16 Construction and land development loans 10 341.3 339.9 338.3 335.8 334.3 331.6 330.7 328.5 328.3 328.5 328.3 328.4
17 Secured by farmland 11 107.6 108.5 108.7 108.9 108.9 109.1 109.3 109.7 109.6 109.9 110.0 110.0
18 Secured by multifamily properties 12 335.2 343.4 344.8 347.0 349.5 351.8 353.3 357.1 356.7 357.6 357.6 361.1
19 Secured by nonfarm nonresidential properties 13 1,201.5 1,229.8 1,232.7 1,237.4 1,242.6 1,243.2 1,243.3 1,248.6 1,247.7 1,249.1 1,249.7 1,257.5
20 Consumer loans 457.9 462.0 462.9 463.4 458.9 451.3 452.1 453.6 451.7 453.5 455.4 460.0
21 Credit cards and other revolving plans 191.2 195.2 195.1 196.1 194.9 194.0 193.1 193.0 191.7 193.2 194.0 196.0
22 Other consumer loans 266.7 266.8 267.8 267.3 264.0 257.3 259.0 260.6 260.0 260.3 261.4 264.1
23 Automobile loans 14 78.8 78.2 78.0 77.3 76.6 76.4 76.3 76.1 76.1 76.1 76.2 76.5
24 All other consumer loans 15 187.9 188.6 189.8 190.0 187.4 180.8 182.7 184.5 184.0 184.2 185.2 187.6
25 All other loans and leases 343.9 352.4 350.8 348.0 352.0 355.0 358.9 367.6 367.8 369.2 369.4 371.1
26 Loans to nondepository financial institutions 17 112.7 118.4 118.4 116.7 118.6 122.5 124.9 128.3 128.5 129.8 129.5 129.8
27 All loans not elsewhere classified 18 231.2 234.0 232.4 231.3 233.4 232.5 234.0 239.3 239.3 239.4 239.9 241.3
28 LESS: Allowance for loan and lease losses 68.7 68.7 69.1 69.4 69.7 69.6 70.0 69.4 69.6 69.5 69.7 69.1
29 Cash assets 21 434.4 477.5 495.9 518.0 517.0 518.4 509.1 501.7 503.8 499.4 498.1 492.1
30 Total federal funds sold and reverse RPs 22 32.5 28.6 32.2 32.6 34.4 34.9 34.7 38.5 40.1 39.0 38.8 36.2
31 Loans to commercial banks 23 0.6 0.5 0.8 1.1 1.5 1.6 1.6 1.6 1.6 1.5 1.5 1.5
32 Other assets including trading assets 24 434.8 440.6 437.6 431.1 431.0 434.6 439.4 445.7 443.3 446.1 447.5 450.6
33 Total assets 6,575.2 6,681.2 6,712.3 6,741.0 6,762.8 6,764.7 6,749.9 6,771.3 6,769.7 6,778.2 6,773.5 6,812.6
 
Liabilities
34 Deposits 5,310.0 5,403.9 5,430.9 5,469.2 5,511.0 5,518.8 5,522.5 5,543.8 5,548.7 5,552.2 5,535.7 5,540.9
35 Large time deposits 673.1 726.0 743.3 760.7 772.5 767.7 762.3 752.4 754.6 749.2 747.2 746.2
36 Other deposits 4,636.9 4,677.9 4,687.5 4,708.5 4,738.5 4,751.1 4,760.2 4,791.4 4,794.1 4,803.0 4,788.5 4,794.7
37 Borrowings 434.1 396.5 389.6 374.8 347.6 352.1 352.9 343.6 344.6 348.3 342.3 336.9
38 Net due to related foreign offices 33.5 36.8 35.2 33.0 33.0 34.3 35.0 32.7 32.4 31.0 33.3 32.4
39 Other liabilities including trading liabilities 25 129.2 125.7 122.8 119.7 118.4 117.4 120.7 122.3 121.7 122.2 124.9 120.2
40 Total liabilities 5,906.8 5,962.8 5,978.4 5,996.8 6,009.9 6,022.6 6,031.1 6,042.3 6,047.5 6,053.7 6,036.3 6,030.5
41 Residual (Assets LESS Liabilities) 26 668.4 718.4 733.8 744.2 752.9 742.1 718.8 729.0 722.3 724.4 737.2 782.1

Footnotes appear on the last page.

