Board of Governors of the Federal Reserve System

Southern Bank of Tennessee, Mount Juliet, Tennessee -- to establish a branch at 1960 Madison Street, Clarksville, Tennessee.
Approved: September 29, 2026

First United Bank and Trust Company, Durant, Oklahoma -- to establish a branch at 9601 McAllister Freeway, San Antonio, Texas.
Approved: September 29, 2026

Univest Bank, Souderton, Pennsylvania -- to establish a de novo branch located at 5525 North 20th Street, Philadelphia, Pennsylvania.
Approved: October 1, 2026

First Pacific Bank, Whittier, California -- to establish a branch at 74361 Highway 111, Palm Desert, California.
Approved: October 2, 2026

The Farmers & Merchants Bank, Stuttgart, Arkansas -- to establish a branch at 17410 Chenal Parkway, Little Rock, Arkansas.
Approved: September 29, 2026

The Farmers & Merchants Bank, Stuttgart, Arkansas -- to establish a branch at 11601 Pleasant Ridge Road, Little Rock, Arkansas.
Approved: September 29, 2026

Brightside Financial LLC, Allentown, Pennsylvania -- to become a savings and loan holding company by acquiring Eureka Homestead Bancorp, Inc., and indirectly, its subsidiary savings and loan association, Eureka Homestead, both of Metairie, Louisiana, upon the election of Eureka Homestead to become a covered savings association.*
Withdrawn: September 22, 2026
*Addition

Agricultural Banking Corporation, Paxton, Illinois -- to acquire Buckley Bancorp, Inc., and thereby indirectly acquire Buckley State Bank, both of Buckley, Illinois.
Approved: October 1, 2026

Client First Holdings, LLC, Coeburn, Virginia -- to become a bank holding company by acquiring Client First Interim Bank (in formation) (CFIB) and Miners Exchange Bank (MEB), both of Coeburn, Virginia, through the merger of CFIB with and into MEB.
Approved: October 2, 2026

7 Gen Holdings, Inc., Murrieta, California -- to become a bank holding company by acquiring Legacy Bank, Murrieta, California, and to become a wholly owned subsidiary of Legacy Bancorp, San Jacinto, California.
Approved: October 2, 2026

Keystone Financial Corporation, South Jordan, Utah -- to engage in making, acquiring, brokering, or servicing loans for the company's account or for the account of others, pursuant to section 225.28(b)(1) of the Board's Regulation Y.
Approved: October 2, 2026

Peoples Bancorp, Inc., Newton, Illinois -- waiver of filing requirement under section 3 of the Bank Holding Company Act to acquire Bancorp of Rantoul, Inc., and thereby indirectly acquire its subsidiary state nonmember bank, Bank of Rantoul, both of Rantoul, Illinois, in connection with the merger of Bank of Rantoul with and into The Peoples State Bank of Newton, Illinois, Newton. Illinois.
Granted: September 29, 2026

The Bank of Marion, Marion, Virginia -- to increase its investment in bank premises.
Approved: September 28, 2026

First Security Bank, Searcy, Arkansas -- to increase its investment in bank premises.
Approved: September 28, 2026

Ally Bank, Sandy, Utah -- to make a public welfare investment.
Approved: October 1, 2026

Western Alliance Bank, Phoenix, Arizona -- to make a public welfare investment.*
Approved: September 25, 2026
*Addition

Western Alliance Bank, Phoenix, Arizona -- to make a public welfare investment.*
Approved: September 21, 2026
*Addition

First Horizon Bank, Memphis, Tennessee -- to make certain public welfare investments (three requests).
Approved: September 30, 2026

Northwest Bancshares Inc., Columbus, Ohio -- The Vanguard Group, Inc., Malvern, Pennsylvania, on behalf of itself, its subsidiaries and affiliates (together with The Vanguard Group, Inc., Vanguard), and the investment companies registered under the Investment Company Act of 1940, other pooled investment vehicles, and institutional accounts that are sponsored, managed, or advised by Vanguard (the Vanguard funds), for the Vanguard funds to increase the aggregate ownership position of the Vanguard funds of the common stock of Northwest Bancshares Inc., parent of Northwest Bank, Warren, Pennsylvania.
Permitted: September 28, 2026

