Actions taken by the Federal Reserve Bank of Dallas under delegated authority

Bank Branches, Domestic
PointBank, Pilot Point, Texas -- to establish a branch at 8989 Preston Road, Frisco, Texas.
- Approved, August 21, 2026
First State Bank, Gainesville, Texas -- to establish a branch at 409 West Main Street, Round Rock, Texas.
- Approved, August 20, 2026
Texas Regional Bank, Harlingen, Texas -- to establish a branch at 7020 FM 511, Brownsville, Texas.
- Approved, July 30, 2026
PointBank, Pilot Point, Texas -- to establish a branch located at 8989 Preston Road, Frisco, Texas.
- Withdrawn, July 29, 2026
Frost Bank, San Antonio, Texas -- to establish a branch at 3001 South Lamar Boulevard, Austin, Texas.
- Approved, July 23, 2026
PlainsCapital Bank, University Park, Texas -- to establish a branch at 500 South Preston Road, Prosper, Texas.
- Approved, June 5, 2026
Frost Bank, San Antonio, Texas -- to establish a branch at 2575 West Camp Wisdom Road, Grand Prairie, Texas.
- Approved, May 27, 2026
Frost Bank, San Antonio, Texas -- to establish a branch at 170 Alliance Boulevard, Hutto, Texas.
- Approved, April 30, 2026
Frost Bank, San Antonio, Texas -- to establish a branch at 1415 East Main Street, Fredericksburg, Texas.
- Approved, April 16, 2026
First Financial Bank, Abilene, Texas -- to establish a branch at 865 South 8th Street, Beaumont, Texas.
- Approved, March 19, 2026
Frost Bank, San Antonio, Texas -- to establish a branch at 3501 Forest Hill Circle, Forest Hill, Texas.
- Approved, February 12, 2026
Charles Schwab Bank, SSB, Westlake, Texas -- to establish a branch at 2360 Corporate Circle, Henderson, Nevada.
- Approved, February 4, 2026
Origin Bank, Choudrant, Louisiana -- to establish a branch at 508 Fairhope Avenue, Fairhope, Alabama.
- Approved, January 26, 2026
Frost Bank, San Antonio, Texas -- to establish a branch at 1469 West Campbell Road, Richardson, Texas.
- Approved, January 5, 2026
Bank Holding Companies
Carpenter Bank Holdings LLC, Dallas, Texas -- to become a bank holding company by acquiring Security State Bank, Pearsall, Texas.
- Approved, July 15, 2026
Frontier Community Bancshares, Inc., Elgin, Texas -- to engage de novo in buying and selling bullion, and related activities, pursuant to section 225.28(b)(8)(iii) of the Board's Regulation Y.
- Approved, July 8, 2026
Gibsland Bancshares, Inc., Gibsland, Louisiana -- waiver of filing requirement under section 3 of the Bank Holding Company Act to acquire Marion State Bank, Marion, Louisiana, a state nonmember bank, in connection with the merger of Marion State Bank with and into Gibsland Bank & Trust Company, Gibsland, Louisiana.
- Granted, July 8, 2026
Bastrop Bancshares, Inc., Bastrop, Texas -- waiver of filing requirement under section 3 of the Bank Holding Company Act to acquire by merger Columbus Bancorp, Inc., and thereby indirectly acquire its subsidiary state nonmember bank, The First State Bank (FSB), both of Columbus, Texas, in connection with the merger of FSB with and into The First National Bank of Bastrop, Bastrop, Texas.
- Granted, July 2, 2026
Frontier Bancshares, Inc., Austin, Texas -- to acquire Strata Trust Company, Austin, Texas, and thereby indirectly engage in trust company functions, pursuant to sections 225.28(b)(5) of Regulation Y.
- Approved, June 30, 2026
CSBL Acquisition, Inc., San Antonio, Texas -- to become a bank holding company by acquiring Luling Bancshares, Inc., and thereby acquiring Citizens State Bank of Luling, both of Luling, Texas.
- Approved, March 30, 2026
LevelField Financial, Inc., Houston, Texas -- to become a bank holding company by acquiring Burling Bank, Chicago, Illinois.
- Withdrawn, March 30, 2026
Prosperity Bancshares, Inc. (Prosperity), Houston, Texas -- waiver of filing requirement under section 3 of the Bank Holding Company Act for Prosperity to merge with Stellar Bancorp, Inc., and thereby indirectly acquire its subsidiary state member bank, Stellar Bank, both of Houston, Texas, in connection with the merger of Stellar Bank with and into Prosperity Bank, El Campo, Texas.
- Granted, March 17, 2026
South Plains Financial, Inc. (South Plains), Lubbock, Texas -- waiver of filing requirement under section 3 of the Bank Holding Company Act for South Plains to acquire BOH Holdings, Inc., and thereby indirectly acquire its subsidiary state nonmember bank, Bank of Houston, both of Houston, Texas, in connection with the merger of Bank of Houston with and into City Bank, Lubbock, Texas.
- Granted, March 12, 2026
USV Bancorp, Inc., Houston, Texas -- to become a bank holding company by acquiring CNB National Financial Corporation and thereby indirectly acquire The City National Bank of San Saba, both of San Saba, Texas.
- Withdrawn, January 20, 2026
Change In Bank Control
Sterling City Bancshares, Inc., Sterling City, Texas -- William Horwood, Lonnie Horwood, Tristan Himes, Katlin Horwood, Tate Horwood, Larry Horwood, Linda Horwood, Lathen Horwood, and Lane Horwood, all of Sterling City, Texas; Carly Horwood Janca, San Angelo, Texas; Trisha Horwood Halfmann, Garden City, Texas; Lyle Horwood, Ringgold, Texas; Lisa Horwood Spanjer, San Antonio, Texas; Laura Bibb, Llano, Texas; and Ellen Shoemaker, Helotes, Texas, to form the Horwood Family Control Group, a group acting in concert, to retain voting shares of Sterling City Bancshares, Inc., and thereby indirectly retain voting shares of The First National Bank of Sterling City, Sterling City, Texas.
