Public Information Documents

Actions taken by the Federal Reserve Bank of Kansas City under delegated authority

Bank Branches, Domestic
Adams Bank & Trust, Ogallala, Nebraska -- to establish a branch at 1270 Automation Drive, Windsor, Colorado.
- Approved, November 20, 2025
Armstrong Bank, Muskogee, Oklahoma -- to establish a branch at 8080 North Central Expressway, Dallas, Texas.
- Approved, November 14, 2025
Commerce Bank, Kansas City, Missouri -- to establish a branch at 4401 Dr. Martin Luther King Jr. Boulevard, Kansas City, Missouri.
- Approved, November 6, 2025
Commerce Bank, Kansas City, Missouri -- to establish a branch at 302 Southport Drive, Columbia, Illinois.
- Approved, November 6, 2025
Armstrong Bank, Muskogee, Oklahoma -- to establish a branch at 3301 South Market Street, Rogers, Arkansas.
- Approved, October 31, 2025
Armstrong Bank, Muskogee, Oklahoma -- to establish a branch at 1425 East 41st Place, Tulsa, Oklahoma.
- Approved, October 31, 2025
Battle Creek State Bank, Battle Creek, Nebraska -- to establish a branch at 344 Northeast 32, Oakland, Nebraska.
- Approved, October 23, 2025
First Fidelity Bank, Oklahoma City, Oklahoma -- to establish a branch at 5114 South Power Road, Gilbert, Arizona.
- Approved, September 12, 2025
Bank7, Oklahoma City, Oklahoma -- to establish a branch at 4003 East 51st Street, Tulsa, Oklahoma, and to increase its investment in bank premises.
- Approved, August 26, 2025
Sundance State Bank, Sundance, Wyoming -- to establish a branch at 2530 Yukon Place, Spearfish, [South Dakota,] and to increase its investment in bank premises.
- Approved, June 25, 2025
Investors Community Bank, Chillicothe, Missouri -- to establish a branch at 5600 Bull Run Drive, [Columbia, Missouri.]
- Approved, June 5, 2025
FirstBank, Lakewood, Colorado -- to establish a branch at 2271 North Frontage Road West, Vail, Colorado.
- Approved, May 13, 2025
Blue Sky Bank, Pawhuska, Oklahoma -- to establish a branch at 15301 Dallas Parkway, Addison, Texas.
- Approved, May 8, 2025
First Pryority Bank, Pryor, Oklahoma -- to establish a branch at 12212 East 41st Street, Tulsa, Oklahoma.
- Approved, May 1, 2025
BancFirst, Oklahoma City, Oklahoma -- to establish a branch at 13600 North Eastern Avenue, [Oklahoma City,] Oklahoma.
- Approved, April 22, 2025
BancFirst, Oklahoma City, Oklahoma -- to establish a branch at 4200 South Western Avenue, [Oklahoma City,] Oklahoma.
- Approved, April 22, 2025
The Payne County Bank, Perkins, Oklahoma -- to establish a branch at 1002 East Main Street, Cushing, Oklahoma.
- Approved, March 26, 2025
First United Bank and Trust Company, Durant, Oklahoma -- to establish a branch at 601 Northwest Loop 410 Boulevard, San Antonio, Texas.
- Approved, March 19, 2025
Bank Holding Companies
First Beemer Corporation, Beemer, Nebraska -- waiver of application to acquire First Bank of Bancroft, Bancroft, Nebraska, in connection with the merger of First Bank of Bancroft with and into First Community Bank, Beemer, Nebraska.
- Granted, November 6, 2025
Vast Holdings, Inc. (Vast Holdings), Tulsa, Oklahoma -- Vast Holdings and Robert Gregory Kidd, Crystal Bay, Nevada, relief from certain commitments.
- Granted, October 17, 2025
Equity Bancshares, Inc., Wichita, Kansas -- waiver of application to acquire Frontier Holdings, LLC, and its subsidiary, Frontier Bank, both of Omaha, Nebraska, in connection with the merger of Frontier Bank with and into Equity Bank, Andover, Kansas.
