Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications and Reports Received

District 7: Federal Reserve Bank of Chicago

Filings received for week ending May 9, 2026, are unavailable in PDF format.

Filings received during the week ending May 9, 2026

FilerFiling TypeFiling ProposalEnd of Comment Period
NewspaperFederal Register
ALLY BANKPublic Welfare InvestmentAlly Bank, Sandy, Utah requests prior approval to make up to a public welfare investment, pursuant to section 208.22(b)(1)(iv)(A) of Regulation H.Not applicableNot applicable
ALLY BANKPublic Welfare InvestmentAlly Bank, Sandy, Utah requests prior approval to make a public welfare investment, pursuant to section 208.22(b)(1)(iv)(A) of Regulation H.Not applicableNot applicable
ALLY BANKPublic Welfare InvestmentAlly Bank, Sandy, Utah requests prior approval to make a public welfare investment, pursuant to section 208.22(b)(1)(iv)(A) of Regulation H.Not applicableNot applicable
BUSEY BANKPublic Welfare InvestmentBusey Bank, Champaign, Illinois, requests prior approval to make up to a public welfare investment, pursuant to H section 208.22(d) of Regulation H.Not applicableNot applicable
INDEPENDENT BANK CORPORATION* 3A5
* 18C
* Branch (Domestic)		Independent Bank Corporation, Grand Rapids, Michigan, to merge with HCB Financial Corp, Hastings, Michigan, and thereby indirectly acquire Highpoint Community Bank, Hastings, Michigan. Independent Bank, Grand Rapids, Michigan to merge with Highpoint Community Bank, Hastings, Michigan, pursuant to Section 18(c) of the Federal Deposit Insurance Act. As a result of the merger, Independent Bank will establish branches at 9265 Cherry Valley SE, Caledonia, Michigan; 150 W. Court St., Hastings, Michigan; 124 W Michigan Ave, Marshall, Michigan; 435 Arlington St, Middleville, Michigan; 310 N. Main St, Nashville, Michigan;156 W. Superior St, Wayland, Michigan; and 4675 32nd Ave Suite A, Hudsonville, Michigan05/26/202605/27/2026
NORTHERN TRUST COMPANY, THEBranchNotice of The Northern Trust Company ("TNTC") to establish a foreign branch in Dublin, Ireland

* Subject to the provisions of the Community Reinvestment Act

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / LocationRSSD IDExam DateCRA Public DateCRA RatingExam Method
BANK MIDWEST, SPIRIT LAKE, IOWA4555108/24/202505/19/2025SInt Small Bank
CBI B&TC, MUSCATINE, IOWA83054203/08/202610/20/2025OInt Small Bank
COMMUNITY ST BK, ANKENY, IOWA79054306/21/202510/28/2024SInt Small Bank
FIRST BK OF BERNE, BERNE, INDIANA31224405/16/202503/03/2025SInt Small Bank
FIRST ST BK, EASTPOINTE, MICHIGAN11374002/12/202608/04/2025SInt Small Bank
FRIENDSHIP ST BK, FRIENDSHIP, INDIANA42724104/13/202611/17/2025SInt Small Bank
PEOPLES BK, CLIVE, IOWA96824901/30/202610/27/2025SInt Small Bank
WOODTRUST BK, WISCONSIN RAPIDS, WISCONSIN83374902/23/202610/06/2025SInt Small Bank
CRA Examinations scheduled for    Quarter of
InstitutionLocationQuarter
NONE
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Last Update: May 15, 2026