Financial Accounts of the United States - Z.1
L.218 One-to-four-family residential mortgages1
Billions of dollars; amounts outstanding end of period, not seasonally adjusted
| Line | Description | Series | 2023 | 2024 | 2025 | 2024:Q3 | 2024:Q4 | 2025:Q1 | 2025:Q2 | 2025:Q3 | 2025:Q4 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Line 1 | Total liabilities | FL893065105 | 13970.5 | 14359.2 | 14770.1 | 14243.6 | 14359.2 | 14417.0 | 14541.0 | 14665.7 | 14770.1 |
| Line 2 | Household sector | FL153165105 | 13017.1 | 13381.2 | 13767.1 | 13270.2 | 13381.2 | 13433.8 | 13550.6 | 13667.8 | 13767.1 |
| Line 3 | Nonfinancial corporate business | FL103165105 | 20.6 | 19.2 | 19.5 | 19.4 | 19.2 | 19.3 | 19.2 | 19.5 | 19.5 |
| Line 4 | Nonfinancial noncorporate business | FL113165105 | 932.8 | 958.9 | 983.4 | 954.0 | 958.9 | 964.0 | 971.2 | 978.4 | 983.4 |
| Line 5 | Total assets | FL893065105 | 13970.5 | 14359.2 | 14770.1 | 14243.6 | 14359.2 | 14417.0 | 14541.0 | 14665.7 | 14770.1 |
| Line 6 | Household sector | FL153065103 | 57.9 | 54.4 | 50.9 | 55.2 | 54.4 | 53.5 | 52.6 | 51.7 | 50.9 |
| Line 7 | Nonfinancial corporate business | FL103065105 | 29.1 | 29.3 | 29.6 | 29.2 | 29.3 | 29.3 | 29.4 | 29.4 | 29.6 |
| Line 8 | Nonfinancial noncorporate business | FL113065103 | 20.1 | 20.6 | 21.2 | 20.4 | 20.6 | 20.7 | 20.8 | 21.0 | 21.2 |
| Line 9 | Federal government | FL313065105 | 65.9 | 68.6 | 71.0 | 67.8 | 68.6 | 69.4 | 70.3 | 71.1 | 71.0 |
| Line 10 | State and local governments | FL213065103 | 117.6 | 120.3 | 127.8 | 119.7 | 120.3 | 122.2 | 124.0 | 125.9 | 127.8 |
| Line 11 | U.S.-chartered depository institutions | FL763065105 | 2930.4 | 2968.7 | 3024.2 | 2958.1 | 2968.7 | 2966.3 | 2992.2 | 3008.2 | 3024.2 |
| Line 12 | Foreign banking offices in U.S. | FL753065103 | 0.7 | 0.9 | 1.1 | 0.6 | 0.9 | 1.0 | 0.9 | 1.0 | 1.1 |
| Line 13 | Banks in U.S.-affiliated areas | FL743065103 | 11.7 | 12.2 | 12.6 | 12.0 | 12.2 | 12.1 | 12.3 | 12.5 | 12.6 |
| Line 14 | Credit unions | FL473065100 | 716.1 | 756.7 | 809.9 | 744.6 | 756.7 | 764.8 | 781.6 | 798.1 | 809.9 |
| Line 15 | Life insurance companies | FL543065105 | 89.0 | 122.5 | 158.0 | 113.7 | 122.5 | 129.9 | 139.6 | 147.8 | 158.0 |
| Line 16 | Private pension funds | FL573065103 | 1.6 | 1.8 | 2.0 | 1.7 | 1.8 | 1.8 | 1.9 | 1.9 | 2.0 |
| Line 17 | State and local govt. pension funds | FL223065143 | 1.7 | 1.9 | 1.9 | 1.6 | 1.9 | 1.9 | 1.9 | 1.9 | 1.9 |
| Line 18 | Government-sponsored enterprises | FL403065105 | 6719.7 | 6769.2 | 6784.9 | 6754.5 | 6769.2 | 6765.2 | 6770.5 | 6781.3 | 6784.9 |
| Line 19 | Agency- and GSE-backed mortgage pools | FL413065105 | 2396.7 | 2569.2 | 2742.3 | 2517.6 | 2569.2 | 2602.0 | 2650.3 | 2701.0 | 2742.3 |
| Line 20 | ABS issuers | FL673065105 | 434.5 | 478.5 | 525.5 | 464.4 | 478.5 | 491.1 | 503.0 | 516.4 | 525.5 |
| Line 21 | Finance companies | FL613065105 | 296.2 | 290.0 | 283.3 | 291.2 | 290.0 | 288.4 | 286.6 | 287.0 | 283.3 |
| Line 22 | Mortgage REITs | FL643065173 | 81.7 | 94.4 | 124.0 | 91.3 | 94.4 | 97.5 | 103.2 | 109.6 | 124.0 |
| Memo: | |||||||||||
| Line 23 | Home equity loans included above2 | FL893065125 | 511.1 | 561.4 | 623.0 | 545.9 | 561.4 | 570.4 | 588.9 | 607.0 | 623.0 |
| Line 24 | U.S.-chartered depository institutions | FL763065125 | 311.4 | 328.9 | 351.9 | 322.7 | 328.9 | 330.6 | 340.0 | 345.4 | 351.9 |
| Line 25 | Foreign banking offices in U.S. | FL753065203 | 0.0 | 0.3 | 0.5 | 0.1 | 0.3 | 0.4 | 0.4 | 0.3 | 0.5 |
| Line 26 | Credit unions | FL473065125 | 134.3 | 157.9 | 181.2 | 152.0 | 157.9 | 162.4 | 169.3 | 176.4 | 181.2 |
| Line 27 | ABS issuers | FL673065123 | 6.2 | 16.2 | 32.7 | 12.9 | 16.2 | 19.3 | 21.9 | 27.4 | 32.7 |
| Line 28 | Finance companies | FL613065123 | 59.2 | 58.0 | 56.7 | 58.2 | 58.0 | 57.7 | 57.3 | 57.4 | 56.7 |
Notes:
- Mortgages on 1-4 family properties including mortgages on farm houses.
- Loans made under home equity lines of credit and home equity loans secured by junior liens. Excludes home equity loans held by individuals.
Last Update: 2026-03-19