Financial Accounts of the United States - Z.1
L.110 Private depository institutions1
Billions of dollars; amounts outstanding end of period, not seasonally adjusted
| Line | Description | Series | 2023 | 2024 | 2025 | 2024:Q3 | 2024:Q4 | 2025:Q1 | 2025:Q2 | 2025:Q3 | 2025:Q4 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Line 1 | Total financial assets | FL704090005 | 27484.6 | 27694.8 | 29153.1 | 27677.2 | 27694.8 | 28277.1 | 28574.5 | 28774.2 | 29153.1 |
| Line 2 | Interbank assets | FL704010005 | 4625.3 | 4279.4 | 4415.4 | 4368.0 | 4279.4 | 4579.7 | 4376.9 | 4357.8 | 4415.4 |
| Line 3 | Currency (vault cash) | FL703025005 | 83.8 | 86.5 | 85.6 | 75.3 | 86.5 | 76.0 | 76.6 | 75.8 | 85.6 |
| Line 4 | Other deposits (FHLB deposits) | FL403197033 | 13.2 | 14.3 | 16.0 | 13.9 | 14.3 | 14.5 | 16.6 | 15.6 | 16.0 |
| Line 5 | Federal funds and security repos | FL702050005 | 656.8 | 698.4 | 796.7 | 729.1 | 698.4 | 782.2 | 816.9 | 787.3 | 796.7 |
| Line 6 | Debt securities | LM704022005 | 5941.1 | 6059.1 | 6413.2 | 6194.4 | 6059.1 | 6229.8 | 6331.9 | 6446.3 | 6413.2 |
| Line 7 | Open market paper | FL703069175 | 0.0 | 0.1 | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 |
| Line 8 | Treasury securities | LM703061105 | 1514.0 | 1722.7 | 1961.8 | 1669.4 | 1722.7 | 1740.9 | 1848.9 | 1940.5 | 1961.8 |
| Line 9 | Agency- and GSE-backed securities | LM703061705 | 3093.5 | 3060.4 | 3173.8 | 3168.8 | 3060.4 | 3150.2 | 3155.7 | 3181.2 | 3173.8 |
| Line 10 | Municipal securities | LM703062005 | 425.2 | 384.7 | 372.0 | 398.6 | 384.7 | 377.2 | 371.2 | 377.1 | 372.0 |
| Line 11 | Corporate and foreign bonds | LM703063005 | 908.4 | 891.1 | 905.6 | 957.6 | 891.1 | 961.4 | 956.0 | 947.5 | 905.6 |
| Line 12 | Loans | FL704023005 | 14590.7 | 14985.1 | 15865.7 | 14793.6 | 14985.1 | 15038.4 | 15356.9 | 15522.2 | 15865.7 |
| Line 13 | Depository institution loans n.e.c. | FL703068005 | 4914.7 | 5269.5 | 5828.2 | 5018.0 | 5269.5 | 5297.3 | 5515.5 | 5608.0 | 5828.2 |
| Line 14 | Other loans and advances | FL703069005 | 20.0 | 26.5 | 29.5 | 25.9 | 26.5 | 29.1 | 30.7 | 28.5 | 29.5 |
| Line 15 | Mortgages | FL703065005 | 6892.1 | 7029.6 | 7228.6 | 7004.3 | 7029.6 | 7048.4 | 7115.1 | 7166.0 | 7228.6 |
| Line 16 | Consumer credit | FL703066005 | 2763.9 | 2659.6 | 2779.5 | 2745.4 | 2659.6 | 2663.6 | 2695.6 | 2719.7 | 2779.5 |
| Line 17 | U.S. direct investment abroad: intercompany debt | LM763092305 | -2.7 | -2.9 | -4.4 | -5.2 | -2.9 | -1.7 | -4.0 | -4.3 | -4.4 |
| Line 18 | Corporate equities | LM703064105 | 59.7 | 79.8 | 95.6 | 82.0 | 79.8 | 81.2 | 85.0 | 91.1 | 95.6 |
| Line 19 | U.S. direct investment abroad: equity | LM763092100 | 363.8 | 377.5 | 502.5 | 405.2 | 377.5 | 394.4 | 442.1 | 471.7 | 502.5 |
| Line 20 | Miscellaneous other equity | FL703094905 | 71.6 | 69.2 | 68.7 | 69.3 | 69.2 | 67.5 | 70.6 | 68.3 | 68.7 |
| Line 21 | Mutual fund shares | LM703064205 | 14.4 | 14.8 | 18.5 | 13.9 | 14.8 | 16.4 | 18.3 | 19.9 | 18.5 |
| Line 22 | Life insurance reserves | FL763040005 | 202.7 | 207.0 | 213.2 | 206.1 | 207.0 | 208.3 | 210.0 | 211.6 | 213.2 |
| Line 23 | Miscellaneous assets | FL703090005 | 864.2 | 826.6 | 666.4 | 731.6 | 826.6 | 790.4 | 776.5 | 711.0 | 666.4 |
| Line 24 | Total liabilities and equity | FL704194005 | 28483.1 | 28881.6 | 30278.7 | 28742.2 | 28881.6 | 29296.4 | 29673.0 | 29886.1 | 30278.7 |
