Board of Governors of the Federal Reserve System

Capital City Bank, Tallahassee, Florida -- to establish a branch at 8403 West Bay Parkway, Panama City Beach, Florida.
Permitted: December 19, 2024

The State Bank and Trust Company, Defiance, Ohio -- to establish a branch at 307 North Wayne Street, Angola, Indiana.
Approved: December 19, 2024

Opportunity Bank of Montana, Helena, Montana -- to establish a branch at 2215 West Broadway, Missoula, Montana.
Approved: December 20, 2024

Oak Valley Community Bank, Oakdale, California -- to establish a branch at 31 South School Street, Lodi, California.
Approved: December 17, 2024

American Commerce Bancshares, Inc., Bremen, Georgia -- relief from commitments.*
Granted: December 6, 2024
*Addition

First National Bancshares of Louisiana, Inc., Crowley, Louisiana -- to become a bank holding company by acquiring First National Bank of Louisiana, Crowley, Louisiana.
Approved: December 17, 2024

Georgia Banking Company, Inc., Atlanta, Georgia -- to merge with Primary Bancshares Corporation and thereby indirectly acquire Georgia Primary Bank, both of Atlanta, Georgia.
Approved: December 20, 2024

Liberty Capital Bancshares, Inc., Addison, Texas -- to acquire Southwestern Bancorp, Inc., and thereby indirectly acquire Texas Heritage Bank, both of Boerne, Texas.
Approved: December 17, 2024

PBT Bancshares, Inc., McPherson, Kansas -- waiver of application to acquire Kanza Bank, Kingman, Kansas, in connection with the merger of Kanza Bank with and into Peoples Bank and Trust Company, McPherson, Kansas.
Granted: December 19, 2024

Planters First Bancorp, Hawkinsville, Georgia -- John Daniel Way; RF Way Family Trust, John Daniel Way, Trustee; Trust for the Benefit of James Daniel Way, John Daniel Way, Trustee; John Samuel Way, all of Hawkinsville, Georgia; Mary Ann Way, Alexandria, Virgina; Robert F. Way; Robert F. Way Family Trust, Robert F. Way, Trustee, both of Perry, Georgia; Dottie Way Woodroof; W. Cole Woodroof; Mary Margaret Sandy; William Cole Woodroof, Jr., all of Cordele, Georgia, as a group acting in concert, to retain voting shares of Planters First Bancorp, Inc., which controls Planters First Bank, Cordele, Georgia.
Permitted: December 20, 2024

Moody Bancshares, Inc., Galveston, Texas -- the ELM 2024 Gift Trust, Austin, Texas, Ross Rankin Moody, trustee, and the JDM 2024 Gift Trust, Austin, Texas, Ross Rankin Moody, trustee, to join the Moody Family Group, a group acting in concert previously cleared on October 10, 2024, to acquire voting shares of Moody Bancshares, Inc., and Moody Bank Holding Company, Inc., Reno, Nevada, and thereby indirectly acquire voting shares of Moody National Bank, Galveston, Texas.
Permitted: December 19, 2024

Minnesota Community Bancshares, Inc., Albert Lea, Minnesota -- Gigi Otten, Hayward, Minnesota; and the James and Renata MacAlpine Trust, Ord, Nebraska (James MacAlpine and Renata MacAlpine, both of Ord, Nebraska as trustees), to join the Otten Family Shareholder Control Group (Otten Group), a group acting in concert, by retaining voting shares of Minnesota Community Bancshares, Inc. (MCBI), and thereby indirectly retain voting shares of Arcadian Bank, Hartland, Minnesota. Additionally, the William E. Brush & Bettina A. Brush Trust, North Loup, Nebraska, (William Brush, North Loup, Nebraska, as trustee); and the Harold C. Kermes Trust dated February 4, 2022, Hayward, Minnesota (Harold Kermes, Hayward, Minnesota, as trustee) to join the Otten Group by acquiring voting shares of MCBI and thereby indirectly acquire voting shares of Arcadian Bank.
Permitted: December 19, 2024

Baker Boyer Bancorp, Walla Walla, Washington -- Russell S. Colombo, Walla Walla, Washington, to join Megan F. Clubb and Clifford W. Kontos, both of Walla Walla, Washington, a group acting in concert, to control voting shares of Baker Boyer Bancorp and thereby indirectly control voting shares of Baker Boyer National Bank, Walla Walla, Washington.*
Permitted: December 12, 2024
*Addition

First Bankers Trustshares, Inc., Quincy, Illinois -- Phyllis Hofmeister, Quincy, Illinois; Robert Hofmeister, Quincy, Illinois; Kurt Hofmeister, Vero Beach, Florida; William Hofmeister, Quincy, Illinois; Norma Hofmeister, Quincy, Illinois; Jon Hofmeister, Warsaw, Illinois; Jane Wiley, Indianapolis, Indiana; Bruce Wiley, Indianapolis, Indiana; Elizabeth Wiley, Indianapolis, Indiana; and Carson Wiley, Indianapolis, Indiana, to establish the Hofmeister Family Control Group, a group acting in concert, and to retain voting shares of First Bankers Trustshares, Inc., and thereby indirectly retain voting shares of First Bankers Trust Company, N.A., Quincy, Illinois; Robert Hofmeister, individually, to acquire additional voting shares of First Bankers Trustshares, Inc.
Permitted: December 18, 2024

JP Morgan Chase & Co., New York, New York -- extension of time to determine certain risk-weighted asset amounts using advanced systems.*
Granted: November 27, 2024
*Addition

Regulation BB (Community Reinvestment) -- interagency annual adjustment to the asset-size thresholds used to define "small bank" and "intermediate small bank" under the Community Reinvestment Act regulations.
Approved: December 16, 2024