Board of Governors of the Federal Reserve System

Locality Bancshares, Inc., Fort Lauderdale, Florida -- to become a bank holding company by acquiring Locality Bank, Fort Lauderdale, Florida.
Approved: March 12, 2026

Koss-Winn Bancshares, Inc., Buffalo Center, Iowa -- waiver of filing requirement under section 3 of the Bank Holding Company Act for Koss-Winn Bancshares, Inc., to acquire Peoples State Bank of Wells, Wells, Minnesota, in connection with the merger of Peoples State Bank of Wells with and into Farmers Trust & Savings Bank, Buffalo Center, Iowa.*
Granted: February 25, 2026
*Addition

Halbur Bancshares, Inc., Westside, Iowa -- waiver of filing requirement under section 3 of the Bank Holding Company Act for the Jeffrey L. Renner Trust dated October 19, 2023, as amended and restated on February 14, 2024, Bellevue, Nebraska, in connection with the acquisition by Elizabeth A. Renner, Omaha, Nebraska, and Mary Alexandra Dennis-Renner, Pasadena, California, of certain voting shares of Halbur Bancshares, Inc., and the indirect acquisition of shares of its subsidiary state nonmember bank, Westside State Bank, Westside, Iowa.*
Granted: February 25, 2026
*Addition

Bethany Bankshares, Inc., Bethany, Missouri -- waiver of filing requirement under section 3 of the Bank Holding Company Act for Bethany Bankshares, Inc., to acquire and merge with Latham Bancshares, Inc., and thereby indirectly acquire its subsidiary national bank, The Tipton Latham Bank, National Association (Tipton Bank), both of Tipton, Missouri, in connection with the merger of Tipton Bank with and into BTC Bank, Bethany, Missouri.*
Granted: March 2, 2026
*Addition

High Plains Banking Group, Inc., Flagler, Colorado -- waiver of filing requirement under section 3 of the Bank Holding Company Act for High Plains Banking Group, Inc., to acquire First National Bank of Hugo, Hugo, Colorado, in connection with the merger of First National Bank of Hugo with and into High Plains Bank, Flagler, Colorado.*
Granted: March 5, 2026
*Addition

HNB Bancorp, Inc. (HNB), Hannibal, Missouri -- waiver of filing requirement under section 3 of the Bank Holding Company Act for Trustco Bankshares, Inc., Kearney, Missouri, to merge with and into HNB, and for HNB to thereby indirectly acquire its subsidiary state nonmember bank, Kearney Trust Company, Kearney, Missouri, in connection with the merger of Kearney Trust Company with and into HNB National Bank, Hannibal, Missouri.
Granted: March 11, 2026

Coastal Community Bank, Everett, Washington -- to purchase certain assets and assume certain liabilities of First Pryority Bank, Pryor, Oklahoma.
Approved: March 10, 2026

The Adirondack Trust Company, Saratoga Springs, New York -- to increase its investment in bank premises.
Approved: March 13, 2026

CIBC Bank USA, Chicago, Illinois -- to make a public welfare investment.*
Approved: March 6, 2026
*Addition

Charles Schwab Bank, SSB, Westlake, Texas -- to make a public welfare investment.*
Approved: March 5, 2026
*Addition

Goldman Sachs Bank USA, New York, New York -- to make a public welfare investment (two requests).
Approved: March 13, 2026

McGregor Bancshares, Inc., McGregor, Texas -- The First National Bank of McGregor Employee Stock Ownership Plan (ESOP), David Littlewood and Christy De Leon, individually and as co-trustees of the ESOP, all of McGregor, Texas; to acquire voting shares of McGregor Bancshares, Inc., and thereby indirectly acquire voting shares of The First National Bank of McGregor, McGregor, Texas.
Permitted: March 9, 2026

Park Financial Group, Inc., Minneapolis, Minnesota -- the 2012 Revocable Trust of Lynne Singer Redleaf, Lynne Singer Redleaf, as trustee, and Benleaf, LLC, Andrew J. Redleaf, as manager, all of Minneapolis, Minnesota; as a group acting in concert, to acquire voting shares of Park Financial Group, Inc., and thereby indirectly acquire voting shares of Park State Bank, Duluth, Minnesota. Andrew J. Redleaf was previously permitted by the Federal Reserve System to acquire voting shares of Park Financial Group, Inc., in an individual capacity.
Permitted: March 11, 2026

Cooperatieve Rabobank U.A., Utrecht, The Netherlands -- extension of time to divest or conform a merchant banking investment.*
Granted: March 6, 2026
*Addition

A.N.B. Holding Company, Ltd., Terrell, Texas -- extension of time to acquire additional voting shares of The ANB Corporation and thereby indirectly acquire The American National Bank of Texas, both of Terrell, Texas.
Granted: March 10, 2026

American Express Co., New York, New York -- extension of time to meet certain regulatory and reporting requirements for Category II banking organizations.
Approved: March 10, 2026

Locality Bancshares, Inc., Fort Lauderdale, Florida -- election to become a financial holding company.
Effective: March 12, 2026

Deposit Reporting Threshold -- annual assessment, with the concurrence of the General Counsel, of the deposit reporting threshold for 2026 for the Weekly Report of Deposits (FR 2900).
Approved: March 10, 2026

JAB Partners, Inc., Brooklyn, New York (whose principals include Jeffrey Brian Zwick, Brooklyn, New York; Bathsheba Epstein-Hersko, Brooklyn, New York; Steven Joseph Hersko, Brooklyn, New York; and Avery S. Weisz, Jackson, New Jersey) -- to become a savings and loan holding company by acquiring Vecta, Inc., and thereby indirectly acquiring Sunnyside Federal Savings and Loan Association of Irvington, both of Irvington, New York.*
Withdrawn: March 6, 2026
*Addition

Fifth Third Bancorp, Cincinnati, Ohio -- to make certain capital distributions under the capital plan rule.
Approved: March 11, 2026

Barclays US LLC, New York, New York -- application for approval of proposed internal debt conversion trigger that would allow the Board to order the conversion of Barclays US LLC's eligible long-term debt into common equity tier 1 capital, in accordance with the Board's Regulation YY.*
Approved: March 4, 2026
*Addition