Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications and Reports Received
District 1: Federal Reserve Bank of Boston PDF
Filings received during the week ending August 1, 2026
| Filer | Filing Type | Filing Proposal | End of Comment Period | |
|---|---|---|---|---|
| Newspaper | Federal Register | |||
| STATE STREET BANK AND TRUST COMPANY | Investment Branch 12-Day | State Street Bank and Trust Company ("SSBT") and its Edge corporation subsidiary, State Street International Holdings ("SSIH"), both of Boston, Massachusetts, submit prior notice under two separate provisions of Regulation K. First, State Street Bank International GmbH ("SSBI"), a German credit institution and indirect subsidiary of SSIH, intends to establish its first branch in Ireland under 12 C.F.R. § 211.3(b)(3). Second, SSBT and SSIH intend to increase their respective investment in State Street International Holdings UK Limited and SSBI, both of which are indirect subsidiaries of SSIH, pursuant to 12 C.F.R. § 211.9(f), culminating in the merger of State Street Custodial Services (Ireland) Limited ("SSCSIL") into SSBI, upon which SSBI Ireland branch will continue SSCSIL's operations. | ||
* Subject to the provisions of the Community Reinvestment Act
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
| Institution / Location | RSSD ID | Exam Date | CRA Public Date | CRA Rating | Exam Method |
|---|---|---|---|---|---|
| BANKHOMETOWN, OXFORD, MASSACHUSETTS | 1004470 | 07/25/2026 | 03/02/2026 | S | Int Small Bank |
| FRANKLIN SVG BK, FARMINGTON, MAINE | 228000 | 12/07/2025 | 08/18/2025 | O | Int Small Bank |
| WATERTOWN SVG BK, WATERTOWN, MASSACHUSETTS | 886204 | 05/08/2026 | 01/26/2026 | S | Int Small Bank |
CRA Examinations scheduled for Quarter of
| Institution | Location | Quarter |
|---|---|---|
| NONE | ||