Board of Governors of the Federal Reserve System

Wayne Bank and Trust Co., Richmond, Indiana -- to establish a branch at 629 East Main Street, Hagerstown, Indiana.
Approved: February 12, 2026

Frost Bank, San Antonio, Texas -- to establish a branch at 3501 Forest Hill Circle, Forest Hill, Texas.
Approved: February 12, 2026

First Financial Corporation (First Financial), Terre Haute, Indiana -- waiver of filing requirement under section 3 of the Bank Holding Company Act for First Financial to acquire CedarStone Financial, Inc., and thereby indirectly acquire its subsidiary state nonmember bank, CedarStone Bank, both of Lebanon, Tennessee.*
Granted: February 2, 2026
*Addition

Jewel Box Financial Services, Inc. (Jewel Box), Columbus, Wisconsin -- waiver of filing requirement under section 3 of the Bank Holding Company Act for Jewel Box to acquire Ambanc Financial Services, Inc., and thereby indirectly acquire its subsidiary state nonmember bank, American Bank of Beaver Dam, both of Beaver Dam, Wisconsin.*
Granted: February 2, 2026
*Addition

Citizens Financial Corporation (CFC) and Citizens Bank of West Virginia, Inc. (Citizens), both of Elkins, West Virginia -- waiver of filing requirement under section 3 of the Bank Holding Company Act for CFC and its subsidiary state nonmember bank, Citizens, to acquire Miners and Merchants Bank, Thomas, West Virginia.*
Granted: February 6, 2026
*Addition

Halbur Bancshares, Inc., Westside, Iowa -- waiver of filing requirement under section 3 of the Bank Holding Company Act for the Margaret A. White Trust dated November 9, 2010, as amended and restated on September 23, 2021, and the Margaret A. White Marital Trust dated November 9, 2010, as amended and restated on September 23, 2021, both of Westside, Iowa, in connection with the acquisition by James J. White of certain voting shares of Halbur Bancshares and the indirect acquisition of shares of its subsidiary state nonmember bank, Westside State Bank, Westside, Iowa.*
Granted: February 5, 2026
*Addition

Overbrook Bankshares, Inc. (Overbrook), Overbrook, Kansas -- waiver of filing requirement under section 3 of the Bank Holding Company Act for Overbrook to acquire and merge with Norcon Financial Corporation and thereby indirectly acquire its subsidiary state nonmember bank, Conway Bank, both of Conway Springs, Kansas.*
Granted: February 3, 2026
*Addition

Platte Valley Financial Service Companies, Inc. (Platte Valley), Scottsbluff, Nebraska -- waiver of filing requirement under section 3 of the Bank Holding Company Act for Platte Valley to acquire and merge with Enevoldsen Management Company and thereby indirectly acquire its subsidiary state nonmember bank, The Potter State Bank of Potter, Potter, Nebraska.
Granted: February 11, 2026

Ballston Spa Bancorp, Inc. (Ballston Spa), Ballston Spa, New York -- waiver of filing requirement under section 3 of the Bank Holding Company Act for Ballston Spa to merge with NBC Bancorp, Inc., and thereby indirectly acquire its subsidiary national bank, National Bank of Coxsackie, Coxsackie, New York.
Granted: February 10, 2026

Mid Penn Bancorp, Inc. (Mid Penn), Harrisburg, Pennsylvania -- waiver of filing requirement under section 3 of the Bank Holding Company Act for Mid Penn to merge with 1st Colonial Bancorp, Inc., and thereby indirectly acquire its subsidiary state nonmember bank, 1st Colonial Community Bank, both of Collingswood, New Jersey.*
Granted: February 6, 2026
*Addition

Platte Valley Bank, Scottsbluff, Nebraska -- to merge with The Potter State Bank of Potter, Potter, Nebraska, and retain the acquired facilities as branches.
Approved: February 11, 2026

RiverWind Bank, Augusta, Arkansas -- to increase its investment in bank premises.
Approved: February 11, 2026

