Public Information Documents

Actions taken by the Federal Reserve Bank of Dallas under delegated authority

Bank Branches, Domestic
Frost Bank, San Antonio, Texas -- to establish a branch at 11680A Research Boulevard, Austin, Texas.
- Approved, November 20, 2025
Frost Bank, San Antonio, Texas -- to establish a branch at 525 Main Street, Kerrville, Texas.
- Approved, November 13, 2025
Frost Bank, San Antonio, Texas -- to establish a branch at 3150 Broadway Boulevard, Garland, Texas.
- Approved, October 2, 2025
Texas First Bank, Texas City, Texas -- to establish a branch at 19940 Eva Street, Montgomery, Texas.
- Approved, September 18, 2025
PlainsCapital Bank, University Park, Texas -- to establish a branch at 400 South Padre Island Drive, Corpus Christi, Texas.
- Approved, August 21, 2025
Frost Bank, San Antonio, Texas -- to establish branches at 1408 Ranch Road 620 S, Lakeway, Texas, and 13341 West U.S. 290, Austin, Texas.
- Approved, July 24, 2025
Origin Bank, Choudrant, Louisiana -- to establish a branch at 2701 Kirby Drive, Houston, Texas.
- Approved, June 27, 2025
Origin Bank, Choudrant, Louisiana -- to establish a branch at 2245 Texas Drive, Sugar Land, Texas.
- Approved, June 26, 2025
Citizens State Bank, Woodville, Texas -- to establish a branch at 2009 South Capital of Texas Highway, Austin, Texas.
- Approved, June 23, 2025
Benchmark Bank, Plano, Texas -- to establish a branch at 5020 Collinwood Avenue, Fort Worth, Texas.
- Approved, June 17, 2025
First State Bank, Gainesville, Texas -- to establish a branch at 2315 North US Highway 75, Sherman, Texas.
- Approved, June 4, 2025
The Bank and Trust, SSB, Del Rio, Texas -- to establish a branch at 3604 North Bryant Boulevard, [San Angelo,] Texas.
- Approved, May 7, 2025
Texas Regional Bank, Harlingen, Texas -- to establish a branch at 13300 FM 1488, Magnolia, Texas.
- Approved, May 6, 2025
Texas Regional Bank, Harlingen, Texas -- to establish a branch at 332 West Jefferson Boulevard, [Dallas, Texas.]
- Approved, April 22, 2025
Frost Bank, San Antonio, Texas -- to establish a branch at 3000 Golden Triangle Boulevard, Fort Worth, Texas.
- Approved, March 11, 2025
Texas Regional Bank, Harlingen, Texas -- to establish a branch at 15147 Preston Road, Frisco, Texas.
- Approved, March 6, 2025
Frost Bank, San Antonio, Texas -- to establish a branch at 18725 FM 685, Pflugerville, Texas.
- Approved, January 9, 2025
Bank Holding Companies
Texas Traditions Bancshares, Inc., Katy, Texas -- to become a bank holding company by acquiring Texas Traditions Bank, Katy, Texas.
- Approved, November 20, 2025
North Texas Bancshares, Inc., Dallas, Texas -- to become a bank holding company by acquiring Reynolds, Teague, Thurman Financial Corp. and thereby indirectly acquiring The First National Bank of Moody, Moody, Texas
- Withdrawn, November 6, 2025
Prosperity Bancshares, Inc., Houston, Texas -- to acquire by merger American Bank Holding Corporation and thereby indirectly acquire American Bank, National Association, both of Corpus Christi, Texas.
- Approved, October 28, 2025
Daingerfield Holding Company, Daingerfield, Texas -- to engage de novo in extending credit and lending activities pursuant to section 225.28(b)(1) of Regulation Y.
- Approved, October 14, 2025
Maverick Bancshares, Inc., Fort Davis, Texas -- waiver of application to merge with Sandhills Bancshares, Inc., and thereby indirectly acquire Tejas Bank, both of Monahans, Texas, in connection with the merger of Tejas Bank with and into Maverick Bank, Fort Davis, Texas.
- Granted, September 23, 2025
HomeStreet, Inc., Seattle, Washington -- waiver of application to merge HomeStreet Bank, Seattle, Washington, with and into Mechanics Bank, Walnut Creek, California.
