Actions taken by the Federal Reserve Bank of St. Louis under delegated authority

Bank Branches, Domestic
Cadence Bank, Tupelo, Mississippi -- to establish a branch at 2201 East Fowler Avenue, Tampa, Florida.
- Approved, April 30, 2025
Arvest Bank, Fayetteville, Arkansas -- to establish a branch at 1702 SE 8th Street, Bentonville, Arkansas.
- Approved, April 29, 2025
First Savings Bank, Jeffersonville, Indiana -- to establish a branch at 4909 Old Vincennes Road, Floyds Knobs, Indiana.
- Approved, March 26, 2025
Cadence Bank, Tupelo, Mississippi -- to establish a branch at 3210 Market Street, Pascagoula, Mississippi, and to consolidate the loan production office located at 726 Delmas Avenue into the Market Street branch.
- Approved, March 13, 2025
The Bank of Fayette County, Piperton, Tennessee -- to establish a branch at 154 East Main Street, Adamsville, Tennessee.
- Approved, February 28, 2025
Anstaff Bank, Green Forest, Arkansas -- to retain a branch at 702 East Main Street, Green Forest, Arkansas.
- Approved, February 25, 2025
OMB Bank, Springfield, Missouri -- to establish a branch at 7500 State Line Road, Prairie Village, Kansas.
- Approved, February 20, 2025
FNB Oxford Bank, Oxford, Mississippi -- to establish a branch at 3416 West Main Street, Tupelo, Mississippi.
- Approved, January 27, 2025
Cadence Bank, Tupelo, Mississippi -- to establish a branch at the intersection of Clinton Avenue West and Heart of Huntsville Drive, Huntsville, Alabama.
- Approved, January 10, 2025
Bank Holding Companies
Griggsville Bancshares, Inc., Griggsville, Illinois -- waiver of application to acquire Scott Morgan Bancorp, Inc., and thereby indirectly acquire Bank of Bluffs, both of Bluffs, Illinois, in connection with the merger of Farmers National Bank of Griggsville, Griggsville, Illinois, with and into Bank of Bluffs.
- Granted, March 28, 2025
Old National Bancorp, Evansville, Indiana -- to acquire through merger Bremer Financial Corporation and thereby indirectly acquire Bremer Bank, National Association, both of St. Paul, Minnesota.
- Approved, March 5, 2025
Bank Mergers
Cadence Bank, Tupelo, Mississippi -- to merge with First Chatham Bank, Savannah, Georgia, and to retain the acquired facilities as branches.
- Approved, March 19, 2025
Dieterich Bank, Effingham, Illinois -- to merge with Community Bank of Trenton, Trenton, Illinois, and thereby retain the acquired facilities as branches.
- Approved, February 24, 2025
Change In Bank Control
Community Financial Services, Inc. Employee Stock Ownership Plan (CFS ESOP), Benton, Kentucky -- Michael Radcliffe, Jason Jones, Kathy Seaford, all of Benton, Kentucky; Kathy Parker, Calvert City, Kentucky; and Dominic Agresta, Indianapolis, Indiana, and Shawwn Storms, Batesville, Indiana, principals of Fiduciary Trust Services, LLC, Greensburg, Indiana, as trustees of CFS ESOP, to retain voting shares of CFS ESOP and thereby indirectly retain voting shares of Community Financial Services, Inc., and Community Financial Services Bank, both of Benton, Kentucky.
- Permitted, April 29, 2025
Monticello Bancshares, Inc., Monticello, Missouri -- Mitchell Linn Phillips, San Tan Valley, Arizona, individually and as bank stock trustee of the Leland Phillips and Peggy Phillips Living Trust dated [March 22,] 2007, FBO Mitchell Linn Phillips, Hannibal, Missouri; Michelle Phillips, Lewistown, Missouri, individually and as bank stock trustee of the Leland Phillips and Peggy Phillips Living Trust dated [March 22,] 2007, FBO Michelle Phillips, Hannibal, Missouri; Melissa Phillips Pflantz, Wilmington, North Carolina, as bank stock trustee of the Leland Phillips and Peggy Phillips Living Trust dated March 22, 2007, FBO Melissa Phillips Pflantz, Hannibal, Missouri; Crystal Hawk, Hannibal, Missouri, as trust protector of each of the trusts; and HNB National Bank, Hannibal, Missouri, as successor trustee of each of the trusts, a group acting in concert, to acquire additional voting shares of Monticello Bancshares, Inc., and thereby indirectly acquire voting shares of Bank of Monticello, Monticello, Missouri.