Capitol Federal Financial, Inc., Topeka, Kansas -- The Vanguard Group, Inc., Malvern, Pennsylvania, on behalf of itself, its subsidiaries and affiliates (together with The Vanguard Group, Inc., Vanguard), and the investment companies registered under the Investment Company Act of 1940, other pooled investment vehicles, and institutional accounts that are sponsored, managed, or advised by Vanguard (the Vanguard funds), for the Vanguard funds to increase the aggregate ownership position of the Vanguard funds of the common stock of Capitol Federal Financial, Inc., parent of Capitol Federal Savings Bank, Topeka, Kansas.
Permitted: September 28, 2026

Docking Bancshares, Inc., Arkansas City, Kansas -- Judy O. Docking, Arkansas City, Kansas; Mary Ruth Johnson, Naperville, Illinois; and the William R. Docking Wife's Trust, Judy O. Docking and Brian Docking, as co-trustees, all of Arkansas City, Kansas, to join the Docking Family Control Group, a group acting in concert, to acquire voting shares of Docking Bancshares Inc. (the company). Brian Docking was previously permitted by the Federal Reserve System to acquire voting shares of the company in an individual capacity and as a member of the Docking Family Control Group. In addition, Jill S. Docking, Wichita, Kansas; Margery Docking Gavin, Denver, Colorado; and the Thomas R. Docking Family Trust, Jill S. Docking, as trustee, both of Wichita, Kansas, to retain voting shares of the company and join the Docking Family Control Group.
Permitted: October 2, 2026

First National Agency, Inc., Cimarron, Kansas -- Kimberly J. Fairbank Family Trust, Trenton Fairbank, as trustee, Trenton L. and Sara M. Fairbank Revocable Trust, Trenton and Sara Fairbank, as co-trustees, all of Cimarron, Kansas; Joe D. Butcher Family Trust-Grant Butcher Share, Cimarron, Kansas, Grant Butcher, Springdale, Arkansas, and First National Bank of Hutchinson, Hutchinson, Kansas, as co-trustees; and the Joe D. Butcher Family Trust-Robert Butcher Share, Cimarron, Kansas, Robert Butcher, DeSoto, Kansas, and First National Bank of Hutchinson, Hutchinson, Kansas, as co-trustees, to join the Butcher Family Control Group, a group acting in concert, to retain voting shares of First National Agency, Inc., and thereby indirectly retain voting shares of First National Bank in Cimarron, both of Cimarron, Kansas. Robert Butcher and Grant Butcher are members of the Butcher Family Control Group and were each previously permitted to acquire voting shares of First National Agency, Inc.
Permitted: October 2, 2026

Santa Fe Trail Banc Shares, Inc., Sublette, Kansas -- Kimberly J. Fairbank Family Trust, Trenton Fairbank, as trustee, Trenton L. and Sara M. Fairbank Revocable Trust, Trenton and Sara Fairbank, as co-trustees, all of Cimarron, Kansas; Joe D. Butcher Family Trust-Grant Butcher Share, Cimarron, Kansas, Grant Butcher, Springdale, Arkansas, and First National Bank of Hutchinson, Hutchinson, Kansas, as co-trustees; and the Joe D. Butcher Family Trust-Robert Butcher Share, Cimarron, Kansas, Robert Butcher, DeSoto, Kansas, and First National Bank of Hutchinson, Hutchinson, Kansas, as co-trustees, to join the Butcher Family Control Group, a group acting in concert, to retain voting shares of First National Agency, Inc., and thereby indirectly retain voting shares of First National Bank in Cimarron, Cimarron, Kansas.
Permitted: October 2, 2026

Santa Fe Trail Banc Shares, Inc., Sublette, Kansas -- David Holloway and Jacob Halloway, both of Sublette, Kansas; Brett Holloway, Manhattan, Kansas; Matthew Holloway, Lake Worth, Florida; and Brooke Molz, Kiowa, Kansas; to join the Holloway Family Control Group,, a group acting in concert, to retain voting shares of Santa Fe Trail Banc Shares, Inc., and thereby indirectly retain voting shares of Centera Bank, Sublette, Kansas.
Permitted: October 2, 2026

