Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications and Reports Received

District 8: Federal Reserve Bank of St. Louis PDF

Filings received during the week ending August 29, 2026

FilerFiling TypeFiling ProposalEnd of Comment Period
NewspaperFederal Register
FARMERS AND MERCHANTS BANK* Branch (Domestic)Farmers and Merchants Bank, Baldwyn, Mississippi to establish a branch facility to be located 609 Battleground Drive, Iuka, Mississippi. 09/11/2026Not applicable
FARMERS BANCORP INC.* 3A5
* 3A3		Farmers Bancorp, Inc., Blytheville, Arkansas, to acquire Lawrence Bancshares, Inc., and thereby indirectly acquire Lawrence Bank, both of Nashville, Tennessee.09/10/202610/01/2026
FIRST HORIZON BANKPublic Welfare InvestmentFirst Horizon Bank, Memphis, Tennessee, requests approval to make a public welfare investment of up to $600,000 in Partner Community Capital, Inc., pursuant to Section 208.22(d) of Regulation H.Not applicableNot applicable
FIRST HORIZON BANKPublic Welfare InvestmentFirst Horizon Bank, Memphis, Tennessee, requests approval to make a public welfare investment of up to $1,000,000 in the CLIMB Fund, pursuant to Section 208.22(d) of Regulation H.Not applicableNot applicable
FIRST HORIZON BANKPublic Welfare InvestmentFirst Horizon Bank, Memphis, Tennessee, requests approval to make a public welfare investment of up to $1,000,000 in OPAL Community Capital, LLC, pursuant to Section 208.22(d) of Regulation H.Not applicableNot applicable
FIRST NATIONAL FINANCIAL CORPORATIONChange in Bank Control Notice by the Carl F. Lucky, Jr. Survivor Trust, Jane Lucky, as trustee, both of McGehee, Arkansas; Virginia Abernathy, Rogers, Arkansas; Arthur S. Lucky Revocable Trust, Arthur Lucky as trustee, both of Chesterfield, Missouri; Laura Lucky Batey, Bentonville, Arkansas; Carl Lucky III, Diane Lucky and Susan White, all of Monticello, Arkansas; and Alesia Lucky, McGehee, Arkansas; to join the Lucky Family Control Group, a group acting in concert, to retain voting shares of First National Financial Corporation, and thereby indirectly retain voting shares of First NaturalState Bank, both of McGehee, Arkansas.Not availableNot available

* Subject to the provisions of the Community Reinvestment Act

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / LocationRSSD IDExam DateCRA Public DateCRA RatingExam Method
CALLAWAY BK, FULTON, MISSOURI71965601/11/202610/06/2025SInt Small Bank
CITIZENS B&TC, VAN BUREN, ARKANSAS19214703/23/202612/01/2025SInt Small Bank
FIRST ST B&TC, CARUTHERSVILLE, MISSOURI48954801/18/202610/20/2025SInt Small Bank
FIRST WESTERN BK, BOONEVILLE, ARKANSAS3474209/06/202505/12/2025SInt Small Bank
PADUCAH B&TC, PADUCAH, KENTUCKY28574010/06/202506/30/2025SInt Small Bank
PATRIOT BK, MILLINGTON, TENNESSEE312064612/14/202508/04/2025SInt Small Bank
RELYANCE BK, WHITE HALL, ARKANSAS4924104/17/202601/12/2026SInt Small Bank
CRA Examinations scheduled for    Quarter of
InstitutionLocationQuarter
NONE
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Last Update: September 03, 2026