Financial Accounts of the United States - Z.1
S1M.t Households and nonprofit organizations 🕮 PDF
Billions of dollars; quarterly figures are seasonally adjusted annual rates
| Line | Description | Series | 2023 | 2024 | 2025 | 2024:Q4 | 2025:Q1 | 2025:Q2 | 2025:Q3 | 2025:Q4 | 2026:Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Line 1 | Personal income | FA156010001 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 2 | - Personal current taxes | FA156210005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 3 | = Disposable personal income | FA156012005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 4 | - Personal outlays | FA156900005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 5 | = Personal saving, NIPA | FA156007015 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 6 | + Government insurance and pension reserves | FA313154015 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 7 | - Contr. for govt. soc. insur., U.S.-affiliated areas | FA156600075 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 8 | + Net investment in consumer durables | FA155111005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 9 | + Consumption of fixed capital | FA156300005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 10 | - Net capital transfers paid | FA155440005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 11 | = Gross saving less net capital transfers paid | FA156000105 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 12 | Gross investment | FA155090005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 13 | Capital expenditures | FA155050005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 14 | Consumer durable goods | FA155111003 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 15 | Residential | FA155012005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 16 | Nonprofit nonresidential | FA165013005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 17 | Nonproduced nonfinancial assets | FA155420003 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 18 | Net lending (+) or net borrowing (-) | FA155000005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 19 | Net acquisition of financial assets | FA154090005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 20 | Checkable deposits and currency | FA153020005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 21 | Time and savings deposits | FA153030005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 22 | Other deposits | FA153030505 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 23 | Debt securities | FA154022005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 24 | Treasury securities | FA153061105 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 25 | Agency- and GSE-backed securities | FA153061705 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 26 | Municipal securities | FA153062005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 27 | Corporate and foreign bonds | FA153063005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 28 | Loans | FA154035005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 29 | Consumer credit (student loans) | FA163066223 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 30 | Mortgages | FA153065005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 31 | Other loans and advances | FA153069005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 32 | Corporate equities | FA153064105 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 33 | Miscellaneous other equity | FA153081115 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 34 | Money market fund shares | FA153034005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 35 | Mutual fund shares | FA153064205 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 36 | Life insurance reserves | FA153040005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 37 | Pension entitlements | FA153050005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 38 | Trade receivables | FA163070005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 39 | Miscellaneous assets | FA153090005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 40 | Net increase in liabilities | FA154190005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 41 | Debt securities (municipal securities) | FA163162003 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 42 | Loans | FA154135005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 43 | Depository institution loans n.e.c. | FA153168005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 44 | Consumer credit | FA153166000 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 45 | One-to-four-family residential mortgages | FA153165105 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 46 | Commercial mortgages | FA163165505 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 47 | Other loans and advances | FA153169005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 48 | Trade payables | FA163170005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 49 | Deferred and unpaid life insurance premiums | FA543077073 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 50 | Discrepancy | FA157005005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
Notes:
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary table S15.b shows estimates of annual year-end outstandings of nonprofit organizations.
- See table S1P.t for derivation of alternative measures of personal saving.
- Railroad Retirement Board, the National Railroad Retirement Investment Trust, and federal government life insurance reserves.
- Includes nonmarketable Treasury securities, cash accounts at brokers and dealers, and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Directly held corporate equities, including closed-end fund, exchange-traded fund, and real estate investment trust shares.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs, at life insurance companies. Excludes Social Security.
- Includes loans extended by the Federal Reserve to financial institutions such as domestic hedge funds through the Term Asset-Backed Securities Loan Facility (TALF I).
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table F4.5a.t, line 24).
Last Update: 2026-05-22