Table 9. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2024
Jan
2024
Jul
2024
Aug
2024
Sep
2024
Oct
2024
Nov
2024
Dec
2025
Jan
Week ending
Jan 15 Jan 22 Jan 29 Feb 05
Assets
1 Bank credit 5,742.1 5,804.0 5,816.1 5,831.5 5,850.6 5,843.7 5,855.1 5,853.5 5,854.5 5,853.0 5,848.8 5,887.9
2 Securities in bank credit 2 1,268.3 1,247.1 1,254.3 1,259.0 1,269.0 1,260.2 1,256.5 1,251.3 1,254.4 1,252.3 1,245.7 1,261.1
3 Treasury and agency securities 3 877.7 873.8 880.8 885.6 894.8 891.2 889.9 887.4 890.0 887.9 883.3 896.9
4 Mortgage-backed securities (MBS) 4 586.8 597.5 603.5 609.0 613.2 610.0 612.0 612.4 614.9 612.7 609.3 621.2
5 Non-MBS 5 290.9 276.3 277.3 276.6 281.6 281.2 277.8 275.0 275.0 275.2 274.0 275.7
6 Other securities 390.7 373.3 373.5 373.5 374.2 369.1 366.6 363.8 364.4 364.4 362.4 364.1
7 Mortgage-backed securities (MBS) 6 38.3 36.1 36.1 36.2 36.6 35.9 35.4 34.9 35.1 35.0 34.9 33.6
8 Non-MBS 7 352.4 337.3 337.4 337.3 337.7 333.1 331.3 328.9 329.4 329.4 327.5 330.5
9 Loans and leases in bank credit 8 4,473.8 4,556.9 4,561.8 4,572.5 4,581.6 4,583.5 4,598.6 4,602.2 4,600.1 4,600.8 4,603.1 4,626.8
10 Commercial and industrial loans 718.9 726.7 725.1 726.2 727.5 727.4 730.3 732.0 732.4 733.1 730.3 736.6
11 Real estate loans 2,955.2 3,012.7 3,020.8 3,028.2 3,036.6 3,043.1 3,046.3 3,051.2 3,049.3 3,051.7 3,052.9 3,068.7
12 Residential real estate loans 967.6 992.1 994.7 996.7 999.6 1,003.2 1,004.9 1,005.4 1,004.8 1,005.6 1,005.8 1,011.5
13 Revolving home equity loans 102.7 106.5 107.3 108.3 109.3 110.0 110.9 111.2 111.1 111.1 111.3 112.2
14 Closed-end residential loans 9 864.9 885.6 887.5 888.4 890.4 893.3 894.1 894.2 893.7 894.5 894.5 899.3
15 Commercial real estate loans 1,987.6 2,020.6 2,026.1 2,031.5 2,037.0 2,039.9 2,041.3 2,045.8 2,044.5 2,046.1 2,047.2 2,057.2
16 Construction and land development loans 10 342.0 337.6 338.2 336.4 335.0 334.8 333.3 329.4 329.2 329.6 329.6 329.3
17 Secured by farmland 11 107.5 108.7 109.0 109.3 109.3 109.3 109.6 109.7 109.7 109.7 109.7 109.7
18 Secured by multifamily properties 12 335.2 344.4 346.1 347.8 350.2 351.8 353.4 357.1 356.7 357.3 357.6 360.9
19 Secured by nonfarm nonresidential properties 13 1,202.9 1,229.9 1,232.9 1,238.0 1,242.4 1,243.9 1,245.0 1,249.7 1,249.0 1,249.5 1,250.2 1,257.3
20 Consumer loans 464.5 459.2 461.7 463.9 460.8 454.5 460.8 460.4 458.7 459.5 462.7 463.9
21 Credit cards and other revolving plans 196.5 193.5 194.3 194.8 195.0 195.9 201.0 198.4 197.3 197.6 199.1 198.3
22 Other consumer loans 268.0 265.7 267.4 269.1 265.9 258.6 259.8 262.0 261.4 261.9 263.5 265.6
23 Automobile loans 14 79.0 78.1 77.9 77.5 77.0 76.8 76.6 76.3 76.3 76.3 76.4 76.4
24 All other consumer loans 15 189.0 187.6 189.5 191.6 188.9 181.8 183.2 185.7 185.1 185.6 187.2 189.1
25 All other loans and leases 335.2 358.3 354.1 354.2 356.6 358.5 361.2 358.6 359.7 356.5 357.2 357.7
26 Loans to nondepository financial institutions 17 106.6 122.9 120.6 120.0 121.9 123.6 123.9 121.6 122.3 120.2 120.1 120.4
27 All loans not elsewhere classified 18 228.6 235.4 233.5 234.3 234.7 234.9 237.3 237.0 237.3 236.2 237.2 237.2
28 LESS: Allowance for loan and lease losses 68.6 68.9 69.1 69.4 69.6 69.9 69.8 69.4 69.5 69.5 69.4 69.4
29 Cash assets 21 474.1 461.7 483.9 508.2 514.0 537.8 546.6 533.2 541.6 524.2 517.4 514.7
30 Total federal funds sold and reverse RPs 22 28.9 30.5 31.1 31.3 32.1 33.5 33.9 34.7 35.5 34.7 35.5 34.7
31 Loans to commercial banks 23 0.5 0.6 1.0 1.3 1.5 1.5 1.4 1.4 1.4 1.4 1.4 1.3
32 Other assets including trading assets 24 432.3 440.8 437.6 434.9 434.6 438.7 439.4 443.0 442.3 442.1 445.9 446.0
33 Total assets 6,609.3 6,668.8 6,700.6 6,737.8 6,763.1 6,785.3 6,806.6 6,796.4 6,805.9 6,786.0 6,779.7 6,815.4
 
