Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications and Reports Received
District 11: Federal Reserve Bank of Dallas PDF
Filings received during the week ending August 22, 2026
| Filer | Filing Type | Filing Proposal | End of Comment Period | |
|---|---|---|---|---|
| Newspaper | Federal Register | |||
| FIRST FINANCIAL BANK | * Branch (Domestic) | First Financial Bank, Abilene, Texas to establish a branch at 12101Bee Cave Road, Bee Cave, Texas 78738 | 09/04/2026 | Not applicable |
| Journey Financial Group, Inc. | * 3A1 | Journey Financial Group, Inc., Montgomery, Texas, to become a bank holding company by acquiring Lone Star Bank, Houston, Texas. | 09/13/2026 | 09/21/2026 |
* Subject to the provisions of the Community Reinvestment Act
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
| Institution / Location | RSSD ID | Exam Date | CRA Public Date | CRA Rating | Exam Method |
|---|---|---|---|---|---|
| AMERICAN ST BK, ARP, TEXAS | 262358 | 05/08/2026 | 01/12/2026 | S | Int Small Bank |
| BENCHMARK BK, PLANO, TEXAS | 980960 | 11/30/2025 | 08/04/2025 | S | Int Small Bank |
| CIERA BK, GRAHAM, TEXAS | 327855 | 08/28/2025 | 04/28/2025 | S | Int Small Bank |
| PEGASUS BK, DALLAS, TEXAS | 3465392 | 05/02/2025 | 11/18/2024 | S | Int Small Bank |
| TXN BK, HONDO, TEXAS | 77253 | 10/13/2025 | 06/02/2025 | S | Int Small Bank |
| WORTHINGTON BK, ARLINGTON, TEXAS | 3150205 | 08/02/2025 | 04/07/2025 | S | Int Small Bank |
CRA Examinations scheduled for Fourth Quarter of 2026 (October 1, 2026 - December 31, 2026) and First Quarter of 2027 (January 1, 2027 - March 31, 2027)
| Institution | Location | Quarter |
|---|---|---|
| FIRST FNCL BK | ABILENE, TEXAS | Fourth Quarter of 2026 |
| SUSSER BK | DALLAS, TEXAS | Fourth Quarter of 2026 |
| TEXAS CAP BK | DALLAS, TEXAS | Fourth Quarter of 2026 |
| CITIZENS ST BK | WOODVILLE, TEXAS | First Quarter of 2027 |
| VANTAGE BK TX | SAN ANTONIO, TEXAS | First Quarter of 2027 |