- Granted, October 15, 2025
The Protection Bank Holding Company, Inc., Protection, Kansas -- (1) through its subsidiary, ProBank, Inc., Protection, Kansas, to merge with Haviland Bancshares, Inc., and thereby indirectly acquire The Haviland State Bank, both of Haviland, Kansas, and (2) to engage in insurance agency activity through the acquisition of Banco Insurance Agency, Haviland, Kansas, pursuant to section 225.28(b)(11)(iii)(A) of Regulation Y.
- Approved, September 10, 2025
Regent Capital Corporation, Nowata, Oklahoma -- through its subsidiary, DLP Acquisition Corporation, Tulsa, Oklahoma, to merge with DLP Bancshares, Inc., Saint Augustine, Florida, and thereby indirectly acquire DLP Bank, Starke, Florida.
- Approved, August 29, 2025
N.B.C. Bancshares in Pawhuska, Inc., Pawhuska, Oklahoma -- termination of a commitment.
- Granted, August 29, 2025
Commerce Bancshares, Inc., and CBI-Kansas, Inc., both of Kansas City, Missouri -- waiver of application in connection with the acquisition of FineMark Holdings, Inc., and FineMark National Bank & Trust (FineMark), both of Fort Myers, Florida, in connection with the merger of FineMark with and into Commerce Bank, Kansas City, Missouri.
- Granted, August 18, 2025
West 4 Bancshares, Inc., Healy, Kansas -- to acquire The First State Bank of Ransom, Ransom, Kansas.
- Approved, August 14, 2025
Kansas Investors Bancshares, Inc., Blue Mound, Kansas -- to become a bank holding company by acquiring The Farmers State Bank of Blue Mound, Blue Mound, Kansas.
- Approved, August 13, 2025
Bendena Bancshares, Inc., Bendena, Kansas -- waiver of application to acquire The Bank of Denton, Denton, Kansas, in connection with the merger of The Bank of Denton with and into Bendena State Bank, Bendena, Kansas.
- Granted, August 7, 2025
Reisher Family Foundation, Lakewood, Colorado -- to acquire voting shares of FirstBank Holding Company, and thereby indirectly acquire voting shares of FirstBank, both of Lakewood, Colorado.
- Approved, August 7, 2025
Topeka Bancorp, Inc., Topeka, Kansas -- termination of a commitment.
- Granted, July 28, 2025
Method Bancshares, Inc., Wyandotte, Oklahoma -- through its subsidiary, Method Asset Holding Company, LLC, Wyandotte, Oklahoma, to engage in lending activities pursuant to section 225.28(b)(1) of Regulation Y and acquiring debt in default pursuant to section 225.28(b)(vii) of Regulation Y.
- Approved, July 18, 2025
Chickasaw Banc Holding Company, Oklahoma City, Oklahoma -- to acquire Oklahoma Heritage Bank, [Roff, Oklahoma.]
- Approved, June 16, 2025
Community Bancorp, Inc., Chanute, Kansas -- to merge with Farmers National Bancshares, Inc., and thereby indirectly acquire Prairie Bank of Kansas, both of Stafford, Kansas.
- Approved, June 13, 2025
Logan Valley Investments, LLC, Oakland, Nebraska -- to become a bank holding company by acquiring Battle Creek State Company and thereby indirectly acquiring Battle Creek State Bank, both of Battle Creek, Nebraska.
- Approved, June 13, 2025
Equity Bancshares, Inc. (Equity), Wichita, Kansas -- waiver of filing requirements under section 3 of the Bank Holding Company Act in connection with Equity's merger with NBC Corp. of Oklahoma and indirect acquisition of NBC Oklahoma, both of Oklahoma City, Oklahoma.
- Granted, May 21, 2025
Legacy Financial, Inc., Johnson, Kansas -- to acquire BancCentral, National Association, Alva, Oklahoma.
- Approved, May 20, 2025
First State Holding Co., Lincoln, Nebraska -- waiver of application to acquire Community State Bank, Colon, Nebraska, in connection with the merger of Community State Bank with and into First State Bank, Lincoln, Nebraska.
- Granted, May 7, 2025
NBC Bancshares, LLC, Lincoln, Nebraska -- termination of certain commitments.
