Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications and Reports Received
District 8: Federal Reserve Bank of St. Louis PDF
Filings received during the week ending May 24, 2025
| Filer | Filing Type | Filing Proposal | End of Comment Period | |
|---|---|---|---|---|
| Newspaper | Federal Register | |||
| ARVEST BANK | * Branch (Domestic) | Arvest Bank, Fayetteville, Arkansas, to establish a branch facility located at 7908 State Avenue, Kansas City, Kansas | 06/03/2025 | Not applicable |
| CADENCE BANK | Public Welfare Investment | Cadence Bank, Tupelo, Mississippi, requests prior approval to make a public welfare investment of $5,000,000, pursuant to Section 208.22(d) of Regulation H. | Not applicable | Not applicable |
| CADENCE BANK | * Branch (Domestic) | Cadence Bank, Tupelo, Mississippi, to establish a branch facility to be located at 1000 East State Highway, Southlake, Texas | 06/04/2025 | Not applicable |
| CITIZENS BANK & TRUST COMPANY | Premises | Citizens Bank & Trust Company, Van Buren, Arkansas, to increase its investment in bank premises in the amount of $50,000. | Not applicable | Not applicable |
* Subject to the provisions of the Community Reinvestment Act
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
| Institution / Location | RSSD ID | Exam Date | CRA Public Date | CRA Rating | Exam Method |
|---|---|---|---|---|---|
| ANSTAFF BK, GREEN FOREST, ARKANSAS | 261940 | 02/28/2025 | 11/12/2024 | S | Int Small Bank |
| ARMOR BK, FORREST CITY, ARKANSAS | 168571 | 01/19/2025 | 10/15/2024 | S | Int Small Bank |
| BANK OF FAYETTE CTY, PIPERTON, TENNESSEE | 466754 | 11/02/2024 | 07/22/2024 | S | Int Small Bank |
| CARROLL B&T, HUNTINGDON, TENNESSEE | 541857 | 09/27/2024 | 06/03/2024 | S | Int Small Bank |
| FIRST ST BK, RUSSELLVILLE, ARKANSAS | 114840 | 03/22/2025 | 12/02/2024 | S | Int Small Bank |
| GUARANTY BK, SPRINGFIELD, MISSOURI | 3804535 | 03/31/2024 | 05/01/2023 | S | Int Small Bank |
| OAKSTAR BK, SPRINGFIELD, MISSOURI | 3374412 | 12/19/2022 | 06/13/2022 | S | Int Small Bank |
| PATRIOT BK, MILLINGTON, TENNESSEE | 3120646 | 07/23/2022 | 02/07/2022 | S | Int Small Bank |
| PEOPLES B&TC CO, TROY, MISSOURI | 909055 | 07/28/2024 | 04/22/2024 | S | Int Small Bank |
| SIGNATURE BK, FAYETTEVILLE, ARKANSAS | 3350724 | 02/16/2025 | 10/15/2024 | S | Int Small Bank |
CRA Examinations scheduled for Third Quarter of 2025 (July 1, 2025 - September 30, 2025) and Fourth Quarter of 2025 (October 1, 2025 - December 31, 2025)
| Institution | Location | Quarter |
|---|---|---|
| 1NB BK | CARLYLE, ILLINOIS | Third Quarter of 2025 |
| ENCORE BK | LITTLE ROCK, ARKANSAS | Third Quarter of 2025 |
| FARMERS BK | PARSONS, TENNESSEE | Third Quarter of 2025 |
| PATRIOT BK | MILLINGTON, TENNESSEE | Third Quarter of 2025 |
| SIMMONS BK | PINE BLUFF, ARKANSAS | Third Quarter of 2025 |
| FIRST SECURITY BK | SEARCY, ARKANSAS | Fourth Quarter of 2025 |