Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications and Reports Received
District 11: Federal Reserve Bank of Dallas PDF
Filings received during the week ending June 13, 2026
| Filer | Filing Type | Filing Proposal | End of Comment Period | |
|---|---|---|---|---|
| Newspaper | Federal Register | |||
| FRONTIER BANCSHARES, INC. | Listed Going Concern | Frontier Bancshares, Inc., Austin, Texas, to acquire Strata Trust Company, Austin, Texas, and thereby indirectly engage in trust company functions, pursuant to sections 225.28(b)(5) of Regulation Y. | Not applicable | Not applicable |
| FRONTIER COMMUNITY BANCSHARES, INC. | Listed DeNovo | Frontier Community Bancshares, Inc, Elgin, Texas, to engage de novo in buying and selling bullion, and related activities, pursuant to Section 225.28(b)(8)(iii) of the Board's Regulation Y. | Not applicable | Not available |
* Subject to the provisions of the Community Reinvestment Act
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
| Institution / Location | RSSD ID | Exam Date | CRA Public Date | CRA Rating | Exam Method |
|---|---|---|---|---|---|
| AMERICAN ST BK, ARP, TEXAS | 262358 | 05/08/2026 | 01/12/2026 | S | Int Small Bank |
| BANK & TR SSB, DEL RIO, TEXAS | 623454 | 07/18/2025 | 03/10/2025 | S | Int Small Bank |
| BENCHMARK BK, PLANO, TEXAS | 980960 | 11/30/2025 | 08/04/2025 | S | Int Small Bank |
| CIERA BK, GRAHAM, TEXAS | 327855 | 08/28/2025 | 04/28/2025 | S | Int Small Bank |
| FIRST ST BK OF LIVINGSTON, LIVINGSTON, TEXAS | 884358 | 06/07/2025 | 03/03/2025 | O | Int Small Bank |
| PEGASUS BK, DALLAS, TEXAS | 3465392 | 05/02/2025 | 11/18/2024 | S | Int Small Bank |
| TXN BK, HONDO, TEXAS | 77253 | 10/13/2025 | 06/02/2025 | S | Int Small Bank |
| UNITED TX BK, DALLAS, TEXAS | 726953 | 06/09/2025 | 02/18/2025 | S | Int Small Bank |
| WORTHINGTON BK, ARLINGTON, TEXAS | 3150205 | 08/02/2025 | 04/07/2025 | S | Int Small Bank |
CRA Examinations scheduled for Quarter of
| Institution | Location | Quarter |
|---|---|---|
| NONE | ||