Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications and Reports Received
District 11: Federal Reserve Bank of Dallas PDF
Filings received during the week ending September 20, 2025
| Filer | Filing Type | Filing Proposal | End of Comment Period | |
|---|---|---|---|---|
| Newspaper | Federal Register | |||
| FROST BANK | * Branch (Domestic) | Frost Bank, San Antonio, Texas to establish a branch at 3150 Broadway Blvd,, Garland, Texas 77043 | 09/25/2025 | Not applicable |
| MARION BANCSHARES, INC. | Change in Bank Control | Retroactive notice by Todd R. Staats of Albuquerque, New Mexico, and Shawna L. Pooley of Martindale, Texas, to retain shares and thereby retain control of Marion Bancshares, Inc., and indirectly Marion State Bank, both of Marion, Texas. | 09/16/2025 | 09/15/2025 |
| PROSPERITY BANCSHARES, INC. | * 3A3 * 3A5 | Prosperity Bancshares, Inc., Houston, Texas ("Prosperity"), a registered bank holding company incorporated under Texas law, which holds all of the stock of Prosperity Bank ("Prosperity Bank"), a Texas-chartered nonmember bank with its main office in El Campo, Texas, seeks to acquire, by merger, American Bank Holding Corporation, Corpus Christi, Texas ("ABHC"), a registered bank holding company incorporated under Texas law, which holds all of the stock of American Bank, National Association ("American Bank"), a national bank with its main office also in Corpus Christi, Texas, pursuant to sections 3(a)(3) and 3(a)(5) of the Bank Holding Company Act (the "BHC Act") and section 225.15 of Regulation Y. | 09/28/2025 | 10/06/2025 |
* Subject to the provisions of the Community Reinvestment Act
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
| Institution / Location | RSSD ID | Exam Date | CRA Public Date | CRA Rating | Exam Method |
|---|---|---|---|---|---|
| SUSSER BK, DALLAS, TEXAS | 965789 | 02/13/2025 | 08/26/2024 | S | Int Small Bank |
| THIRD COAST BK SSB, HUMBLE, TEXAS | 3630323 | 08/14/2022 | 04/25/2022 | S | Int Small Bank |
| VISTA BK, DALLAS, TEXAS | 645465 | 07/29/2024 | 04/01/2024 | O | Int Small Bank |
CRA Examinations scheduled for Quarter of
| Institution | Location | Quarter |
|---|---|---|
| NONE | ||