Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications and Reports Received
District 12: Federal Reserve Bank of San Francisco PDF
Filings received during the week ending April 25, 2026
| Filer | Filing Type | Filing Proposal | End of Comment Period | |
|---|---|---|---|---|
| Newspaper | Federal Register | |||
| BANKGUAM HOLDING COMPANY | Change in Bank Control | 2024 Voting Agreement of BankGuam Holding Company ("2024 VA") and Joaquin P. L. G. Cook, Hagatna, Guam, as Manager, as well as all of the 2024 VA participants identified in the Notice, as a group acting in concert, to acquire 25% or more of the outstanding shares of BankGuam Holding Company and thereby indirectly acquire control of Bank of Guam, both of Hagatna, Guam. | Not available | 05/18/2026 |
| DMG BANCSHARES, INC. | Change in Bank Control | Nir Zuk, Los Altos Hills, California, to acquire approximately 24.99 percent of the voting shares of DMG Bancshares, Inc., and thereby indirectly acquire voting shares of Liberty Bank N.A., both of Irvine, California. | Not available | 04/30/2026 |
* Subject to the provisions of the Community Reinvestment Act
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
| Institution / Location | RSSD ID | Exam Date | CRA Public Date | CRA Rating | Exam Method |
|---|---|---|---|---|---|
| COMMENCEMENT BK, TACOMA, WASHINGTON | 3537897 | 03/09/2026 | 10/06/2025 | S | Int Small Bank |
| CORNERSTONE CMNTY BK, RED BLUFF, CALIFORNIA | 3485420 | 08/29/2025 | 05/12/2025 | S | Int Small Bank |
| MISSION BK, BAKERSFIELD, CALIFORNIA | 2736714 | 11/02/2025 | 07/07/2025 | O | Int Small Bank |
CRA Examinations scheduled for Quarter of
| Institution | Location | Quarter |
|---|---|---|
| NONE | ||