- Granted, August 18, 2025
2011 TCRT; Ford Ultimate Management II, LLC; Ford Management II, L.P.; GJF Financial Management II, LLC; Ford Family Investment, LP; Ford Financial Fund II, L.P.; EB Acquisition Company LLC; et al., all of University Park, Texas -- to acquire HomeStreet, Inc., and thereby indirectly control HomeStreet Bank, both of Seattle, Washington.
- Approved, August 18, 2025
Mustang Holdings Group, LLC, Sealy, Texas -- to become a bank holding company by acquiring Odem Bancshares, Inc., and thereby indirectly acquiring First State Bank of Odem, both of Odem, Texas.
- Approved, August 8, 2025
Safehands Capital Holdings, Inc., Southlake, Texas -- to become a bank holding company by acquiring Quanah Financial Corporation and thereby indirectly acquiring First Capital Bank, both of Quanah, Texas.
- Withdrawn, July 28, 2025
Cornerstone Bancorp, Inc., Houston, Texas -- to become a bank holding company by acquiring Cornerstone Capital Bank, SSB, Houston, Texas.
- Approved, May 23, 2025
Yoakum National Bancshares, Inc., Yoakum, Texas -- to acquire Ganado Bancshares, Inc., and thereby indirectly acquire Citizens State Bank, both of Ganado, Texas.
- Approved, April 17, 2025
Producer Bancorp, Inc., Beaumont, Texas -- to engage de novo in extending credit and servicing loans pursuant to section 225.28(b)(1) of Regulation Y.
- Approved, April 2, 2025
Community Bank Holdings of Texas, Inc., Corsicana, Texas -- to acquire CapTex Bancshares, Inc., and thereby indirectly acquire CapTex Bank, both of Fort Worth, Texas.
- Approved, March 27, 2025
Producer Bancorp, Inc., Beaumont, Texas -- to engage de novo in extending credit and servicing loans pursuant to section 225.28(b)(1) of the Board's Regulation Y.
- Withdrawn, February 28, 2025
F & M Bancshares, Inc., De Leon, Texas -- to acquire Newcastle Bancshares, Inc., and thereby indirectly acquire Farmers State Bank of Newcastle, both of Newcastle, Texas.
- Approved, January 28, 2025
JSA Family Limited Partnership and Jane Austin Chapman Limited Partnership, L.P., both of Jacksonville, Texas; Jane Austin Chapman Management Company, L.C., Frankston, Texas; and Austin Bancorp, Inc., Jacksonville, Texas (collectively, the acquirers) -- waiver of application in connection with the merger of The Chasewood Bank, Houston, Texas, with and into the acquirers' subsidiary bank, Austin Bank, Texas National Association, Jacksonville, Texas.
- Granted, January 22, 2025
First Liberty National Bancshares, Inc., Liberty, Texas -- to acquire First National Bank of Alvin, Alvin, Texas, from Coastal Bancshares, Inc., Pearland, Texas.
- Approved, January 15, 2025
First Liberty National Bancshares, Inc., Liberty, Texas -- to acquire Pearland State Bank, Pearland, Texas, from Coastal Bancshares, Inc., Pearland, Texas.
- Approved, January 15, 2025
Bank Mergers
First Liberty Bank, Liberty, Texas -- (1) to acquire by merger Pearland State Bank, Pearland, Texas, and thereby establish branches and (2) to increase its investment in bank premises.
- Approved, January 15, 2025
First Liberty Bank, Liberty, Texas -- (1) to acquire by merger First National Bank of Alvin, Alvin, Texas, and thereby establish branches and (2) to increase its investment in bank premises.
- Approved, January 15, 2025
Change In Bank Control
Marion Bancshares, Inc., Marion, Texas -- Todd R. Staats of Albuquerque, New Mexico, and Shawna L. Pooley of Martindale, Texas, to retain voting shares of Marion Bancshares, Inc., and thereby indirectly retain voting shares of Marion State Bank, Marion, Texas.
