District 8: Federal Reserve Bank of St. Louis PDF

Filings received during the week ending December 23, 2023

FilerFiling TypeFiling ProposalEnd of Comment Period
NewspaperFederal Register
ARVEST BANKPublic Welfare InvestmentArvest Bank, Fayetteville, Arkansas, requests prior approval to make a public welfare investment.Not applicableNot applicable
ARVEST BANKPublic Welfare InvestmentArvest Bank, Fayetteville, Arkansas, requests prior approval to make a public welfare investment.Not applicableNot applicable
ARVEST BANKPublic Welfare InvestmentArvest Bank, Fayetteville, Arkansas, requests prior approval to make a public welfare investment.Not applicableNot applicable
CORNERSTONE BANCSHARES, INC.Change in Bank ControlNotice by Christy Jones, Kevin Jones, and the Franklin D. & Donna L. Lewis Trust Dtd 06/21/2004, Trustees Franklin D. Lewis, and Donna L. Lewis, all of Marshfield, Missouri; Nathan Lewis, Liberty, Missouri; Thomas Lewis, Wentzville, Missouri; William R. Lewis, and Sue Ann Lewis, both of Lebanon, Missouri, to retain control of Cornerstone Bancshares, Inc., and thereby indirectly retain control of Heritage Bank of the Ozarks, both of Lebanon, Missouri.01/17/202401/12/2024
OLD NATIONAL BANCORP* 3A5Old National Bancorp, Evansville, Indiana, to acquire through merger 100 percent of the voting shares of CapStar Financial Holdings, Inc., and thereby indirectly acquire CapStar Bank, both of Nashville, Tennessee.01/20/2024Not available
SAINT CLAIR BANCSHARES, INC.Change in Bank Control Notice by the John W. Waller Revocable Trust, Paula J. Ray, Trustee, both of Leasburg, Missouri; John T. Waller, Timothy S. Waller, and Matthew J. Waller, all of Sullivan, Missouri; and Cody J. Waller, Bourbon, Missouri, to retain control of St. Clair Bancshares, Inc., and thereby indirectly retain control of Farmers and Merchants Bank of St. Clair, both of St. Clair, Missouri. 01/16/2024Not available

* Subject to the provisions of the Community Reinvestment Act

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / LocationRSSD IDExam DateCRA Public DateCRA RatingExam Method
BANK OF ADVANCE, ADVANCE, MISSOURI87964411/03/202307/24/2023SInt Small Bank
CITIZENS B&TC, VAN BUREN, ARKANSAS19214701/29/202310/24/2022SInt Small Bank
FIRST SAVINGS BK, JEFFERSONVILLE, INDIANA78547304/24/202304/18/2022SInt Small Bank
OAKSTAR BK, SPRINGFIELD, MISSOURI337441212/19/202206/13/2022SInt Small Bank
OLD MO BK, SPRINGFIELD, MISSOURI278564606/03/202303/06/2023SInt Small Bank
RELYANCE BK, WHITE HALL, ARKANSAS4924109/23/202306/05/2023SInt Small Bank
CRA Examinations scheduled for    Quarter of
InstitutionLocationQuarter
NONE
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Last Update: December 28, 2023