Board of Governors of the Federal Reserve System

Texas Regional Bank, Harlingen, Texas -- to establish a branch at 332 West Jefferson Boulevard, Dallas, Texas.
Approved: April 22, 2025

BancFirst, Oklahoma City, Oklahoma -- to establish a branch at 4200 South Western Avenue, Oklahoma City, Oklahoma.
Approved: April 22, 2025

BancFirst, Oklahoma City, Oklahoma -- to establish a branch at 13600 North Eastern Avenue, Oklahoma City, Oklahoma.
Approved: April 22, 2025

Burke and Herbert Bank and Trust Company, Alexandria, Virginia -- to establish a branch at the corner of Broad Street Road East (Route 250) and Wilkes Ridge Parkway South in Goochland County, Virginia.
Approved: April 25, 2025

Sunstate BancShares, Inc., Coral Gables, Florida -- relief from certain commitments.
Granted: April 25, 2025

Commonwealth Bank of Australia, Sydney, Australia -- modification of a commitment.
Granted: April 24, 2025

NBC Bancshares, LLC, Lincoln, Nebraska -- termination of certain commitments.
Granted: April 23, 2025

The Farmers Bank of Appomattox, Appomattox, Virginia -- to increase its investment in bank premises.
Approved: April 25, 2025

Charles Schwab Bank, SSB, Westlake, Texas -- to make a public welfare investment.
Approved: April 23, 2025

Goldman Sachs Bank USA, New York, New York -- to make a public welfare investment.
Approved: April 21, 2025

Welch Bancshares, Inc., Welch, Oklahoma -- the Charles L. Stoner Irrevocable Spousal Trust, Barbara J. Stoner, as trustee, both of Miami, Oklahoma, to become members of the Stoner Family Control Group, a group acting in concert, to acquire voting shares of Welch Bancshares, Inc., and thereby indirectly acquire voting shares of Welch State Bank of Welch, Okla., Welch, Oklahoma.
Permitted: April 25, 2025

First Greenwich Financial, Inc., Cos Cob, Connecticut -- Dahlia D'Angelo, Sarasota, Florida, George Fred D'Angelo, Jr., Jake D'Angelo, Derek D'Angelo, and Kerry Elizabeth D'Angelo, Old Greenwich, Connecticut, to become members of the D'Angelo Family Group, a group acting in concert, to retain voting shares of First Greenwich Financial, Inc. (FGFI), and thereby indirectly retain voting shares of First Bank of Greenwich, Cos Cob, Connecticut; and the D'Angelo Family Trust (the trust), Naples, Florida, and Dahlia D'Angelo and George Fred D'Angelo, Jr., as co-trustees of the trust, to join the D'Angelo Family Group by acquiring voting shares of FGFI and thereby indirectly acquiring voting shares of First Bank of Greenwich.
Permitted: April 23, 2025

Headquarters Holding Company, Ava, Illinois. -- Aaron Lee Wilson, Jennifer Renee Wilson, Kaden Lee Wilson, Kanon James Wilson, and Amy Lyn Wilson-Dallas, all of Ava, Illinois, to join the Wilson family control group, a group acting in concert, to retain voting shares of Headquarters Holding Company and thereby indirectly retain voting shares of The First National Bank of Ava, Ava, Illinois.
Permitted: April 21, 2025

Monticello Bancshares, Inc., Monticello, Missouri -- Mitchell Linn Phillips, San Tan Valley, Arizona, individually and as bank stock trustee of the Leland Phillips and Peggy Phillips Living Trust dated March 22, 2007, FBO Mitchell Linn Phillips, Hannibal, Missouri; Michelle Phillips, Lewistown, Missouri, individually and as bank stock trustee of the Leland Phillips and Peggy Phillips Living Trust dated March 22, 2007, FBO Michelle Phillips, Hannibal, Missouri; Melissa Phillips Pflantz, Wilmington, North Carolina, as bank stock trustee of the Leland Phillips and Peggy Phillips Living Trust dated March 22, 2007, FBO Melissa Phillips Pflantz, Hannibal, Missouri; Crystal Hawk, Hannibal, Missouri, as trust protector of each of the trusts; and HNB National Bank, Hannibal, Missouri, as successor trustee of each of the trusts, a group acting in concert, to acquire additional voting shares of Monticello Bancshares, Inc., and thereby indirectly acquire voting shares of Bank of Monticello, Monticello, Missouri.
Permitted: April 21, 2025

First Neighbor Bancshares, Inc., Toledo, Illinois -- election to become a financial holding company.
Effective: April 21, 2025

Armstrong Bank, Muskogee, Oklahoma -- to become a member of the Federal Reserve System.
Approved: April 21, 2025