Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications and Reports Received
District 8: Federal Reserve Bank of St. Louis PDF
Filings received during the week ending October 10, 2026
| Filer | Filing Type | Filing Proposal | End of Comment Period | |
|---|---|---|---|---|
| Newspaper | Federal Register | |||
| MIDWEST REGIONAL BANCORP, INC. | Change in Bank Control | The Michael F. Bender Revocable Living Trust and The Diane M. Bender Revocable Living Trust, Michael F. Bender, individually and as co-trustee of both trusts, Diane M. Bender as co-trustee of both trusts, Abby Kimrey, and Jordan Kimrey, all of Farmington, Missouri; Tyler Bender and Kelly Bender, both of Webster Groves, Missouri; and Jacob Bender, individually and as manager of JJB Capital, LLC, both of Dallas Texas; a group acting in concert, to acquire additional voting shares of Midwest Regional Bancorp, Inc., Festus, Missouri, and thereby indirectly acquire voting shares of Midwest Regional Bank, Clayton, Missouri | 10/22/2026 | 10/30/2026 |
| SACRAMENTO BANCORP | Change in Bank Control | Charles W. Gatton, Jr., individually and as trustee of the Gatton Family Revocable Bancorp Trust, and the Charles Brent Gatton Irrevocable Trust #2, Charles Brent Gatton as trustee, all of Bremen, Kentucky, a group acting in concert, to retain 25 percent or more of the voting shares of Sacramento Bancorp, and thereby indirectly retain voting shares of The Sacramento Deposit Bank, both of Sacramento, Kentucky. | Not available | Not available |
* Subject to the provisions of the Community Reinvestment Act
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
| Institution / Location | RSSD ID | Exam Date | CRA Public Date | CRA Rating | Exam Method |
|---|---|---|---|---|---|
| CALLAWAY BK, FULTON, MISSOURI | 719656 | 01/11/2026 | 10/06/2025 | S | Int Small Bank |
| CITIZENS B&TC, VAN BUREN, ARKANSAS | 192147 | 03/23/2026 | 12/01/2025 | S | Int Small Bank |
| FIRST ST B&TC, CARUTHERSVILLE, MISSOURI | 489548 | 01/18/2026 | 10/20/2025 | S | Int Small Bank |
| INSOUTH BK, BROWNSVILLE, TENNESSEE | 329550 | 09/07/2026 | 06/15/2026 | S | Int Small Bank |
| MISSOURI BK, WARRENTON, MISSOURI | 309150 | 12/06/2025 | 08/18/2025 | S | Int Small Bank |
| PADUCAH B&TC, PADUCAH, KENTUCKY | 285740 | 10/06/2025 | 06/30/2025 | S | Int Small Bank |
| PATRIOT BK, MILLINGTON, TENNESSEE | 3120646 | 12/14/2025 | 08/04/2025 | S | Int Small Bank |
| RELYANCE BK, WHITE HALL, ARKANSAS | 49241 | 04/17/2026 | 01/12/2026 | S | Int Small Bank |
CRA Examinations scheduled for Quarter of
| Institution | Location | Quarter |
|---|---|---|
| NONE | ||