Board of Governors of the Federal Reserve System

M C Bank & Trust Company, Morgan City, Louisiana -- to establish a branch at 8545 United Plaza Boulevard, Baton Rouge, Louisiana.
Approved: July 16, 2026

All Capital Bank, Locust Grove, Oklahoma -- to establish a branch at 1913 South Elliot Street, Pryor, Oklahoma.
Approved: July 13, 2026

Coastal States Bank, Hilton Head Island, South Carolina -- to establish a branch at 268 West Coleman Street, Mount Pleasant, South Carolina.
Approved: July 14, 2026

Select Bank, Forest, Virginia -- to establish a branch at 211 Central Park Avenue, Pinehurst, North Carolina.
Approved: July 14, 2026

Manufacturers and Traders Trust Company, Buffalo, New York -- to establish a branch at 184 Kukas Lane, Waterbury, Connecticut.
Approved: July 16, 2026

AtlasClear Holdings, Inc., Tampa, Florida -- to become a bank holding company by acquiring Commercial Bancorp and thereby indirectly acquiring Farmers State Bank, both of Pine Bluffs, Wyoming.
Withdrawn: July 13, 2026

Hancock Whitney Corporation, Gulfport, Mississippi -- waiver of filing requirement under section 3 of the Bank Holding Company Act to merge with OFB Bancshares, Inc., and thereby indirectly acquire its subsidiary state nonmember bank, One Florida Bank, both of Orlando, Florida, in connection with the merger of One Florida Bank with and into Hancock Whitney Bank, Gulfport, Mississippi.
Granted: July 14, 2026

Ocean Bankshares, Inc., and Ocean Bank, both of Miami, Florida -- limited relief from certain commitments.*
Approved: July 8, 2026
*Addition

Edgar County Banc Shares, Inc., Paris, Illinois -- waiver of filing requirement under section 3 of the Bank Holding Company Act to acquire Preferred Bancorp, Inc., and thereby indirectly acquire its subsidiary state nonmember bank, Preferred Bank, both of Casey, Illinois, in connection with the merger of Preferred Bank with and into Prospect Bank, Paris, Illinois.
Granted: July 14, 2026

EWSB Bancorp, Inc., Kaukauna, Wisconsin -- limited relief from a commitment.
Granted: July 15, 2026

Tri-County Bancorp, Inc., Brown City, Michigan -- to merge with Mayville Financial Corporation and thereby indirectly acquire Mayville State Bank, both of Mayville, Michigan.
Approved: July 15, 2026

Carpenter Bank Holdings LLC, Dallas, Texas -- to become a bank holding company by acquiring Security State Bank, Pearsall, Texas.
Approved: July 15, 2026

Gibsland Bancshares, Inc., Gibsland, Louisiana -- waiver of filing requirement under section 3 of the Bank Holding Company Act to acquire Marion State Bank, Marion, Louisiana, a state nonmember bank, in connection with the merger of Marion State Bank with and into Gibsland Bank & Trust Company, Gibsland, Louisiana.*
Granted: July 8, 2026
*Addition

Fidelity BancShares (N.C.), Inc., and The Fidelity Bank, both of Fuquay-Varina, North Carolina -- waiver of filing requirement under section 3 of the Bank Holding Company Act to acquire Affinity Bancshares, Inc., and thereby indirectly acquire its subsidiary national bank, Affinity Bank, National Association (Bank), both of Covington, Georgia, in connection with the merger of Bank with and into The Fidelity Bank, Fuquay-Varina, North Carolina.*
Granted: July 9, 2026
*Addition

Gateway Holding Company, Inc., Mesa, Arizona -- to become a bank holding company by acquiring Gateway Commercial Bank, Mesa, Arizona.
Approved: July 16, 2026

Lauritzen Corporation and First National of Nebraska, Inc., both of Omaha, Nebraska -- waiver of filing requirement under section 3 of the Bank Holding Company Act to acquire Blue Ridge Bancshares, Inc., and its subsidiary state nonmember bank, Blue Ridge Bank and Trust Co. (Bank), both of Independence, Missouri, in connection with the merger of Bank with and into First National Bank of Omaha, Omaha, Nebraska.
Granted: July 17, 2026

Hawthorn Bancshares, Inc., Jefferson City, Missouri -- waiver of filing requirement under section 3 of the Bank Holding Company Act to acquire FSC Bancshares, Inc., and thereby indirectly acquire its subsidiary state nonmember bank, Farmers State Bank, both of Cameron, Missouri, in connection with the merger of Farmers State Bank with and into Hawthorn Bank, Jefferson City, Missouri.*
Granted: July 10, 2026
*Addition

The Apple Creek Banking Company, Apple Creek, Ohio -- to increase its investment in bank premises.
Approved: July 15, 2026

Busey Bank, Champaign, Illinois -- to make a public welfare investment.
Approved: July 16, 2026

Charles Schwab Bank, SSB, Westlake, Texas -- to make a community development and public welfare investment.
Approved: July 14, 2026

Charles Schwab Bank, SSB, Westlake, Texas -- to make a community development and public welfare investment.
Approved: July 13, 2026

Banc of California, Los Angeles, California -- to make a public welfare investment.
Approved: July 17, 2026

First Financial Bank, Cincinnati, Ohio -- to make two public welfare investments.
Approved: July 17, 2026

Renasant Bank, Tupelo, Mississippi -- to make four public welfare investments.*
Approved: July 10, 2026
*Addition

Cape Cod Five Cents Savings Bank, Hyannis, Massachusetts -- to become a member of the Federal Reserve System.
Approved: July 15, 2026