The Capital Assessments and Stress Testing information collection (FR Y-14) consists of the FR Y-14A, Q, and M reports. The FR Y-14A report collects detailed data on bank holding companies’ (BHCs), savings and loan holding companies’ (SLHCs), and intermediate holding companies’ (IHCs) quantitative projections of balance sheet assets and liabilities, income, losses, and capital across a range of macroeconomic scenarios and qualitative information on methodologies used to develop internal projections of capital across scenarios. The FR Y-14Q collects detailed data on BHCs', IHCs', and SLHCs’ various asset classes, capital components, and categories of pre-provision net revenue (PPNR). The FR Y-14M report collects monthly detailed data on BHCs’, IHCs’, and SLHCs’ loan portfolios. The report is comprised of three loan- and portfolio-level collections, and one detailed address matching collection. The data are used to assess the capital adequacy of large firms using forward-looking projections of revenue and losses, to support supervisory stress test models, and continuous monitoring efforts as well as to inform the Federal Reserve's operational decisionmaking as it continues to implement the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010.

In response to questions regarding the FR Y-14 information collection, Federal Reserve staff provide answers to firms on an ongoing basis to assist with the correct interpretation of reporting requirements and submission of the report data. These questions and answers are released to provide transparency around, and support knowledge of the FR Y-14 reporting requirements.

The Federal Reserve Board of Governors responds to questions regarding the FR Y-14 reports and schedules submitted by BHCs, IHCs, and SLHCs with $100 billion or more in total consolidated assets that are required to report the FR Y-14 information collection. Responses are distributed directly to individual firms and Q&As are regularly summarized in the below report.

May 2024 update

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Last Update: May 03, 2024