- Granted, April 23, 2025
First Fidelity Bancorp, Inc. (First Fidelity), Oklahoma City, Oklahoma -- relief from certain commitments.
- Granted, April 7, 2025
Tescott Bancshares, Inc., Tescott, Kansas -- waiver of application to acquire First Bank of Beloit, Beloit, Kansas, in connection with the merger of First Bank of Beloit with and into Bank of Tescott, Tescott, Kansas.
- Granted, April 4, 2025
Banner County Ban Corporation, Harrisburg, Nebraska -- relief from certain commitments.
- Granted, April 1, 2025
One America Bancorp, Inc., Dallas, Texas -- to become a bank holding company by acquiring The Hopeton State Bank, Hopeton, Oklahoma.
- Approved, March 28, 2025
Heritage Bancshares, Inc., Topeka, Kansas -- to merge with Fidelity State Bank and Trust Company, Topeka, Kansas, and thereby establish branches.
- Approved, March 17, 2025
First Missouri Bancshares, Inc., Brookfield, Missouri -- to merge with CCSB Financial Corp. and thereby indirectly acquire Clay County Savings Bank, both of Liberty, Missouri.
- Approved, March 3, 2025
Emprise Financial Corporation, Wichita, Kansas -- to engage in lending activities pursuant to section 225.28(b)(1) of Regulation Y.
- Approved, February 25, 2025
Bank Mergers
First Community Bank, Beemer, Nebraska -- to merge with First Bank of Bancroft, Bancroft, Nebraska, and thereby establish a branch in Bancroft, Nebraska.
- Approved, November 6, 2025
Equity Bank, Andover, Kansas -- to merge with Frontier Bank, Omaha, Nebraska, and incident thereto, to establish branches in Madison, Norfolk, Pender, Omaha, Lincoln, and Falls City, all in Nebraska.
- Approved, October 15, 2025
The Colorado Bank and Trust Company of La Junta, La Junta, Colorado -- to purchase certain assets and assume certain liabilities of branches of InBank, Raton, New Mexico, located at 106 North Court Street, Buena Vista, Colorado; 220 Main Street, Wiley, Colorado; and 210 East Olive Street, Lamar, Colorado, and thereby establish branches.
- Approved, September 23, 2025
Commerce Bank, Kansas City, Missouri -- to merge with FineMark National Bank and Trust, Fort Myers, Florida, and thereby establish branches in Florida, Arizona, and South Carolina.
- Approved, August 18, 2025
Verimore Bank, Brookfield, Missouri -- to merge with Clay County Savings Bank, Liberty, Missouri, and thereby establish branches in Liberty, Kansas City, and Kearney, all in Missouri.
- Approved, June 13, 2025
Equity Bank, Andover, Kansas -- to merge with NBC Oklahoma, Oklahoma City, Oklahoma, and thereby establish branches in Enid, Altus, Kingfisher, and Oklahoma City, all in Oklahoma.
- Approved, May 21, 2025
First State Bank Nebraska, Lincoln, Nebraska -- to merge with Community State Bank, Colon, Nebraska, and thereby establish branches in Colon, Nebraska, and Cedar Bluffs, Nebraska.
- Approved, May 7, 2025
Change In Bank Control
UBT Bancshares, Inc., Marysville, Kansas -- Leonard R. Wolfe, Frankfort, Kansas, individually, and as a trust committee member of UBT Bancshares, Inc., ESOP, Marysville, Kansas; the Leonard R. Wolfe Trust, Leonard R. Wolfe and Beth A. Wolfe, individually, and as co-trustees, and the Beth A. Wolfe Trust, Beth A. Wolfe and Leonard R. Wolfe, individually, and as co-trustees, all of Frankfort, Kansas; the Dellamano Family Trust, Anthony Dellamano and Jenna Wolfe, individually, and as co-trustees, all of Solana Beach, California; Joseph T. Massey and Peggy Massey, both of Cedar Vale, Kansas; Kellie Lamasters, Kansas City, Missouri; Randall Lamasters and Lana Lamasters, both of Chanute, Kansas; Nicholas Wolfe, Rylee Wolfe, and Sherri L. Edmundson, all of Marysville, Kansas; Ryan C. Edmundson, Marion, Kansas; Mackenzie M. Cyr, Clyde, Kansas; and Vivian S. Shaw, Sedan, Kansas, to become members of the Wolfe Family Group, a group acting in concert, to retain voting shares of UBT Bancshares, Inc., and thereby indirectly retain voting shares of United Bank and Trust, Marysville, Kansas.
