Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications and Reports Received
District 8: Federal Reserve Bank of St. Louis PDF
Filings received during the week ending May 2, 2026
| Filer | Filing Type | Filing Proposal | End of Comment Period | |
|---|---|---|---|---|
| Newspaper | Federal Register | |||
| FIRST STATE BANK AND TRUST COMPANY, INC. | * 18C * Branch (Domestic) | First State Bank and Trust Company, Inc., Caruthersville, Missouri, to merge with Senath State Bank, Senath, Missouri, and thereby establish branches at the locations of Senath State Bank's main office and branches. | 05/27/2026 | Not applicable |
| PEOPLES BANK & TRUST CO. | * Branch (Domestic) | Peoples Bank & Trust Co., Troy, Missouri, to establish a branch facility to be located at 107 Exploration Drive, Moscow Mills, Missouri | 05/14/2026 | Not applicable |
* Subject to the provisions of the Community Reinvestment Act
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
| Institution / Location | RSSD ID | Exam Date | CRA Public Date | CRA Rating | Exam Method |
|---|---|---|---|---|---|
| BANKTENNESSEE, COLLIERVILLE, TENNESSEE | 831576 | 06/22/2025 | 03/24/2025 | S | Int Small Bank |
| CALLAWAY BK, FULTON, MISSOURI | 719656 | 01/11/2026 | 10/06/2025 | S | Int Small Bank |
| CHAMBERS BK, DANVILLE, ARKANSAS | 517049 | 07/05/2025 | 02/18/2025 | S | Int Small Bank |
| CITIZENS B&TC, VAN BUREN, ARKANSAS | 192147 | 03/23/2026 | 12/01/2025 | S | Int Small Bank |
| COMMUNITY FNCL SVC BK, BENTON, KENTUCKY | 698144 | 08/18/2025 | 05/05/2025 | S | Int Small Bank |
| DIAMOND BK, MURFREESBORO, ARKANSAS | 27847 | 06/16/2025 | 03/17/2025 | S | Int Small Bank |
| FARMERS & MERCHANTS BK, BALDWYN, MISSISSIPPI | 205243 | 07/17/2025 | 04/14/2025 | S | Int Small Bank |
| FIDELITY BK, WEST MEMPHIS, ARKANSAS | 848248 | 08/08/2025 | 05/05/2025 | S | Int Small Bank |
| FIRST ST B&TC, CARUTHERSVILLE, MISSOURI | 489548 | 01/18/2026 | 10/20/2025 | S | Int Small Bank |
| FIRST WESTERN BK, BOONEVILLE, ARKANSAS | 34742 | 09/06/2025 | 05/12/2025 | S | Int Small Bank |
| FNB OXFORD BK, OXFORD, MISSISSIPPI | 590640 | 06/14/2025 | 03/03/2025 | S | Int Small Bank |
| PADUCAH B&TC, PADUCAH, KENTUCKY | 285740 | 10/06/2025 | 06/30/2025 | S | Int Small Bank |
| PATRIOT BK, MILLINGTON, TENNESSEE | 3120646 | 12/14/2025 | 08/04/2025 | S | Int Small Bank |
| RELYANCE BK, WHITE HALL, ARKANSAS | 49241 | 04/17/2026 | 01/12/2026 | S | Int Small Bank |
| STONE BK, MOUNTAIN VIEW, ARKANSAS | 913146 | 07/21/2025 | 03/31/2025 | S | Int Small Bank |
CRA Examinations scheduled for Quarter of
| Institution | Location | Quarter |
|---|---|---|
| NONE | ||