Board of Governors of the Federal Reserve System

Gulf Atlantic Bank, Key West, Florida -- to establish a branch at 120 U.S. Highway 27 South, Lake Placid, Florida.
Approved: January 21, 2026

Needham Bank, Needham, Massachusetts -- to establish a branch at 301 Guest Street, Boston, Massachusetts.
Approved: January 21, 2026

Popular Bank, New York, New York -- to establish a branch at 478 East Fordham Road, Bronx, New York.
Approved: January 22, 2026

Fleur Capital Corporation, Simmesport, Louisiana -- to become a bank holding company by acquiring Simmesport State Bank, Simmesport, Louisiana.
Approved: January 21, 2026

Santander Bank, National Association, Wilmington, Delaware -- prior approval for internal restructuring.*
Granted: December 15, 2025
*Addition

Horicon Bank Profit Sharing and Employee Stock Ownership Plan, Horicon, Wisconsin -- to become a bank holding company by acquiring voting shares of Sword Financial Corporation and thereby acquiring voting shares of Horicon Bank, both of Horicon, Wisconsin.
Approved: January 21, 2026

Nicolet Bankshares, Inc., Green Bay, Wisconsin -- waiver of filing requirement under section 3 of the Bank Holding Company Act to merge with MidWestOne Financial Group, Inc., and thereby indirectly acquire its wholly owned subsidiary, MidWestOne Bank, both of Iowa City, Iowa, in connection with the merger of MidWestOne Bank with and into Nicolet National Bank, Green Bay, Wisconsin.
Granted: January 22, 2026

ServBanc Holdco, Inc., Phoenix, Arizona -- waiver of filing requirement under section 4 of the Bank Holding Company Act to acquire IF Bancorp, Inc. (IFB), Watseka, Illinois, and simultaneously merge IFB's subsidiary, Iroquois Federal Savings and Loan Association, Watseka, Illinois, with and into Servbank, National Association, Oswego, Illinois.*
Granted: January 12, 2026
*Addition

Capra Financial, Inc., Dubuque, Iowa -- Fuller Family Holdings LLLP, Dubuque, Iowa, a qualified family partnership, Alison J. Fuller 2025 GST Trust, Lynn H. Fuller as trustee, and the Lynn H. Fuller Family GST Trust, Thomas J. Fuller as trustee, as limited partners of Fuller Family Holdings LLLP, all of Dubuque, Iowa, and Thomas Fuller Family Holdings LLLP, Dubuque, Iowa, a qualified family partnership, to become members of the Fuller Family Group, a group acting in concert, to acquire voting shares of Capra Financial, Inc., and thereby indirectly acquire voting shares of Capra Bank, Dubuque, Iowa.
Permitted: January 22, 2026

Huntington Bancshares Incorporated, Columbus, Ohio -- to make certain capital distributions under the capital plan rule.
Approved: January 20, 2026