Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications and Reports Received
District 10: Federal Reserve Bank of Kansas City PDF
Filings received during the week ending March 21, 2026
| Filer | Filing Type | Filing Proposal | End of Comment Period | |
|---|---|---|---|---|
| Newspaper | Federal Register | |||
| LINDOE, INC. | Change in Bank Control | Mary Jean Berg Buford, Ordway, Colorado, as trustee of Mary Jean Berg Buford Living Trust, and co-trustee of Phillip W. & Mary Jean Berg Buford Living Trust to acquire shares of Lindoe, Inc., Ordway, Colorado ("Company"), and thereby indirectly acquire voting shares of The Gunnison Bank and Trust Company, Gunnison, Colorado ("Bank"). Additionally, Mary Jean Berg Buford Living Trust, Mary Jean Berg Buford, trustee, both of Ordway, Colorado; Phillip W. & Mary Jean Berg Buford Living Trust, Mary Jean Berg Buford and Phillip Buford, co-trustees, all of Ordway, Colorado; Mary Jean Berg Buford and Philip Buford, both of Ordway, Colorado; Leif Berg and Sariah Berg, both of Ordway, Colorado; Jennifer Berg-Ramsey and Terry Ramsey, both of Ault, Colorado; Jennifer Berg-Ramsey Trust, Jennifer Berg-Ramsey, trustee, both of Ault, Colorado to become members of the Berg Family Group, a group acting in concert, to acquire shares of Company, and thereby indirectly acquire voting shares of Bank. | Not available | 03/30/2026 |
| NORTON BANKSHARES, INC. | Change in Bank Control | Todd Davidson, Salina, Kansas, as co-trustee of the N. Terry Nelson Trust No. 7 (Trust No. 7), Long Island, Kansas, the Stanton D. Nelson Trust No. 2, Long Island, Kansas, and the Clarke S. Nelson Trust No. 2, Long Island, Kansas; to retain voting shares and thereby control of Norton Bankshares, Inc. (NBI), and thereby indirectly retain voting shares and control of First State Bank, both of Norton, Kansas; and to join the Nelson Family Group (NFG), a group acting in concert. In addition, John P. Engelbert Trust No. 1, John P. and Pamela K. Engelbert, as co-trustees, all of Norton, Kansas, and Jared and McKenzie Engelbert, both of Holdrege, Nebraska, to retain shares of NBI and to join the NFG. Finally, Trust No. 7, Todd Davidson and N. Terry Nelson, Long Island, Kansas, as co-trustees, to acquire voting shares and thereby control of NBI. John P. Engelbert, N. Terry Nelson, the Clarke S. Nelson Trust No. 2, and the Stanton D. Nelson Trust No. 2 have been previously approved as members of the NFG. | Not available | 04/10/2026 |
* Subject to the provisions of the Community Reinvestment Act
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
| Institution / Location | RSSD ID | Exam Date | CRA Public Date | CRA Rating | Exam Method |
|---|---|---|---|---|---|
| ADAMS B&TC, OGALLALA, NEBRASKA | 463650 | 11/07/2024 | 08/05/2024 | S | Int Small Bank |
| AMERICAN HERITAGE BK, SAPULPA, OKLAHOMA | 311050 | 04/07/2024 | 08/14/2023 | S | Int Small Bank |
| BANK OF CMRC, CHANUTE, KANSAS | 862057 | 07/04/2024 | 04/15/2024 | S | Int Small Bank |
| CITIZENS ST BK, WISNER, NEBRASKA | 482053 | 04/29/2024 | 02/12/2024 | S | Int Small Bank |
| FIVE POINTS BK, HASTINGS, NEBRASKA | 386450 | 10/14/2024 | 07/29/2024 | S | Int Small Bank |
| GRAND BK, TULSA, OKLAHOMA | 76854 | 09/02/2024 | 06/10/2024 | S | Int Small Bank |
| JONAH BK, CASPER, WYOMING | 3412417 | 06/03/2024 | 03/18/2024 | S | Int Small Bank |
| SECURITY ST BK, BASIN, WYOMING | 955959 | 07/21/2024 | 04/29/2024 | S | Int Small Bank |
| SOVEREIGN BK, SHAWNEE, OKLAHOMA | 396253 | 03/01/2025 | 11/18/2024 | S | Int Small Bank |
CRA Examinations scheduled for Quarter of
| Institution | Location | Quarter |
|---|---|---|
| NONE | ||