Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications and Reports Received

District 8: Federal Reserve Bank of St. Louis PDF

Filings received during the week ending May 23, 2026

FilerFiling TypeFiling ProposalEnd of Comment Period
NewspaperFederal Register
PEOPLES BANK & TRUST CO.CommitmentPeoples Bank & Trust Co., Troy, Missouri, requests relief from certain commitments entered into in 2005 in connection with an application to establish a branch facility to be located at 106 South Main Street, Elsberry, Missouri. Not applicableNot applicable

* Subject to the provisions of the Community Reinvestment Act

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / LocationRSSD IDExam DateCRA Public DateCRA RatingExam Method
BANKTENNESSEE, COLLIERVILLE, TENNESSEE83157606/22/202503/24/2025SInt Small Bank
CALLAWAY BK, FULTON, MISSOURI71965601/11/202610/06/2025SInt Small Bank
CHAMBERS BK, DANVILLE, ARKANSAS51704907/05/202502/18/2025SInt Small Bank
CITIZENS B&TC, VAN BUREN, ARKANSAS19214703/23/202612/01/2025SInt Small Bank
COMMUNITY FNCL SVC BK, BENTON, KENTUCKY69814408/18/202505/05/2025SInt Small Bank
DIAMOND BK, MURFREESBORO, ARKANSAS2784706/16/202503/17/2025SInt Small Bank
FARMERS & MERCHANTS BK, BALDWYN, MISSISSIPPI20524307/17/202504/14/2025SInt Small Bank
FIDELITY BK, WEST MEMPHIS, ARKANSAS84824808/08/202505/05/2025SInt Small Bank
FIRST ST B&TC, CARUTHERSVILLE, MISSOURI48954801/18/202610/20/2025SInt Small Bank
FIRST WESTERN BK, BOONEVILLE, ARKANSAS3474209/06/202505/12/2025SInt Small Bank
FNB OXFORD BK, OXFORD, MISSISSIPPI59064006/14/202503/03/2025SInt Small Bank
PADUCAH B&TC, PADUCAH, KENTUCKY28574010/06/202506/30/2025SInt Small Bank
PATRIOT BK, MILLINGTON, TENNESSEE312064612/14/202508/04/2025SInt Small Bank
RELYANCE BK, WHITE HALL, ARKANSAS4924104/17/202601/12/2026SInt Small Bank
STONE BK, MOUNTAIN VIEW, ARKANSAS91314607/21/202503/31/2025SInt Small Bank
CRA Examinations scheduled for Third Quarter of 2026 (July 1, 2026 - September 30, 2026) and Fourth Quarter of 2026 (October 1, 2026 - December 31, 2026)
InstitutionLocationQuarter
AMORY FIRST S&LA BK SSBAMORY, MISSISSIPPIThird Quarter of 2026
BANKFIRST FINANCIAL SVCMACON, MISSISSIPPIThird Quarter of 2026
CITIZENS BKBATESVILLE, ARKANSASThird Quarter of 2026
CS BKEUREKA SPRINGS, ARKANSASThird Quarter of 2026
EVOLVE B&TCWEST MEMPHIS, ARKANSASThird Quarter of 2026
GENERATIONS BKROGERS, ARKANSASThird Quarter of 2026
MIDLAND ST BKEFFINGHAM, ILLINOISThird Quarter of 2026
OMB BKSPRINGFIELD, MISSOURIThird Quarter of 2026
UNION B&TCMONTICELLO, ARKANSASThird Quarter of 2026
FIRST BKCREVE COEUR, MISSOURIFourth Quarter of 2026
FIRST CHOICE BKPONTOTOC, MISSISSIPPIFourth Quarter of 2026
MONTICELLO BKG COMONTICELLO, KENTUCKYFourth Quarter of 2026
RENASANT BKTUPELO, MISSISSIPPIFourth Quarter of 2026
SOUTHERN IN HQJEFFERSONVILLE, INDIANAFourth Quarter of 2026
TUPELO DOWNTOWN BRTUPELO, MISSISSIPPIFourth Quarter of 2026
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Last Update: May 28, 2026