Liabilities
34 Deposits 5,319.2 5,388.4 5,427.9 5,469.3 5,508.3 5,542.5 5,567.4 5,552.3 5,571.0 5,539.7 5,524.4 5,537.8
35 Large time deposits 674.0 730.1 743.9 757.5 762.8 759.8 755.1 751.4 752.8 749.8 749.2 749.5
36 Other deposits 4,645.2 4,658.3 4,684.0 4,711.8 4,745.4 4,782.7 4,812.4 4,800.9 4,818.2 4,789.8 4,775.2 4,788.3
37 Borrowings 434.1 404.7 389.0 376.2 353.9 345.7 341.6 342.5 339.9 348.8 345.9 334.7
38 Net due to related foreign offices 34.6 37.2 34.5 32.7 33.3 33.4 34.4 34.2 33.1 32.8 37.4 32.6
39 Other liabilities including trading liabilities 25 127.5 123.6 123.2 122.5 123.1 125.1 122.1 120.8 121.6 121.0 123.2 119.0
40 Total liabilities 5,915.4 5,954.0 5,974.7 6,000.7 6,018.6 6,046.8 6,065.6 6,049.8 6,065.5 6,042.3 6,030.9 6,024.1
41 Residual (Assets LESS Liabilities) 26 693.9 714.8 725.9 737.1 744.5 738.5 741.0 746.7 740.3 743.6 748.8 791.3

Footnotes appear on the last page.