Cooperativa de Ahorro y Credito Elga, Ltda., Tegucigalpa, Honduras -- to establish a representative office in Miami, Florida.
Announced: February 12, 2026

Peoples Bancshares of TN, Inc., Madisonville, Tennessee -- Delmar A. Benton, Sharon Benton, Sara Jane Frerichs, and BD and Merle Benton Trust, Delmar A. Benton as trustee, all of Madisonville, Tennessee; Darrell A. Benton, Meghan N. Benton, Elizabeth Sharon Benton, Sally Suzanne Benton, and Nancy F. Garza, all of Maryville, Tennessee, to form the Benton Family Control Group, a group acting in concert, to retain voting shares of Peoples Bancshares of TN, Inc., and thereby indirectly retain voting shares of Peoples Bank of East Tennessee, Madisonville, Tennessee.
Permitted: February 12, 2026

Halbur Bancshares, Inc., Westside, Iowa -- James J. White, Westside, Iowa, to acquire voting shares of Halbur Bancshares, Inc., and thereby indirectly acquire voting shares of Westside State Bank, Westside, Iowa.*
Permitted: February 4, 2026
*Addition

Washington 1st Banco, Inc., Washington, Kansas -- Cynthia Judd Martinez 2020-BHC Grantor Retained Annuity Trust, Lincoln, Nebraska, Paul W. Judd, Elkhorn, Nebraska, as trust director; the Paul W. Judd 2020-BHC Grantor Retained Annuity Trust, Elkhorn, Nebraska, David A. Judd, Pomona, Kansas, as trust director; and Union Bank and Trust Company, Lincoln, Nebraska, as corporate trustee for the aforementioned trusts, to join the Roger Judd Family Group, a group acting in concert; and the David A. Judd 2020-BHC Grantor Retained Annuity Trust, Pomona, Kansas, Cynthia Judd Martinez, Lincoln, Nebraska, as trust director, and Union Bank and Trust Company, Lincoln, Nebraska, as corporate trustee; the Gary W. Judd Trust dated July 22, 2004, Gary W. Judd, trustee, both of Parkville, Missouri; and the Nancy L. Judd Trust dated May 1, 2007, Nancy L. Judd, trustee, both of Lincoln, Nebraska, to join the Stanley Judd Family Group, a group acting in concert, to retain voting shares of Washington 1st Banco, Inc., and thereby indirectly retain voting shares of FNB Washington, Washington, Kansas. Cynthia Judd Martinez and Paul W. Judd have been previously permitted by the Federal Reserve System to acquire voting shares of Washington 1st Banco, Inc., and are current members of the Roger Judd Family Group.
Permitted: February 13, 2026

Whitcorp Financial Company, Leoti, Kansas -- CMJ Equity, LLC and Barth Whitham, both of Morrison, Colorado; Caitlin Whitham 2017A Trust, Morrison, Colorado, co-trustees Caitlin Whitham, Denver, Colorado, and Peter Page, Lamar, Colorado; Morgan Whitham 2017A Trust, Morrison, Colorado, co-trustees Morgan Whitham, Morrison, Colorado, and Peter Page; Jacqueline Whitham 2017A Trust, Morrison, Colorado, co-trustees Jacqueline Whitham, Boulder, Colorado, and Peter Page, to join the Whitham Family Control Group, a group acting in concert, to acquire voting shares of Whitcorp Financial Company, and thereby indirectly acquire voting shares of Western State Bank, Garden City, Kansas, and Frontier Bank, Lamar, Colorado. Barth Whitham and Peter Page have previously been permitted by the Federal Reserve System to join the Whitham Family Control Group.
Permitted: February 9, 2026

Computershare Trust Company, National Association, Canton, Massachusetts -- to establish a branch in London, England, pursuant to section 211.3(b)(2) of Regulation K.
Approved: February 12, 2026

Lending and Liquidity Facilities -- reports to Congress under section 13(3) of the Federal Reserve Act in response to COVID-19.
Approved: February 9, 2026