- Permitted, October 15, 2025
South Plains Financial, Inc., Lubbock, Texas -- Henry TAW LP (TAW), Henry TAW Management LLC (TAW Management), Racham Investment Group LLC (Racham), Robbie S. Campbell (as co-manager of Racham) and Richard D. Campbell (individually, and as co-manager of each of TAW Management and Racham), all of Midland, Texas, as a group acting in concert (Campbell Control Group), to retain voting shares and thereby control of South Plains Financial, Inc. (Company), which controls City Bank (Bank), Lubbock, Texas. In addition, Henry Shares LLC to acquire voting shares and thereby control of the Company, which controls the Bank, and join the Campbell Control Group.
- Withdrawn, October 10, 2025
Commercial National Corporation, Brady, Texas -- Jeffrey Jones, The Doris Jones Marital Trust, and the John W. Jones Family Trust, all of Brady, Texas; W. Clay Jones and Mark Jones, individually and as co-trustees of both aforementioned trusts, and Grant Johanson Jones, all of Rochelle, Texas; Martha Marie Jones, Austin, Texas; Zachary Jones and the William Jones Family Trust, Diane Johanson Jones, as trustee, all of Brady, Texas; and Liane Jones Locke, Lubbock, Texas; as the Jones Control Group, a group acting in concert, to retain voting shares of Commercial National Corporation and thereby indirectly retain voting shares of Commercial National Financial Corporation, Henderson, Nevada, and The Commercial National Bank, Brady, Texas.
- Permitted, June 6, 2025
Relationship Financial Corporation, Kerrville, Texas -- the Charles J. Whelan, Jr. 2024 Trust (Trust), Cynthia Ann Whelan, as trustee, and Charles J. Whelan, Jr., all of Kerrville, Texas; to acquire voting shares of Relationship Financial Corporation and thereby indirectly acquire voting shares of Guadalupe Bank, Kerrville, Texas, and for the Trust to join the Whelan Family Group, a group acting in concert. In addition, Charles Joseph Whelan, Jr., Cynthia Ann Whelan, Kevin Joseph Whelan, and Adria Nicole Whelan, all of Kerrville, Texas; Leslie Whelan White and Aaron James White, both of Austin, Texas; as part of the Whelan Family Group, to retain voting shares of Relationship Financial Corporation and thereby indirectly retain voting shares of Guadalupe Bank.
- Permitted, May 9, 2025
PFBS Holdings, Inc., Dallas, Texas -- Pratt Family PFBS Irrevocable Trust, Brian L. Pratt and Kenneth William Pratt, trustees, all of Dallas, Texas, to join the Pratt Family Control Group, a group acting in concert, to acquire voting shares of PFBS Holdings, Inc., and thereby indirectly acquire voting shares of Lakeside Bank, Rockwall, Texas.
- Permitted, March 13, 2025
Bastrop Bancshares, Inc., Bastrop, Texas -- Stephen J. Lee, Bastrop, Texas, individually, and as trustee of the Bastrop Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) provisions) (amended effective November 12, 2024), Bastrop, Texas, a group acting in concert, to retain voting shares of Bastrop Bancshares, Inc., and thereby indirectly retain voting shares of First National Bank of Bastrop, Bastrop, Texas.
- Permitted, March 11, 2025
Relationship Financial Corporation, Kerrville, Texas -- the Charles J. Whelan, Jr. 2024 Trust (Trust), Cynthia Ann Whelan as trustee of Trust, both of Kerrville, Texas, to acquire voting shares of Relationship Financial Corporation (Company) and thereby indirectly acquire voting shares of Guadalupe Bank (Bank), Kerrville, Texas. In addition, Charles Joseph Whelan, Jr., Cynthia Ann Whelan, Kevin Joseph Whelan, and Adria Nicole Whelan, all of Kerrville, Texas, and Leslie Whelan White and Aaron James White, both of Austin, Texas, as a group acting in concert, to retain voting shares of the Company and thereby indirectly retain voting shares of the Bank.