Table 10. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars.
Account 2024
Jan
2024
Jul
2024
Aug
2024
Sep
2024
Oct
2024
Nov
2024
Dec
2025
Jan
Week ending
Jan 15 Jan 22 Jan 29 Feb 05
Assets
1 Bank credit 1,292.6 1,344.0 1,355.1 1,361.7 1,380.8 1,377.2 1,389.4 1,386.3 1,383.7 1,399.5 1,371.9 1,385.4
2 Securities in bank credit 2 229.4 235.2 242.0 246.7 248.6 241.8 242.5 244.5 244.7 251.2 235.8 244.8
3 Treasury and agency securities 3 147.1 154.4 158.0 165.0 168.0 161.7 161.2 161.6 163.8 164.3 152.9 161.6
4 Mortgage-backed securities (MBS) 4 26.9 30.5 33.6 35.6 37.4 39.9 40.0 40.0 38.5 41.1 41.1 41.3
5 Non-MBS 5 120.2 123.8 124.4 129.5 130.6 121.8 121.1 121.6 125.3 123.2 111.8 120.3
6 Other securities 82.3 80.8 84.0 81.7 80.5 80.1 81.3 82.8 80.9 87.0 82.9 83.2
7 Mortgage-backed securities (MBS) 6 1.9 1.2 1.1 1.1 1.2 1.2 1.1 1.1 1.1 1.1 1.1 1.1
8 Non-MBS 7 80.4 79.6 82.9 80.6 79.3 78.9 80.2 81.7 79.8 85.9 81.8 82.2
9 Loans and leases in bank credit 8 1,063.2 1,108.8 1,113.1 1,115.0 1,132.2 1,135.5 1,146.9 1,141.9 1,139.0 1,148.3 1,136.1 1,140.6
10 Commercial and industrial loans 506.0 504.2 503.7 502.7 512.6 512.1 512.3 506.9 503.1 507.4 504.3 505.8
11 Real estate loans 113.8 116.8 117.0 115.4 116.1 117.9 117.3 117.0 117.3 117.3 117.2 118.3
12 Residential real estate loans 0.5 0.6 0.6 0.4 0.5 0.5 0.7 0.9 0.8 0.9 0.9 0.9
13 Revolving home equity loans 0.0 0.1 0.1 0.1 0.1 0.0 0.2 0.4 0.4 0.4 0.4 0.4
14 Closed-end residential loans 9 0.5 0.5 0.5 0.3 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.5
15 Commercial real estate loans 113.3 116.2 116.3 115.0 115.6 117.4 116.7 116.2 116.5 116.4 116.3 117.4
16 Construction and land development loans 10 12.5 13.7 14.1 14.6 14.8 15.2 15.9 16.8 16.8 16.9 17.0 17.2
17 Secured by farmland 11 0.1 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2
18 Secured by multifamily properties 12 21.0 22.3 21.7 20.9 20.7 20.4 19.8 19.8 19.9 20.0 19.9 19.9
19 Secured by nonfarm nonresidential properties 13 79.7 80.1 80.4 79.3 79.9 81.6 80.8 79.3 79.6 79.2 79.2 80.1
20 Consumer loans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 , 16 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
25 All other loans and leases 443.3 487.8 492.5 496.9 503.6 505.5 517.3 518.0 518.6 523.6 514.6 516.5
26 Loans to nondepository financial institutions 17 213.6 244.1 243.3 243.9 246.5 247.6 254.9 259.2 259.9 262.6 258.4 259.6
27 All loans not elsewhere classified 18 , 19 229.7 243.6 249.2 253.0 257.0 257.9 262.4 258.8 258.8 261.0 256.2 256.9
28 LESS: Allowance for loan and lease losses 20 -0.1 0.1 0.0 -0.0 -0.0 -0.0 -0.0 -0.0 -0.1 -0.0 -0.0 -0.1
29 Cash assets 21 1,371.2 1,293.6 1,331.0 1,223.3 1,232.1 1,199.9 1,151.0 1,323.2 1,346.5 1,327.9 1,321.1 1,353.2
30 Total federal funds sold and reverse RPs 22 367.8 383.3 361.7 373.7 353.3 351.8 369.9 349.4 350.5 346.8 349.0 329.9
31 Loans to commercial banks 23 1.0 0.8 0.6 0.5 1.9 2.1 1.4 1.8 2.0 1.8 2.2 1.6
32 Other assets including trading assets 24 142.9 138.7 135.9 128.6 134.2 158.6 155.7 170.0 167.1 160.0 175.9 167.7
33 Total assets 3,175.6 3,160.4 3,184.2 3,087.8 3,102.3 3,089.7 3,067.5 3,230.7 3,249.9 3,235.9 3,220.1 3,237.9
 
