Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications and Reports Received

District 8: Federal Reserve Bank of St. Louis PDF

Filings received during the week ending June 20, 2026

FilerFiling TypeFiling ProposalEnd of Comment Period
NewspaperFederal Register
PURDY BANCSHARES, INC.Change in Bank Control John H. Garrett, individually and as Trustee of each of the Filip J. Garrett Bank Trust u/a/d March 20, 2024, Sara E. Garrett Bank Trust u/a/d March 20, 2024, John H. Garrett Bank Trust u/a/d March 20, 2024, and Ida M. Garrett Bank Trust u/a/d March 20, 2024, all of Southport, North Carolina; Jeffrey S. Scott, individually and as Trustee of each of the Hayden Scott Trust created under the Sharon K. Garrett Revocable Trust dated November 1, 2000, as amended, and the Avery Scott Trust created under the Sharon K. Garrett Revocable Trust dated November 1, 2000, as amended, Tyler Scott, Shelby McCaffrey, Richard W. Scott, all of Purdy, Missouri; Sara E. Garrett, Ida M. Garrett, and Filip J. Garrett, all of Springfield, Missouri, a group acting in concert, to acquire voting shares of Purdy Bancshares, Inc., Monett, Missouri, and thereby indirectly acquire voting shares of First State Bank of the Ozarks, Purdy, Missouri07/07/202607/09/2026
SOUTHERN BANCORP BANK* 18C
* Branch (Domestic)		Southern Bancorp Bank, Arkadelphia, Arkansas, to merge with Legacy Bank & Trust Company, Mountain Grove, Missouri, and thereby establish branches at the locations of Legacy Bank & Trust Company's main office and branches.07/17/2026Not applicable

* Subject to the provisions of the Community Reinvestment Act

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / LocationRSSD IDExam DateCRA Public DateCRA RatingExam Method
BANKTENNESSEE, COLLIERVILLE, TENNESSEE83157606/22/202503/24/2025SInt Small Bank
CALLAWAY BK, FULTON, MISSOURI71965601/11/202610/06/2025SInt Small Bank
CHAMBERS BK, DANVILLE, ARKANSAS51704907/05/202502/18/2025SInt Small Bank
CITIZENS B&TC, VAN BUREN, ARKANSAS19214703/23/202612/01/2025SInt Small Bank
COMMUNITY FNCL SVC BK, BENTON, KENTUCKY69814408/18/202505/05/2025SInt Small Bank
DIAMOND BK, MURFREESBORO, ARKANSAS2784706/16/202503/17/2025SInt Small Bank
FARMERS & MERCHANTS BK, BALDWYN, MISSISSIPPI20524307/17/202504/14/2025SInt Small Bank
FIDELITY BK, WEST MEMPHIS, ARKANSAS84824808/08/202505/05/2025SInt Small Bank
FIRST ST B&TC, CARUTHERSVILLE, MISSOURI48954801/18/202610/20/2025SInt Small Bank
FIRST WESTERN BK, BOONEVILLE, ARKANSAS3474209/06/202505/12/2025SInt Small Bank
FNB OXFORD BK, OXFORD, MISSISSIPPI59064006/14/202503/03/2025SInt Small Bank
PADUCAH B&TC, PADUCAH, KENTUCKY28574010/06/202506/30/2025SInt Small Bank
PATRIOT BK, MILLINGTON, TENNESSEE312064612/14/202508/04/2025SInt Small Bank
RELYANCE BK, WHITE HALL, ARKANSAS4924104/17/202601/12/2026SInt Small Bank
STONE BK, MOUNTAIN VIEW, ARKANSAS91314607/21/202503/31/2025SInt Small Bank
CRA Examinations scheduled for    Quarter of
InstitutionLocationQuarter
NONE
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Last Update: June 25, 2026