Board of Governors of the Federal Reserve System

Frost Bank, San Antonio, Texas -- to establish a branch at 18725 FM 685, Pflugerville, Texas.
Approved: January 9, 2025

Valley Bank of Ronan, Ronan, Montana -- to establish a branch at 116 West Railroad Avenue, Plains, Montana.
Approved: January 9, 2025

Clear Mountain Bank, Inc., Bruceton Mills, West Virginia -- to establish a branch at 241 Middletown Loop, White Hall, West Virginia, and to increase its investment in bank premises.
Approved: January 7, 2025

Cadence Bank, Tupelo, Mississippi -- to establish a branch at the intersection of Clinton Avenue West and Heart of Huntsville Drive, Huntsville, Alabama.
Approved: January 10, 2025

Charles Schwab Bank, SSB, Westlake, Texas -- to make a public welfare investment.*
Approved: December 20, 2024
*Addition

Comerica Bank, Dallas, Texas -- to make a community development and public welfare investment.*
Approved: January 2, 2025
*Addition

Comerica Bank, Dallas, Texas -- to make a community development and public welfare investment.*
Approved: December 30, 2024
*Addition

The Northern Trust Company, Chicago, Illinois -- to make a public welfare investment.
Approved: January 8, 2025

American Federal Corporation, Fargo, North Dakota -- John A. Schumacher, West Fargo, North Dakota, as co-trustee of the American Federal Bank and Affiliates Employee Stock Ownership Plan (ESOP) and as co-trustee and committee member of the American Federal Bank Restricted Stock Plan and Trust (RSP), individually and as a new member of an existing group acting in concert consisting of ESOP, RSP, and the individuals that control those entities, to acquire voting shares of American Federal Corporation and thereby indirectly acquire voting shares of American Federal Bank, all of Fargo, North Dakota.
Permitted: January 7, 2025

The Bridger Company, Bridger, Montana -- the estate of Leon Langemeier (Estate), Red Lodge, Montana, and Bart Langemeier, Red Lodge, Montana, individually and as personal representative of the Estate, each to retain voting shares of The Bridger Company and thereby indirectly retain voting shares of Bank of Bridger, National Association, Bridger, Montana. Additionally, the Estate would join the Langemeier Family Shareholder Group, a group acting in concert.
Permitted: January 8, 2025

Elkton Holding Company, Elkton, South Dakota -- Frederick Hegerfeld, individually and as co-trustee of the Fred and Laura Hegerfeld Trust (FL Trust), both of Elkton, South Dakota, to acquire voting shares of Elkton Holding Company (Holding Company) and thereby indirectly acquire voting shares of BankStar Financial (Bank), Elkton, South Dakota. In addition, the Charles Hegerfeld Living Trust, Charles Hegerfeld, as trustee, the FL Trust, Frederick Hegerfeld and Laura Hegerfeld as co-trustees, and the Toni M. Hegerfeld Living Trust, Toni M. Hegerfeld as trustee, all of Elkton, South Dakota; Amanda Lauer, Jackson Hegerfeld, and Mary Harvey, all of Brookings, South Dakota; Katie Kielman, Elizabeth Hegerfeld, and Patricia Hegerfeld, all of Sioux Falls, South Dakota; Megan Hammond, Aurora, South Dakota; Rebecca Jurgens, Avon, South Dakota; Rachel Hegerfeld, Omaha, Nebraska; Anna Marie Erickson, Lakeville, Minnesota; and Susan Davis, Anchorage, Alaska, to join the Hegerfeld Family Group, a group acting in concert, to retain voting shares of Holding Company and thereby indirectly retain voting shares of Bank. Frederick Hegerfeld and Charles Hegerfeld were previously permitted by the Federal Reserve System to join the Hegerfeld Family Group.
Permitted: January 6, 2025

Redwood Financial, Inc., Redwood Falls, Minnesota -- Gale M. Hoese, Glencoe, Minnesota, to retain voting shares of Redwood Financial, Inc., and thereby indirectly retain voting shares of HomeTown Bank, Carver, Minnesota.
Permitted: January 6, 2025

Wyatt Bancshares, Inc., Calico Rock, Arkansas -- the Bonnie Copp Wyatt Revocable Trust, Bonnie Copp Wyatt as trustee; the Hayden Noel Wyatt 2019 Trust, Hayden Noel Wyatt, individually and as trustee; the Sanders Lee Wyatt 2019 Trust, Sanders Lee Wyatt, individually and as trustee, all of Melbourne, Arkansas, to join the Wyatt family control group, a group acting in concert, to retain voting shares of Wyatt Bancshares, Inc., and thereby indirectly retain voting shares of First National Bank of Izard County, Calico Rock, Arkansas.
Permitted: January 10, 2025

JPMorgan Chase Bank, N.A., Columbus, Ohio -- relief from a commitment and authorization to establish additional branches within a foreign country.*
Granted: December 17, 2024
*Addition

Central Pacific Bank, Honolulu, Hawaii -- to become a member of the Federal Reserve System.
Approved: January 10, 2025

Bank Term Funding Program -- report to Congress under section 13(3) of the Federal Reserve Act.
Approved: January 10, 2025

Lending and Liquidity Facilities -- reports to Congress under section 13(3) of the Federal Reserve Act in response to COVID-19.
Approved: January 10, 2025

Rules of Practice for Hearings -- final rule to adjust civil money penalty amounts.
Approved: January 6, 2025

Mutual Federal Bancorp, MHC and Mutual Federal Bancorp, Inc., both of Chicago, Illinois -- to acquire Pulaski Savings Bank, Chicago, Illinois.
Withdrawn: January 10, 2025