Liabilities
34 Deposits 1,295.4 1,305.1 1,316.1 1,330.7 1,338.5 1,347.8 1,323.4 1,378.2 1,390.4 1,380.8 1,379.6 1,366.4
35 Large time deposits 804.1 793.5 805.8 805.1 795.9 791.4 802.8 805.8 808.8 799.9 803.2 814.6
36 Other deposits 491.2 511.6 510.3 525.6 542.6 556.4 520.6 572.4 581.6 580.8 576.3 551.8
37 Borrowings 1,017.7 957.1 975.8 945.1 891.2 862.3 844.1 881.5 912.5 895.1 868.6 856.8
38 Net due to related foreign offices 673.3 757.8 735.4 687.3 731.6 723.5 730.4 779.3 768.8 775.7 768.3 816.3
39 Other liabilities including trading liabilities 25 168.1 149.2 149.5 140.4 143.4 166.6 159.9 172.9 169.8 162.2 181.9 161.5
40 Total liabilities 3,154.5 3,169.2 3,176.8 3,103.5 3,104.6 3,100.1 3,057.8 3,211.9 3,241.5 3,213.8 3,198.3 3,200.9
41 Residual (Assets LESS Liabilities) 26 21.1 -8.8 7.4 -15.7 -2.3 -10.4 9.8 18.8 8.3 22.1 21.8 36.9

Footnotes appear on the last page.