- Permitted, October 29, 2025
Farmers State Bancshares, Inc., Dodge, Nebraska -- Stephen Ray Sautter, York, Nebraska, and Nicholas Joseph Stull, Alliance, Nebraska, to join the Stull Family Control Group, a group acting in concert, to retain voting shares of Farmers State Bancshares, Inc., and thereby indirectly retain voting shares of Nebraska Bank, Dodge, Nebraska.
- Permitted, September 8, 2025
Orrick Financial Corporation, Orrick, Missouri -- Ryan Sullivan, Dorado, Puerto Rico, and Bryan Adams, Loch Lloyd, Missouri; to establish the [Sullivan Adams] Control Group, a group acting in concert, to acquire voting shares of Orrick Financial Corporation and thereby indirectly acquire voting shares of TBO Bank, Orrick, Missouri.
- Permitted, August 14, 2025
Cedar Rapids State Company, Cedar Rapids, Nebraska -- Mollie Morrow, Albion, Nebraska; to become a member of the [Sullivan Morrow] Family Control Group, a group acting in concert, to retain voting shares of Cedar Rapids State Company and thereby indirectly retain voting shares of Cedar Rapids State Bank, Cedar Rapids, Nebraska.
- Permitted, August 11, 2025
Plains Bancshares, Inc., Plains, Kansas -- Brady Larson, Larson Ranch LLC, both of Leoti, Kansas; Kathryn Century Trust, C3K Holdings, LLC, both of Atlanta, Georgia; and The ABC Giles Irrevocable Trust, Byers, Kansas; to become members of the Clawson Family Control Group, a group acting in concert, to retain voting shares of Plains Bancshares, Inc., and thereby indirectly retain voting shares of Bank of the Plains, Plains, Kansas.
- Permitted, July 30, 2025
Financial Security Corporation, Basin, Wyoming -- Third Tower Holdings Limited Partnership, Basin, Wyoming, Douglas M. Crouse, Basin, Wyoming, Dylan D. Crouse, Ian H. Crouse, and Jordan H. Crouse, all general partners (the partnership), Dylan D. Crouse, Sheridan, Wyoming, Ian H. Crouse, Greybull, Wyoming, and Jordan H. Crouse, Firestone, Colorado, to acquire voting shares of Financial Security Corporation and thereby indirectly acquire voting shares of Security State Bank, Basin, Wyoming, and for the partnership to become a member of the Crouse Family Control Group, a group acting in concert.
- Permitted, May 29, 2025
Berco, Inc., Salina, Kansas -- the Burke L. Matthews Irrevocable Trust, Earl H. Matthews Irrevocable Trust, Don H. Berkley Trust, Robert B. Berkley Trust, Eleanor L. Berkley Trust, Kent M. Berkley Grandkids Trust (Grandkids Trusts), Burke L. Matthews, individually, and as co-trustee of the Kent M. Berkley Trust, Hal J. Berkley Trust, Earl H. Matthews Irrevocable Trust, Paula C. Nelson Irrevocable Trust, and Mary B. Phelps Irrevocable Trust, Gretchen Hunt, Eileen L. Berkley, Eleanor L. Berkley, as co-trustee of the Eleanor L. Berkley Trust, Earl H. Matthews, individually, and as co-trustee of the Paula C. Nelson Irrevocable Trust, Mary B. Phelps Irrevocable Trust, and Burke L. Matthews Irrevocable Trust, Amy K. Hemmer, individually, and as co-trustee of Grandkids Trusts, Karla J. Spurgeon, individually, and as co-trustee of the Jeff A. Berkley Revocable Trust, and Calvin J. Berkley, individually, and as co-trustee of the Jeff A. Berkley Revocable Trust, all of Salina, Kansas, and others; to join the Berkley Family Group, a group acting in concert, to retain voting shares of Berco, Inc., and thereby indirectly retain voting shares of The Bennington State Bank, Salina, Kansas.
