Level from Natural Person Credit Union Call Report NCUA 5300, Loan Information. From 2003:Q1 to 2003:Q4, sum of first mortgage fixed rate (CUSA5230), first mortgage adjustable rate (CUSA5234), other real estate closed-end fixed rate (CUSA5238), other real estate closed-end adjustable rate (CUSA5242), other real estate open-end adjustable rate/home equity (CUSA5246), less multifamily residential FOF series 473065403, commercial mortgages FOF series 473065503, and farm mortgages FOF series 473065603. From 2004:Q1 to 2021:Q4, sum of first mortgage fixed rate >15 years (CUSAc640), first mortgage fixed rate 15 years or less (CUSAc644), first mortgage balloon/hybrid, >5 years (CUSAc648), first mortgage balloon/hybrid, 5 years or less (CUSAc652), first mortgage other fixed rate (CUSAc656), first mortgage adjustable rate 1 year or less (CUSAc660), first mortgage adjustable rate >1 year (CUSAc664), other real estate closed-end fixed rate (CUSA5238), other real estate closed-end adjustable rate (CUSA5242), other real estate open-end adjustable rate (CUSA5246), and other real estate open-end fixed rate (CUSAc668), less multifamily residential FOF series 473065403, commercial mortgages FOF series 473065503, and farm mortgages FOF series 473065603. Beginning 2022:Q1, sum of 1-to-4 family residential property loans/lines of credit secured by 1st lien fixed rate >15 years, fixed rate 15 years or less, balloon/hybrid >5 years, balloon/hybrid 5 years or less, adjustable rate (CUSAPF16, CUSAPF19, CUSAPF22, CUSAPF25, CUSAPF28), all other non-commercial real estate closed-end fixed rate, closed-end adjustable rate, open-end fixed rate, open-end adjustable rate (CUSAPF47, CUSAPF50, CUSAPF53, CUSAPF56), 1-to-4-family residential property loans/lines of credit secured by junior lien closed-end fixed rate, closed-end adjustable rate, open-end fixed rate, and open-end adjustable rate (CUSAPF33, CUSAPF36, CUSAPF39, CUSAPF42). Unadjusted transactions are the change in the level, less other volume changes. Other volume changes include charge-offs beginning 2007:Q1. Gross charge-offs data are available from the NCUA Call Report. Seasonally adjusted transactions are obtained using X-13-ARIMA procedure.
Last edited on: 03/11/2025
