Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications and Reports Received
District 6: Federal Reserve Bank of Atlanta PDF
Filings received during the week ending December 20, 2025
| Filer | Filing Type | Filing Proposal | End of Comment Period | |
|---|---|---|---|---|
| Newspaper | Federal Register | |||
| CBS BANC-CORP. | * 3A3 * 3A5 | CBS Banc-Corp., Russellville, Alabama; to acquire TAG Bancshares, Inc., and thereby indirectly acquire Citizens Bank & Trust, both of Trenton, Georgia. | Not available | Not available |
| GULF ATLANTIC BANK | * Branch (Domestic) | Gulf Atlantic Bank, Key West, Florida, intends to open a branch at 105 East Baker Street, Plant City, Florida, known as the Plant City Branch. | 12/26/2025 | Not applicable |
| GULF ATLANTIC BANK | * Branch (Domestic) | Gulf Atlantic Bank, Key West, Florida, to establish a branch facility to be located at 120 U.S. Highway 27 South, Lake Placid, Florida. | 01/13/2026 | Not applicable |
| PEOPLES BANCSHARES OF TN, INC. | Change in Bank Control | Delmar A. Benton, Sharon Benton, Sara Jane Frerichs, and BD and Merle Benton Trust, Delmar A. Benton as trustee, all of Madisonville, Tennessee; Darrell A. Benton, Meghan N. Benton, Elizabeth Sharon Benton, Sally Suzanne Benton, and Nancy F. Garza, all of Maryville, Tennessee; to form the Benton Family Control Group, a group acting in concert, to retain voting shares of Peoples Bancshares, of TN, Inc., and thereby indirectly retain voting shares of Peoples Bank of East Tennessee, both of Madisonville, Tennessee. | 12/31/2025 | 01/07/2026 |
* Subject to the provisions of the Community Reinvestment Act
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
| Institution / Location | RSSD ID | Exam Date | CRA Public Date | CRA Rating | Exam Method |
|---|---|---|---|---|---|
| PRIORITYONE BK, MAGEE, MISSISSIPPI | 956938 | 04/27/2024 | 10/30/2023 | S | Int Small Bank |
CRA Examinations scheduled for Quarter of
| Institution | Location | Quarter |
|---|---|---|
| NONE | ||