Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications and Reports Received
District 10: Federal Reserve Bank of Kansas City PDF
Filings received during the week ending December 20, 2025
| Filer | Filing Type | Filing Proposal | End of Comment Period | |
|---|---|---|---|---|
| Newspaper | Federal Register | |||
| BANCFIRST CORPORATION | Change in Bank Control | Adam Duston Rainbolt Trust I; Jacob Patrick Rainbolt Trust I; and Samuel Johnson Rainbolt Trust I, all of Oklahoma City, Oklahoma; and trustee and trust supervisor David E. Rainbolt and trust supervisor Dana Kim Rainbolt, all of Oklahoma City, Oklahoma, of the aforementioned trusts; Dana Kim Rainbolt Revocable Trust, Oklahoma City, Oklahoma, co-trustees and trust supervisors David E. Rainbolt and Dana Kim Rainbolt, and trust supervisors Samuel Johnson Rainbolt and Jacob Patrick Rainbolt, all of Oklahoma City, Oklahoma, to become members of the Rainbolt Family Control Group, a group acting in concert, to retain voting shares of BancFirst Corporation, Oklahoma City, Oklahoma, and thereby indirectly retain voting shares of BancFirst, Oklahoma City, Oklahoma; Pegasus Bank, Dallas, Texas; Worthington Bank, Arlington, Texas; and American Bank of Oklahoma, Collinsville, Oklahoma. David E. Rainbolt has previously been permitted by the Federal Reserve System to acquire control of voting shares of BancFirst Corporation and David E. Rainbolt, Adam Duston Rainbolt, Samuel Johnson Rainbolt, and Jacob Patrick Rainbolt are current members of the Rainbolt Family Control Group. | 01/07/2026 | 01/07/2026 |
| WASHINGTON 1ST BANCO, INC. | Change in Bank Control | Cynthia Judd Martinez 2020-BHC Grantor Retained Annuity Trust, Lincoln, NE, Paul W. Judd, Elkhorn, NE, as trust director; the Paul W. Judd 2020-BHC Grantor Retained Annuity Trust, Elkhorn, NE, David A. Judd, Pomona, KS ,as trust director; and Union Bank and Trust Company, Lincoln, NE, as corporate trustee for the aforementioned trusts; to join the Roger Judd Family Group, a group acting in concert; and the David A. Judd 2020-BHC Grantor Retained Annuity Trust, Pomona, KS, Cynthia Judd Martinez, Lincoln, NE, as trust director, and Union Bank and Trust Company, Lincoln, NE, as corporate trustee; the Gary W. Judd Trust dated July 22, 2004, Gary W. Judd, trustee, both of Parkville, MO; and the Nancy L. Judd Trust dated May 1, 2007, Nancy L. Judd, trustee, both of Lincoln, NE; to join the Stanley Judd Family Group, a group acting in concert; to retain voting shares of Washington 1st Banco, Inc., and indirectly retain voting shares of FNB Washington, both of Washington, KS. Cynthia Judd Martinez and Paul W. Judd have been previously permitted by the Federal Reserve System to acquire voting shares of Washington 1st Banco, Inc. and are current members of the Roger Judd Family Group. | Not available | Not available |
| WHITCORP FINANCIAL COMPANY | Change in Bank Control | CMJ Equity, LLC, Morrison, Colorado; Caitlin Whitham 2017A Trust, Morrison, Colorado, co-trustees Caitlin Whitham, Denver, Colorado, and Peter Page, Lamar, Colorado; Morgan Whitham 2017A Trust, Morrison, Colorado, co-trustees Morgan Whitham, Morrison, Colorado, and Peter Page; Jacqueline Whitham 2017A Trust, Morrison, Colorado, co-trustees Jacqueline Whitham, Boulder, Colorado, and Peter Page to join the Whitham Family Control Group, a group acting in concert, to acquire voting shares of Whitcorp Financial Company, Leoti, Kansas, and thereby indirectly acquire voting shares of Western State Bank, Garden City, Kansas, and Frontier Bank, Lamar, Colorado. Peter Page has previously been permitted by the Federal Reserve System to join the Whitham Family Control Group. | Not available | 01/06/2026 |
* Subject to the provisions of the Community Reinvestment Act
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
| Institution / Location | RSSD ID | Exam Date | CRA Public Date | CRA Rating | Exam Method |
|---|---|---|---|---|---|
| ADAMS B&TC, OGALLALA, NEBRASKA | 463650 | 11/07/2024 | 08/05/2024 | S | Int Small Bank |
| AMERICAN HERITAGE BK, SAPULPA, OKLAHOMA | 311050 | 04/07/2024 | 08/14/2023 | S | Int Small Bank |
| BANK OF CMRC, CHANUTE, KANSAS | 862057 | 07/04/2024 | 04/15/2024 | S | Int Small Bank |
| CITIZENS ST BK, WISNER, NEBRASKA | 482053 | 04/29/2024 | 02/12/2024 | S | Int Small Bank |
| FIVE POINTS BK, HASTINGS, NEBRASKA | 386450 | 10/14/2024 | 07/29/2024 | S | Int Small Bank |
| GRAND BK, TULSA, OKLAHOMA | 76854 | 09/02/2024 | 06/10/2024 | S | Int Small Bank |
| JONAH BK, CASPER, WYOMING | 3412417 | 06/03/2024 | 03/18/2024 | S | Int Small Bank |
| SECURITY ST BK, BASIN, WYOMING | 955959 | 07/21/2024 | 04/29/2024 | S | Int Small Bank |
| SOVEREIGN BK, SHAWNEE, OKLAHOMA | 396253 | 03/01/2025 | 11/18/2024 | S | Int Small Bank |
CRA Examinations scheduled for Quarter of
| Institution | Location | Quarter |
|---|---|---|
| NONE | ||
Last Update: December 29, 2025