Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications and Reports Received
District 6: Federal Reserve Bank of Atlanta PDF
Filings received during the week ending October 4, 2025
| Filer | Filing Type | Filing Proposal | End of Comment Period | |
|---|---|---|---|---|
| Newspaper | Federal Register | |||
| CREDICORP LTD. | Listed DeNovo | Credicorp LTD., Hamilton, Bermuda, to retain voting shares of Credicorp Capital USA, Inc., Miami, Florida, thereby retaining voting shares of its wholly owned subsidiaries Credicorp Capital Advisors LLC, Miami, Florida, and Credicorp Capital, LLC, Coral Gables, Florida, and continuing to engage in de novo riskless principal securities activities pursuant to Section 225.28(b)(6) of Regulation Y. | Not applicable | Not available |
| EDUCATION LOAN FINANCE, INC. | Listed DeNovo | Education Loan Finance, Inc., Knoxville, Tennessee and Southeast Bancorp, Inc., Farragut, Tennessee; to engage de novo in data processing activities through its proposed new wholly-owned subsidiary, OpenETX, Farragut, Tennessee, pursuant to Section 225.28(b)(14) of the Board's Regulation Y. | Not applicable | Not available |
| SB Financial, Inc. | * 3A1 | SB Financial, Inc., Mt. Juliet, Tennessee, to become a bank holding company by acquiring outstanding shares of Southern Bank of Tennessee, Mt. Juliet, Tennessee. | 11/07/2025 | Not available |
* Subject to the provisions of the Community Reinvestment Act
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
| Institution / Location | RSSD ID | Exam Date | CRA Public Date | CRA Rating | Exam Method |
|---|---|---|---|---|---|
| PRIORITYONE BK, MAGEE, MISSISSIPPI | 956938 | 04/27/2024 | 10/30/2023 | S | Int Small Bank |
CRA Examinations scheduled for Quarter of
| Institution | Location | Quarter |
|---|---|---|
| NONE | ||