- Permitted, May 12, 2025
First Central Nebraska Co., Broken Bow, Nebraska -- Emma Ryan, Heartwell, Nebraska, to become a member of the Ryan Family Group, a group acting in concert, to acquire voting shares of First Central Nebraska Co. and thereby indirectly acquire voting shares of Nebraska State Bank and Trust Company, Broken Bow, Nebraska.
- Permitted, May 2, 2025
Northeast Kansas Bancshares, Inc., Overland Park, Kansas -- the Kincaid Trust dated January 16, 2024, Jeff Kincaid and Pamela Kincaid, as co-trustees, all of Lenexa, Kansas; to join the Kincaid Family Group, a group acting in concert, to acquire voting shares of Northeast Kansas Bancshares, Inc., and thereby indirectly acquire voting shares of Kendall Bank, Overland Park, Kansas, as well as Orrick Financial Corporation and TBO Bank, both of Orrick, Missouri.
- Permitted, May 1, 2025
Platte Valley Financial Service Companies, Inc., Scottsbluff, Nebraska -- the Henry Kosman Irrevocable Trust, dtd October 8, 2021, Torrington, Wyoming, Willa Z. Kosman and Henry Hunter Kosman, both of Scottsbluff, Nebraska, and Jennifer R. Bostic, Phoenix, Arizona, as co-trustees; the Willa Kosman Irrevocable Trust, dtd October 10, 2021, Torrington, Wyoming, Henry Howell Kosman, Scottsbluff, Nebraska, Jennifer R. Bostic, and Henry Hunter Kosman, as co-trustees; the Rudy Rothseiden Irrevocable Trust, Rudy Rothseiden, as trustee, both of Alachua, Florida; Anne Burkholder, Megan A. Burkholder, Ashley G. Burkholder, and Karyn A. Burkholder, each of Cozad, Nebraska; and a minor child of Henry Hunter Kosman, Jennifer Bostic, as custodian; to join the Kosman Family Group, a group acting in concert, to retain voting shares of Platte Valley Financial Service Companies Inc., (PVFSC), and thereby indirectly retain voting shares of Platte Valley Bank (PVBS), Scottsbluff, Nebraska; Platte Valley Bank (PVBT), Torrington, Wyoming; and Mountain Valley Bank (MVB), Walden, Colorado. In addition, Meredith Hertweck, Durham, North Carolina; to join the Kosman Family Group to acquire voting shares of PVFSC and thereby indirectly retain voting shares of PVBS, PVBT, and MVB. Willa Kosman, Jennifer Bostic, Henry Hunter Kosman, Henry Howell Kosman, and Rudy Rothseiden have previously been permitted by the Federal Reserve System to acquire shares of PVFS and are members of the Kosman Family Group.
- Permitted, April 28, 2025
Welch Bancshares, Inc., Welch, Oklahoma -- the Charles L. Stoner Irrevocable Spousal Trust, Barbara J. Stoner, as trustee, both of Miami, Oklahoma, to become members of the Stoner Family Control Group, a group acting in concert, to acquire voting shares of Welch Bancshares, Inc., and thereby indirectly acquire voting shares of Welch State Bank of Welch, Okla., Welch, Oklahoma.
- Permitted, April 25, 2025
Platte Valley Bancorp, Inc., North Bend, Nebraska -- The Thomas E. Wolf Trust, as amended and restated on August 17, 2022, the Thomas E. Wolf Family Trust, a subtrust created under the Thomas E. Wolf Trust, the Deanna H. Wolf Trust, as amended and restated on August 17, 2022, and Deanna H. Wolf, as trustee of the aforementioned trusts, all of North Bend, Nebraska; and the John A. Wolf Revocable Trust, dtd June 15, 2023, and the Linda W. Wolf Revocable Trust, dtd June 15, 2023, and John A. Wolf, as trustee of the aforementioned trusts, all of Grand Island, Nebraska, to become members of the Arden Wolf Family Group, a group acting in concert, to acquire voting shares of Platte Valley Bancorp, Inc., and thereby indirectly acquire voting shares of Platte Valley Bank, North Bend, Nebraska.