NBT Bancorp Inc., Norwich, New York -- The Vanguard Group, Inc., Malvern, Pennsylvania, on behalf of itself, its subsidiaries and affiliates (collectively, Vanguard), and the investment companies registered under the Investment Company Act of 1940, other pooled investment vehicles, and institutional accounts that are sponsored, managed, or advised by Vanguard, to acquire voting shares of NBT Bancorp Inc., and thereby indirectly acquire additional voting shares of NBT Bank, National Association, Norwich, New York.
Permitted: September 28, 2026

City Holding Company, Charleston, West Virginia -- The Vanguard Group, Inc., Malvern, Pennsylvania, on behalf of itself, its subsidiaries and affiliates (together with The Vanguard Group, Inc., Vanguard), and the investment companies registered under the Investment Company Act of 1940, other pooled investment vehicles, and institutional accounts that are sponsored, managed, or advised by Vanguard (the Vanguard funds), for the Vanguard funds to increase the aggregate ownership position of the Vanguard funds of the common stock of City Holding Company, parent of City National Bank of West Virginia, Charleston, West Virginia.
Permitted: September 28, 2026

Eagle Bancorp, Inc., Bethesda, Maryland -- The Vanguard Group, Inc., Malvern, Pennsylvania, on behalf of itself, its subsidiaries and affiliates (together with The Vanguard Group, Inc., "Vanguard"), and the investment companies registered under the Investment Company Act of 1940, other pooled investment vehicles, and institutional accounts that are sponsored, managed, or advised by Vanguard (the Vanguard funds), for the Vanguard funds to increase the aggregate ownership position of the Vanguard funds of the common stock of Eagle Bancorp, Inc., parent of EagleBank, Bethesda, Maryland.
Permitted: September 28, 2026

CVB Financial Corp., Ontario, California -- The Vanguard Group, Inc., Malvern, Pennsylvania, on behalf of itself, its subsidiaries and affiliates (together with The Vanguard Group, Inc., Vanguard), and the investment companies registered under the Investment Company Act of 1940, other pooled investment vehicles, and institutional accounts that are sponsored, managed, or advised by Vanguard (together, the Vanguard funds), for the Vanguard funds to increase the aggregate ownership position of the Vanguard funds of the common stock of CVB Financial Corp., parent of Citizens Business Bank, Ontario, California.
Permitted: September 28, 2026

Happen, Inc., San Francisco, California -- The Vanguard Group, Inc., Malvern, Pennsylvania, on behalf of itself, its subsidiaries and affiliates (together with The Vanguard Group, Inc., Vanguard), and the investment companies registered under the Investment Company Act of 1940, other pooled investment vehicles, and institutional accounts that are sponsored, managed, or advised by Vanguard (together, the Vanguard funds), for the Vanguard funds to increase the aggregate ownership position of the Vanguard funds of the common stock of Happen, Inc., parent of Happen Bank, National Association, Lehi, California (FKA LendingClub Corporation and LendingClub Bank, National Association, respectively).
Permitted: September 28, 2026

WaFd, Inc., Seattle, Washington -- The Vanguard Group, Inc., Malvern, Pennsylvania, on behalf of itself, its subsidiaries and affiliates (together with The Vanguard Group, Inc., Vanguard), and the investment companies registered under the Investment Company Act of 1940, other pooled investment vehicles, and institutional accounts that are sponsored, managed, or advised by Vanguard (together, the Vanguard funds), for the Vanguard funds to increase the aggregate ownership position of the Vanguard funds of the common stock of Washington Federal, Inc., parent of Washington Federal Bank, Seattle, Washington.
Permitted: September 28, 2026

Regulation O (Loans to Executive Officers, Directors, and Principal Shareholders of Member Banks) -- extension of the comment period on the notice of proposed rulemaking to November 4, 2026.
Granted: October 2, 2026

VBT Financial Corporation, San Antonio, Texas -- election to become a financial holding company.
Effective: September 28, 2026

Carson Community Bank, Stilwell, Oklahoma -- to become a member of the Federal Reserve System.
Approved: September 28, 2026