- Withdrawn, January 31, 2025
Vista Bancshares, Inc., Dallas, Texas -- the Kathryn McLaughlin Irrevocable Asset Trust FBO Patricia M. Thomas, Patricia M. Thomas as trustee, Patricia M. Thomas, Harvey I. Thomas, Ryan E. Thomas, Anne A. Thomas and three minor children, all of Granbury, Texas; Justin L. Thomas, Kimberly D. Thomas and three minor children, all of Lipan, Texas; the Kathryn McLaughlin Irrevocable Asset Trust FBO Karyn M. Frist, Karyn M. Frist as trustee, Karyn M. Frist, William H. Frist, Jr., and Bryan E. Frist, all of Nashville, Tennessee; and Jonathan M. Frist, Washington, D.C., to be collectively known as the Thomas-Frist Family Group, a group acting in concert, and thereby retain voting shares of Vista Bancshares, Inc., and indirectly retain voting shares of Vista Bank, Dallas, Texas.
- Permitted, January 3, 2025
Membership
Cendera Bank, N.A., Bells, Texas -- to retain its membership in the Federal Reserve System following its conversion to a state-chartered bank (to be known as Cendera Bank).
- Approved, October 1, 2025
Texas Capital Bank, Dallas, Texas -- to become a member of the Federal Reserve System.
- Approved, September 19, 2025
Stellar Bank, Houston, Texas -- to become a member of the Federal Reserve system.
- Approved, March 21, 2025
Banks, State Member
Comerica Bank, Dallas, Texas -- to make a public welfare investment.
- Approved, November 4, 2025
Charles Schwab Bank, SSB, Westlake, Texas -- to make a public welfare investment (two requests).
- Approved, October 23, 2025
Comerica Bank, Dallas, Texas -- to make a public welfare investment.
- Approved, October 23, 2025
Comerica Bank, Dallas, Texas -- to make a public welfare investment.
- Approved, September 23, 2025
Comerica Bank, Dallas, Texas -- to make a public welfare investment.
- Approved, September 15, 2025
Comerica Bank, Dallas, Texas -- to make a public welfare investment (two requests).
- Approved, September 5, 2025
Comerica Bank, Dallas, Texas -- to make a public welfare investment (two requests).
- Approved, August 21, 2025
Charles Schwab Bank, SSB, Westlake, Texas -- to make a public welfare investment.
- Approved, July 30, 2025
Comerica Bank, Dallas, Texas -- to make a public welfare investment.
- Approved, July 17, 2025
Charles Schwab Bank, SSB, Westlake, Texas -- to make a public welfare investment.
- Approved, July 9, 2025
Charles Schwab Bank, SSB, Westlake, Texas -- to make a public welfare investment (two requests)
- Approved, June 24, 2025
Comerica Bank, Dallas, Texas -- to make a public welfare investment.
- Approved, May 22, 2025
Charles Schwab Bank, SSB, Westlake, Texas -- to make a public welfare investment.
- Approved, May 20, 2025
Charles Schwab Bank, SSB, Westlake, Texas -- to make a public welfare investment.
- Approved, May 19, 2025
Comerica Bank, Dallas, Texas -- to make a public welfare investment.
- Approved, May 1, 2025
Charles Schwab Bank, SSB, Westlake, Texas -- to make a public welfare investment.
- Approved, April 23, 2025
Comerica Bank, Dallas, Texas -- to make a public welfare investment.
- Approved, April 4, 2025
Charles Schwab Bank, SSB, Westlake, Texas -- to make a public welfare investment.
- Approved, April 3, 2025
Comerica Bank, Dallas, Texas -- to make a public welfare investment.
- Approved, April 1, 2025
Comerica Bank, Dallas, Texas -- to make a public welfare investment.
- Approved, March 25, 2025
Comerica Bank, Dallas, Texas -- to make a public welfare investment.
- Approved, March 12, 2025
Charles Schwab Bank, SSB, Westlake, Texas -- to make a public welfare investment.
- Approved, February 4, 2025
Comerica Bank, Dallas, Texas -- to make a community development and public welfare investment.
- Approved, January 2, 2025
Financial Holding Companies
NexBank Capital, Inc., and The SLHC Trust, both of Dallas, Texas -- election to become financial holding companies.
- Effective, September 4, 2025
Vista Bancshares, Inc., Dallas, Texas -- election to become a financial holding company.
- Effective, June 10, 2025

Last Update: December 4, 2025