Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications and Reports Received
District 10: Federal Reserve Bank of Kansas City PDF
Filings received during the week ending November 8, 2025
| Filer | Filing Type | Filing Proposal | End of Comment Period | |
|---|---|---|---|---|
| Newspaper | Federal Register | |||
| AMERICAN EXCHANGE COMPANY | Change in Bank Control | Andrew R. Clements and Aaron M. Clements, both of Elmwood, Nebraska; to acquire additional voting shares of American Exchange Company, and thereby indirectly acquire voting shares of American Exchange Bank, both of Elmwood, Nebraska. | 11/20/2025 | 11/28/2025 |
| Baldwin Bancshares, Inc | * 3A1 | Baldwin Bancshares, Inc., to become a bank holding company through the acquisition of The Baldwin State Bank, both of Baldwin City, Kansas. | Not available | Not available |
| FIRSTSUN CAPITAL BANCORP | Change in Bank Control | The Moneta Trust, St. Louis, Missouri, as trustee of the Joyce V. Hale GRAT Trust fbo Max Alan Hale Family u/a/d July 31, 2003, the JVH Orion Trust for the Max Alan Hale Family u/a/d July 8, 2011, the JVH Orion Trust for the Lisa K. Hale Family u/a/d July 8, 2011, and the JJH Credit Shelter Trust u/a/d August 4, 2023, all of Kansas City, Missouri; Dana Hale Nelson as trustee of the JVH Orion Trust for the Dana Hale Nelson Family u/a/d July 8, 2011, both of Kansas City, Missouri; Karen Hale Young, as trustee of the JVH Orion Trust for the Karen Hale Young Family u/a/d July 8, 2011, and the Joyce V. Hale GRAT f/b/o Karen Hale Young Family u/a/d July 8, 2011, all of Kansas City, Missouri; Mollie Carter, Denver, Colorado, and Roger Gallo, Kansas City, Missouri, as co-trustees of Orion VHC Trust for the benefit of the Mollie H. Carter Family u/a/d July 8, 2011, and the Wood Racket Trust, both of Kansas City, Missouri; to join the Hale Family Control Group, a group acting in concert, to retain voting shares of FirstSun Capital Bancorp, Denver, Colorado (FirstSun), and thereby indirectly retain voting shares of Sunflower Bank, National Association, Dallas, Texas (Sunflower). The JJH Credit Shelter Trust u/a/d August 4, 2023, Innes B. Hale, Kansas City, Missouri, and Ennis A. Rios and Ambyr R. Rios, both of Manhattan, Kansas; to join the Hale Family Control Group, a group acting in concert, to acquire voting shares of FirstSun, and thereby indirectly acquire voting shares of Sunflower. | 09/01/2025 | 11/28/2025 |
| Integra BG, LLC | * 3A1 | Integra BG, LLC, Jackson, Wyoming, to become a bank holding company by acquiring UCSB Financial Corporation, Mountain View, Wyoming, and thereby indirectly acquiring Uinta Bank, Mountain View, Wyoming. | 11/20/2025 | 12/12/2025 |
| LEGACY FINANCIAL, INC. | Change in Bank Control | David J. Mann Family Trust, David J. Mann, as trustee; Barrett David Mann Gift Trust, Shane A. Mann, as trustee; and Carson Gale Mann Gift Trust, Shane A. Mann, as trustee, all of Quinter, Kansas; Reid Richard Crouse Gift Trust, Tara J. Mann Crouse, as trustee, both of Colby, Kansas; Quincy Caroline Mann Gift Trust, Tracey R. Mann, as trustee; David Austin Mann Gift Trust, Tracey R. Mann, as trustee; Whitney Beata Mann Gift Trust, Tracey R. Mann, as trustee; and Elizabeth Lorraine Mann Gift Trust, Tracey R. Mann, as trustee, all of Salina, Kansas, to join the Floyd Family Group, a group acting in concert, to acquire voting shares of Legacy Financial, Inc., Johnson, Kansas, and thereby indirectly acquire voting shares of Dream First Bank, National Association, Syracuse, Kansas. | Not available | Not available |
| NATIONAL BANK HOLDINGS CORPORATION | * 3A3 * 3A5 * 18C * Branch (Domestic) | National Bank Holdings Corporation, Greenwood Village, Colorado, to acquire Vista Bancshares, Inc. and Vista Bank, both of Dallas, Texas. NBH Bank, Greenwood Village, Colorado, to merge with Vista Bank, and incident thereto, establish branches in Texas and Florida. | 11/09/2025 | 12/12/2025 |
| PBT BANCSHARES, INC. | Change in Bank Control | MC Houghton Trust Dated March 3, 2025 (Marcus Houghton and Corbin Houghton, co-trustees), Wichita, Kansas, to become a member of the Houghton Family Group, a group acting in concert, to acquire voting shares of PBT Bancshares, Inc., and thereby indirectly acquire voting shares of Peoples Bank and Trust Company, both of McPherson, Kansas. | 11/12/2025 | 11/28/2025 |
* Subject to the provisions of the Community Reinvestment Act
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
| Institution / Location | RSSD ID | Exam Date | CRA Public Date | CRA Rating | Exam Method |
|---|---|---|---|---|---|
| ADAMS B&TC, OGALLALA, NEBRASKA | 463650 | 11/07/2024 | 08/05/2024 | S | Int Small Bank |
| AMERICAN HERITAGE BK, SAPULPA, OKLAHOMA | 311050 | 04/07/2024 | 08/14/2023 | S | Int Small Bank |
| BANK OF CMRC, CHANUTE, KANSAS | 862057 | 07/04/2024 | 04/15/2024 | S | Int Small Bank |
| CITIZENS ST BK, WISNER, NEBRASKA | 482053 | 04/29/2024 | 02/12/2024 | S | Int Small Bank |
| FIVE POINTS BK, HASTINGS, NEBRASKA | 386450 | 10/14/2024 | 07/29/2024 | S | Int Small Bank |
| GRAND BK, TULSA, OKLAHOMA | 76854 | 09/02/2024 | 06/10/2024 | S | Int Small Bank |
| JONAH BK, CASPER, WYOMING | 3412417 | 06/03/2024 | 03/18/2024 | S | Int Small Bank |
| SECURITY ST BK, BASIN, WYOMING | 955959 | 07/21/2024 | 04/29/2024 | S | Int Small Bank |
| SOVEREIGN BK, SHAWNEE, OKLAHOMA | 396253 | 03/01/2025 | 11/18/2024 | S | Int Small Bank |
CRA Examinations scheduled for Quarter of
| Institution | Location | Quarter |
|---|---|---|
| NONE | ||
Last Update: November 13, 2025