Table 11. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2024
Jan
2024
Jul
2024
Aug
2024
Sep
2024
Oct
2024
Nov
2024
Dec
2025
Jan
Week ending
Jan 15 Jan 22 Jan 29 Feb 05
Assets
1 Bank credit 1,308.5 1,339.2 1,347.0 1,355.3 1,369.0 1,381.3 1,404.4 1,401.6 1,397.3 1,405.3 1,395.4 1,406.1
2 Securities in bank credit 2 231.1 237.1 243.5 245.4 243.4 245.0 241.8 245.9 245.4 251.6 242.3 248.8
3 Treasury and agency securities 3 148.3 157.5 160.3 163.0 161.5 162.5 159.3 162.3 163.3 163.9 159.6 165.8
4 Mortgage-backed securities (MBS) 4 27.9 31.4 34.5 36.0 35.8 38.3 40.1 41.2 40.2 41.6 41.4 41.9
5 Non-MBS 5 120.4 126.0 125.8 127.0 125.7 124.3 119.2 121.2 123.1 122.2 118.2 123.9
6 Other securities 82.8 79.7 83.2 82.4 81.9 82.4 82.6 83.6 82.1 87.7 82.7 83.1
7 Mortgage-backed securities (MBS) 6 1.9 1.2 1.2 1.2 1.2 1.2 1.1 1.1 1.1 1.1 1.1 1.1
8 Non-MBS 7 80.9 78.5 82.1 81.2 80.7 81.3 81.4 82.4 81.0 86.6 81.6 82.0
9 Loans and leases in bank credit 8 1,077.4 1,102.1 1,103.5 1,109.9 1,125.6 1,136.4 1,162.5 1,155.7 1,151.9 1,153.6 1,153.1 1,157.3
10 Commercial and industrial loans 510.9 503.9 499.8 498.8 507.0 511.9 520.3 512.1 507.7 509.4 511.1 513.2
11 Real estate loans 113.7 117.4 116.7 114.8 115.9 116.1 116.0 116.7 116.6 116.8 116.9 118.1
12 Residential real estate loans 0.5 0.6 0.6 0.5 0.5 0.5 0.6 0.8 0.8 0.9 0.9 0.9
13 Revolving home equity loans 0.0 0.1 0.2 0.1 0.1 0.0 0.2 0.4 0.3 0.4 0.4 0.4
14 Closed-end residential loans 9 0.5 0.5 0.4 0.4 0.4 0.5 0.5 0.5 0.4 0.4 0.4 0.5
15 Commercial real estate loans 113.2 116.7 116.1 114.3 115.4 115.6 115.4 115.9 115.8 115.9 116.0 117.2
16 Construction and land development loans 10 12.1 13.8 14.2 14.5 14.8 15.3 15.9 16.3 16.3 16.3 16.6 16.9
17 Secured by farmland 11 0.1 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2
18 Secured by multifamily properties 12 21.1 22.2 21.5 21.0 20.9 20.6 19.8 19.9 20.0 20.0 20.0 19.8
19 Secured by nonfarm nonresidential properties 13 79.9 80.6 80.2 78.7 79.4 79.6 79.4 79.4 79.3 79.4 79.3 80.3
20 Consumer loans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 , 16 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
25 All other loans and leases 452.8 480.8 487.0 496.2 502.7 508.4 526.2 526.9 527.6 527.4 525.1 526.0
26 Loans to nondepository financial institutions 17 218.0 239.4 240.4 245.6 248.5 251.4 261.1 263.2 263.8 264.4 262.3 263.9
27 All loans not elsewhere classified 18 , 19 234.8 241.5 246.6 250.6 254.2 256.9 265.1 263.7 263.8 263.0 262.7 262.1
28 LESS: Allowance for loan and lease losses 20 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
29 Cash assets 21 1,369.5 1,297.3 1,338.7 1,201.4 1,208.5 1,214.9 1,107.9 1,329.4 1,351.0 1,361.0 1,330.4 1,374.0
30 Total federal funds sold and reverse RPs 22 373.9 374.9 363.4 371.5 345.1 357.0 368.3 354.4 356.8 354.4 350.9 342.2
31 Loans to commercial banks 23 1.0 0.8 0.5 0.6 2.0 1.9 1.5 1.7 1.9 1.9 1.9 1.4
32 Other assets including trading assets 24 141.0 137.2 136.9 130.6 137.3 162.3 154.8 167.6 163.5 161.7 174.6 155.1
33 Total assets 3,193.9 3,149.4 3,186.5 3,059.5 3,061.9 3,117.5 3,036.9 3,254.7 3,270.5 3,284.2 3,253.3 3,278.8
 
Liabilities
34 Deposits 1,311.0 1,296.1 1,320.8 1,322.2 1,319.2 1,344.0 1,314.6 1,393.7 1,406.9 1,401.4 1,405.1 1,398.2
35 Large time deposits 816.8 784.5 805.6 797.6 786.7 787.2 796.5 818.7 819.9 815.7 825.7 834.1
36 Other deposits 494.2 511.6 515.1 524.7 532.5 556.8 518.1 575.0 587.1 585.7 579.5 564.1
37 Borrowings 1,027.4 960.4 975.8 918.0 860.3 859.9 838.7 890.5 925.3 919.3 857.3 870.8
38 Net due to related foreign offices 688.8 739.4 737.5 673.9 731.6 737.5 721.5 797.4 768.0 798.4 806.9 860.7
39 Other liabilities including trading liabilities 25 164.5 149.1 148.0 141.1 146.5 171.8 157.7 169.8 165.6 162.2 182.3 147.4
40 Total liabilities 3,191.6 3,145.0 3,182.1 3,055.2 3,057.6 3,113.2 3,032.5 3,251.4 3,265.9 3,281.3 3,251.6 3,277.2
41 Residual (Assets LESS Liabilities) 26 2.4 4.4 4.3 4.3 4.3 4.4 4.5 3.3 4.5 2.9 1.6 1.7

Footnotes appear on the last page.

