Financial Accounts of the United States - Z.1
F4.3.t Consumer credit 🕮 PDF
Billions of dollars; quarterly figures are seasonally adjusted annual rates
| Line | Description | Series | 2023 | 2024 | 2025 | 2024:Q4 | 2025:Q1 | 2025:Q2 | 2025:Q3 | 2025:Q4 | 2026:Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Line 1 | Net change in liabilities (Households) | FA153166000 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 2 | Net change in assets | FA153166000 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 3 | Nonprofit organizations | FA163066223 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 4 | Nonfinancial corporate business | FA103066003 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 5 | Nonfinancial noncorporate business | FA113066003 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 6 | Federal government | FA313066220 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 7 | U.S.-chartered depository institutions | FA763066005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 8 | Credit unions | FA473066000 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 9 | Government-sponsored enterprises | FA403066005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 10 | ABS issuers | FA673066000 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 11 | Finance companies | FA613066005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Memo: | |||||||||||
| Line 12 | Credit card loans | FA153166100 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 13 | Auto loans | FA153166400 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 14 | Student loans | FA153166220 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 15 | Other consumer credit | FA153166205 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
Notes:
- Student loans originated under the Federal Family Education Loan Program. Assets of the households and nonprofit organizations sector (table S1M.t).
- Includes loans originated by the Department of Education under the Federal Direct Loan Program and Perkins Loans, as well as Federal Family Education Loan Program loans that the government purchased from depository institutions, finance companies, and nonprofit and educational institutions, and loans in default.
- Revolving credit that also includes overdraft plans on checking accounts and other loans without a fixed repayment schedule.
- Includes student loans held by nonprofit organizations (line 3), the federal government (line 6), depository institutions (part of lines 7 and 8), and finance companies (part of line 11). Data begin in 2006:Q1.
- Includes student loans before 2006:Q1.
Last Update: 2026-05-22