| Line 25 | Total liabilities | FL704190005 | 25630.7 | 25826.4 | 26941.4 | 25662.9 | 25826.4 | 26211.9 | 26470.5 | 26594.6 | 26941.4 |
| Line 26 | Interbank liabilities | FL704110005 | 2167.4 | 1989.1 | 2225.4 | 2010.0 | 1989.1 | 2107.3 | 2097.8 | 2132.4 | 2225.4 |
| Line 27 | Checkable deposits | FL703127005 | 6637.9 | 7184.2 | 8593.8 | 6947.5 | 7184.2 | 7379.5 | 7471.9 | 7511.9 | 8593.8 |
| Line 28 | Time and savings deposits | FL703130005 | 13663.1 | 13695.7 | 13158.6 | 13661.2 | 13695.7 | 13768.2 | 13787.2 | 13867.5 | 13158.6 |
| Line 29 | Federal funds and security repos | FL702150005 | 795.7 | 698.2 | 749.4 | 740.8 | 698.2 | 746.5 | 813.6 | 784.5 | 749.4 |
| Line 30 | Debt securities | FL704122005 | 588.9 | 588.8 | 612.2 | 614.9 | 588.8 | 604.2 | 666.7 | 659.1 | 612.2 |
| Line 31 | Open market paper | FL703169175 | 334.4 | 349.3 | 368.2 | 358.9 | 349.3 | 352.5 | 396.2 | 400.9 | 368.2 |
| Line 32 | Corporate bonds | FL763163005 | 254.5 | 239.5 | 244.0 | 256.0 | 239.5 | 251.8 | 270.5 | 258.2 | 244.0 |
| Line 33 | Loans (other loans and advances) | FL703169005 | 640.6 | 564.6 | 487.9 | 578.7 | 564.6 | 522.1 | 559.3 | 508.1 | 487.9 |
| Line 34 | Foreign direct investment: intercompany debt | LM753192305 | 14.3 | 15.1 | 14.5 | 15.4 | 15.1 | 15.1 | 14.6 | 14.2 | 14.5 |
| Line 35 | Taxes payable (net) | FL763178000 | 56.6 | 61.2 | 84.4 | 75.0 | 61.2 | 49.6 | 58.4 | 80.6 | 84.4 |
| Line 36 | Miscellaneous liabilities | FL703190005 | 1066.1 | 1029.5 | 1015.3 | 1019.3 | 1029.5 | 1019.5 | 1001.0 | 1036.4 | 1015.3 |
| Line 37 | Other investment by holding company parent | FL763194705 | 237.0 | 239.0 | 235.2 | 251.7 | 239.0 | 245.2 | 226.3 | 235.3 | 235.2 |
| Line 38 | Other | FL703193005 | 829.1 | 790.5 | 780.2 | 767.6 | 790.5 | 774.2 | 774.7 | 801.2 | 780.2 |
| Line 39 | Total equity | FL703181105 | 2852.5 | 3055.2 | 3337.3 | 3079.3 | 3055.2 | 3084.5 | 3202.5 | 3291.5 | 3337.3 |
| Line 40 | Corporate equities (market value) | LM763164105 | 98.7 | 105.8 | 113.0 | 98.9 | 105.8 | 96.6 | 98.0 | 102.9 | 113.0 |
| Line 41 | Foreign direct investment: equity | LM753192103 | 426.4 | 522.8 | 599.7 | 516.4 | 522.8 | 485.2 | 538.8 | 586.1 | 599.7 |
| Line 42 | Equity investment by holding company parent | FL763194603 | 2211.7 | 2327.5 | 2499.4 | 2345.6 | 2327.5 | 2379.5 | 2443.1 | 2480.1 | 2499.4 |
| Line 43 | Investment by other financial business | FL753194503 | 115.6 | 99.1 | 125.1 | 118.5 | 99.1 | 123.2 | 122.7 | 122.4 | 125.1 |
| Memo: | |||||||||||
| Line 44 | Consumer leases not included above2 | FL763066303 | 9.9 | 10.9 | 11.1 | 10.6 | 10.9 | 11.0 | 11.0 | 11.0 | 11.1 |
| Line 45 | Uninsured deposits3 | FL703139105 | 8249.7 | 8743.5 | 9380.1 | 8515.7 | 8743.5 | 8842.1 | 9041.5 | 9142.1 | 9380.1 |
Notes:
- Sum of U.S.-chartered depository institutions, foreign banking offices, banks in U.S.-affiliated areas, and credit unions.
- Receivables from operating leases, such as consumer automobile leases, are booked as current income when payments are received and are not included in financial assets (or household liabilities). The leased automobile is a nonfinancial asset.
- Includes checkable deposits (line 26) and time and savings deposits (line 28) not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund.
Last Update: 2026-03-19