Footnotes

  1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations. The latter two categories together are referred to on this release as “foreign-related institutions.” Data exclude International Banking Facilities. Weekly levels are Wednesday values; monthly levels are pro rata averages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks are adjusted to remove the estimated effects of mergers and panel shifts between these two bank groups. (See www.federalreserve.gov/releases/h8/about.htm for more information on how these data were constructed.)
  2. Includes all securities, whether held-to-maturity reported at amortized cost; available-for-sale reported at fair value; held as trading assets, also reported at fair value; or equity securities with readily determinable fair values not held for trading. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 32) or loans held in trading accounts (included in line 9).
  3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
  4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.
  5. Includes U.S. Treasury securities and U.S. government agency obligations other than MBS.
  6. Includes MBS not issued or guaranteed by the U.S. government.
  7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.
  8. Includes the allowance for loan and lease losses (line 28) and all loans held in trading accounts under a fair value option. Excludes total federal funds sold and reverse RPs (line 30), loans made to commercial banks (line 31), and unearned income.
  9. Includes first and junior liens on closed-end loans secured by 1–4 family residential properties.
  10. Includes construction, land development, and other land loans.
  11. Includes loans secured by farmland, including grazing and pastureland.
  12. Includes loans secured by multifamily (5 or more) residential properties, including apartment buildings.
  13. Includes loans secured by nonfarm nonresidential properties, both owner-occupied and other nonfarm nonresidential properties.
  14. Includes loans for purchasing new and used passenger cars and other vehicles. Includes direct and indirect consumer automobile loans as well as retail installment sales paper purchased from auto dealers.
  15. Includes student loans, loans for medical expenses and vacations, and loans for other personal expenditures.
  16. Foreign-related institutions do not report consumer loans separately. These loans are included in all other loans not elsewhere classified (line 27).
  17. Includes loans to real estate investment trusts, insurance companies, holding companies of other depository institutions, finance companies, mortgage finance companies, factors, federally-sponsored lending agencies, investment banks, banks’ own trust departments, and other nondepository financial intermediaries.
  18. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.
  19. Foreign-related institutions include consumer loans in all other loans not elsewhere classified (line 27), rather than reporting consumer loans separately.
  20. Beginning April 6, 2022, foreign-related institutions no longer report the allowance for loan and lease losses separately. Any such allowances are included in net due to related foreign offices (line 38).
  21. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  22. Includes total federal funds sold to, and reverse RPs with, commercial banks, brokers and dealers, and others, including the Federal Home Loan Banks (FHLB).
  23. Excludes loans secured by real estate, which are included in line 11.
  24. Includes other real estate owned; premises and fixed assets; investments in unconsolidated subsidiaries; intangible assets (including goodwill); direct and indirect investments in real estate ventures; accounts receivable; derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) with a positive fair value, as determined under FASB Interpretation No. 39 (FIN 39); and other assets. Excludes the due-from position with related foreign offices which is included in line 38. Excludes most securities held in trading accounts (included in line 2); trading account securities at some smaller domestically chartered commercial banks are included in this item.
  25. Includes subordinated notes and debentures; net deferred tax liabilities; interest and other expenses accrued and unpaid; accounts payable; liabilities for short positions; derivative contracts with a negative fair value, as determined under FASB Interpretation No. 39 (FIN 39); other trading liabilities to which fair value accounting has been applied; and other liabilities.
  26. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.
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Last Update: February 14, 2025
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