- Permitted, April 21, 2025
Headquarters Holding Company, Ava, Illinois. -- Aaron Lee Wilson, Jennifer Renee Wilson, Kaden Lee Wilson, Kanon James Wilson, and Amy Lyn Wilson-Dallas, all of Ava, Illinois, to join the Wilson family control group, a group acting in concert, to retain voting shares of Headquarters Holding Company and thereby indirectly retain voting shares of The First National Bank of Ava, Ava, Illinois.
- Permitted, April 21, 2025
Stark Bancshares, Inc., Bolivar, Missouri -- Tony Steele, Tyler Steele, Carolyn Grimsley, Jill Grimsley, Paul Grimsley and Guy Cable, each of Bentonville, Arkansas; Philip Fletcher, Hiwasse, Arkansas; Kirby Lane, Anderson, Missouri; Tommy Coughlin, Centerton, Arkansas; John Kallenbach and Jim Hacker, each of Bolivar, Missouri; Roland Julian, Rogers, Arkansas; Beverly Jones, Jay, Oklahoma; and Pam Lawson, Grove, Oklahoma, to acquire voting shares of Stark Bancshares, Inc., and thereby indirectly acquire voting shares of LimeBank, Bolivar, Missouri
- Permitted, April 11, 2025
Commercial Holding Company, Inc., Paris, Tennessee -- the Price & Minta Ford Living Trust, Price Ford and Minta Ford as co-trustees, all of Memphis, Tennessee, as members of the Ford Family Control Group, a group acting in concert, to acquire additional voting shares of Commercial Holding Company, Inc., and thereby indirectly acquire voting shares of Commercial Bank & Trust Company, Paris, Tennessee.
- Withdrawn, February 27, 2025
Milco Bancorporation, Inc., Iberia, Missouri -- the Richard and Beth Wright Trust, Richard Wright and Beth Wright as trustees, all of Iberia, Missouri, to join a group acting in concert, to retain voting shares of Milco Bancorporation, Inc., and thereby indirectly retain voting shares of Bank of Iberia, Iberia, Missouri.
- Permitted, January 23, 2025
Warren Bank and Trust Company, Warren, Arkansas -- Thomas Marion Frazer, Warren, Arkansas, to acquire additional voting shares of Warren Bank and Trust Company.
- Permitted, January 21, 2025
Wyatt Bancshares, Inc., Calico Rock, Arkansas -- the Bonnie Copp Wyatt Revocable Trust, Bonnie Copp Wyatt as trustee; the Hayden Noel Wyatt 2019 Trust, Hayden Noel Wyatt, individually and as trustee; the Sanders Lee Wyatt 2019 Trust, Sanders Lee Wyatt, individually and as trustee, all of Melbourne, Arkansas, to join the Wyatt family control group, a group acting in concert, to retain voting shares of Wyatt Bancshares, Inc., and thereby indirectly retain voting shares of First National Bank of Izard County, Calico Rock, Arkansas.
- Permitted, January 10, 2025
Banks, State Member
Cadence Bank, Tupelo, Mississippi -- to make a public welfare investment.
- Approved, April 22, 2025
Financial Holding Companies
Peoples Bancorp, Inc., Newton, Illinois -- election to become a financial holding company.
- Effective, April 2, 2025
Prime Banc Corp., Effingham, Illinois -- election to become a financial holding company.
- Effective, March 31, 2025
Rich Land Bancorp, Inc., Olney, Illinois -- election to become a financial holding company.
- Effective, February 26, 2025

Last Update: May 15, 2025