- Permitted, April 7, 2025
Whitcorp Financial Company, Leoti, Kansas -- the Clay G. Whitham Trust No. 4, Elizabeth Whitham and Brian G. Wurst, as trustees, all of Lamar, Colorado, and Travis Whitham, Denver, Colorado, as trust director; the Stewart Whitham Trust No. 4, Leoti, Kansas, Jane Whitham, Leoti, Kansas, and Brian G. Wurst as trustees, and Clay Whitham, Lamar, Colorado, as trust director; and the Whitham 2024 Descendants Trust, Barth Whitham as trustee, all of Morrison, Colorado; to become members of the Whitham Family Control Group, a group acting in concert, to acquire voting shares of Whitcorp Financial Company and thereby indirectly acquire voting shares of Western State Bank, Garden City, Kansas, and Frontier Bank, Lamar, Colorado. Brian G. Wurst, Clay Whitham, and Barth Whitham are members of the Witham Family Control Group and were each previously permitted by the Federal Reserve System to acquire control of voting shares of Whitcorp Financial Company.
- Permitted, January 30, 2025
Sturm Financial Group, Inc., Denver, Colorado -- the DLS SFG Marital Trust UTA The Donald L. Sturm Trust dated 4-22-1994, as amended, and The Donald L. Sturm SFG Trust UTA The Donald L. Sturm Trust dated 4-22-1994, as amended, Susan M. Sturm, Stephen F. Sturm, and Emily S. Ehrens as co-trustees of both trusts, all of Denver, Colorado; to join the Sturm Family Control Group, a group acting in concert, to retain voting shares of Sturm Financial Group, Inc., and thereby indirectly retain voting shares of ANB Bank, Denver, Colorado. Susan M. Sturm, Stephen F. Sturm, and Emily S. Ehrens, all individually, were previously permitted by the Reserve Bank to become members of the Sturm Family Control Group.
- Permitted, January 24, 2025
Country Agencies & Investments, Inc., Odessa, Missouri -- Michael Scott Crowe, Sr., as co-trustee of the Robert E. Oliphant Trust, both of Kansas City, Missouri, to retain voting shares of Country Agencies & Investments, Inc., and thereby indirectly retain voting shares of Bank of Odessa, Odessa, Missouri. The Robert E. Oliphant Trust has previously been permitted to control voting shares of Country Agencies & Investments, Inc.
- Permitted, January 17, 2025
FBHC Holding Company, Boulder, Colorado -- William F. Dugan, Waterloo, Nebraska, individually and as trustee of the Flatirons Bank Employee Stock Ownership Plan and Trust, both of Boulder, Colorado, to acquire voting shares of FBHC Holding Company and thereby indirectly acquire voting shares of Flatirons Bank, Boulder, Colorado.
- Permitted, January 13, 2025
Rawlins Bankshares, Inc., Rawlins, Wyoming -- the Dwight H. France Revocable Trust and Candace France, in her capacity as successor trustee, both of Encampment, Wyoming, to retain voting shares of Rawlins Bankshares, Inc. (the company), and thereby indirectly retain voting shares of Bank of Commerce, Rawlins, Wyoming (the bank). In addition, the Candace C. France Revocable Trust and Candace France as trustee, both of Encampment, Wyoming, to acquire voting shares of the company and thereby indirectly acquire voting shares of the bank; and to become members of the France Family Group. Additionally, Natalie France, Nampa, Idaho, Tara France, Katelyn France, and Karsyn France, all of Rawlins, Wyoming; to become members of the France Family Group, a group acting in concert, to retain shares of the company and thereby indirectly retain voting shares of the bank.
- Permitted, January 2, 2025
Membership
MapleMark Bank, Dallas, Texas -- to become a member of the Federal Reserve System.
- Approved, November 21, 2025
Oklahoma Heritage Bank, Roff, Oklahoma -- to become a member of the Federal Reserve System.
- Approved, September 5, 2025
Armstrong Bank, Muskogee, Oklahoma -- to become a member of the Federal Reserve System.
- Approved, April 21, 2025
Financial Holding Companies
Harris Taubman Financial Corporation, Fayette, Missouri -- election to become a financial holding company.
- Effective, June 25, 2025

Last Update: December 4, 2025