- Permitted, August 21, 2026
Capital Bancorp, Inc., Jacinto City, Texas -- Austin Family Trust B, Jeff Austin, Jr. as trustee, both of Jacksonville, Texas, to join the Austin/Chapman Family Group, a group acting in concert, to acquire voting shares of Capital Bancorp, Inc., and thereby indirectly acquire voting shares of Capital Bank, Houston, Texas. In addition, JML Trust, Mary Margaret Austin, as trustee, both of Longmont, Colorado; LAPA Trust, Carole Leigh Austin Mattson, as trustee, both of Littleton, Colorado; Jessica Leigh Neill Swinnea, Chandler, Texas; and Austin Kyle Neill, Dallas, Texas, to join the Austin/Chapman Family Control Group, a group acting in concert, to retain voting shares of Capital Bancorp, Inc., and thereby indirectly retain voting shares of Capital Bank.
- Permitted, August 18, 2026
Athens, TX Bancshares, Inc., Athens, Texas -- Austin Family Trust B, Jeff Austin, Jr. as trustee, both of Jacksonville, Texas, to join the Austin/Chapman Family Control Group, a group acting in concert, to acquire voting shares of Athens, TX Bancshares, Inc., and thereby indirectly acquire voting shares of [First State Bank,] Athens, Texas.
- Permitted, August 18, 2026
Austin Bancorp, Inc., Jacksonville, Texas -- Austin Family Trust B, Jeff Austin, Jr. as trustee, both of Jacksonville, Texas; JML Trust, Mary Margaret Austin, as trustee, both of Jacksonville, Texas; and LAPA Trust, Carole Leigh Austin Mattson, as trustee, both of Georgetown, Texas, to join the Austin/Chapman Family Control Group, a group acting in concert, to acquire voting shares of Austin Bancorp, Inc., and thereby indirectly acquire voting shares of Austin Bank, Texas National Association, Jacksonville, Texas.
- Permitted, August 18, 2026
First Commercial Financial Corp (Corp), Seguin, Texas -- James Long, New Braunfels, Texas, to acquire control of voting shares of Corp by becoming a co-trustee of First Commercial Financial Corporation Employee Stock Ownership Plan, which owns Corp and thereby indirectly owns First Commercial Bank, N.A., both of Seguin, Texas.
- Permitted, June 12, 2026
R Corp Financial, Round Rock, Texas -- the 2018 Ryan Legacy Trust, Round Rock, Texas, Robert Reid Ryan, individually and as trustee, Houston, Texas, and the 2018 Ryan Legacy Trust, Jackson Ray 2001 Trust, Caroline Avery Ryan 2001 Trust, Ella Reese Ryan Trust, Julia Elizabeth 2003 Trust, and the Victoria Lynn 2002 Trust, all of Round Rock, Texas, Wendy Ryan Bivins, individually and as trustee, Amarillo, Texas, to acquire voting shares of R Corp Financial and thereby indirectly acquire voting shares of R Bank, Round Rock, Texas.
- Permitted, April 23, 2026
McGregor Bancshares, Inc., McGregor, Texas -- The First National Bank of McGregor Employee Stock Ownership Plan (ESOP), David Littlewood and Christy De Leon, individually and as co-trustees of the ESOP, all of McGregor, Texas; to acquire voting shares of McGregor Bancshares, Inc., and thereby indirectly acquire voting shares of The First National Bank of McGregor, McGregor, Texas.
- Permitted, March 9, 2026
Sterling City Bancshares, Inc., Sterling City, Texas -- Reed Stewart, Danny Stewart, LeRuth Stewart, Ronda Stewart, Rope Stewart, and Riggin Stewart, all of Sterling City, Texas; as a group acting in concert, to acquire voting shares of Sterling City Bancshares, Inc., and thereby indirectly acquire voting shares of The First National Bank of Sterling City, Sterling City, Texas.
- Permitted, February 26, 2026
Membership
Fidelity Bank of Texas, Waco, Texas -- to become a member of the Federal Reserve System.
- Approved, April 28, 2026
Banks, State Member
Charles Schwab Bank, SSB, Westlake, Texas -- to make a public welfare investment.
- Approved, August 5, 2026
Charles Schwab Bank, SSB, Westlake, Texas -- to make a community development and public welfare investment.
- Approved, July 14, 2026
Charles Schwab Bank, SSB, Westlake, Texas -- to make a community development and public welfare investment.
- Approved, July 13, 2026
Charles Schwab Bank, SSB, Westlake, Texas -- to make a public welfare investment.
- Approved, June 17, 2026
Charles Schwab Bank, SSB, Westlake, Texas -- to make a public welfare investment.
- Approved, June 4, 2026
Charles Schwab Bank, SSB, Westlake, Texas -- to make a public welfare investment.
- Approved, June 3, 2026
Charles Schwab Bank, SSB, Westlake, Texas -- to make a public welfare investment (three requests).
- Approved, April 23, 2026
Charles Schwab Bank, SSB, Westlake, Texas -- to make a public welfare investment (two requests).
- Approved, April 21, 2026
Charles Schwab Bank, SSB, Westlake, Texas -- to make a public welfare investment.
- Approved, April 15, 2026
Charles Schwab Bank, SSB, Westlake, Texas -- to make a public welfare investment.
- Approved, March 5, 2026
Charles Schwab Bank, SSB, Westlake, Texas -- to make a public welfare investment.
- Approved, January 29, 2026
Charles Schwab Bank, SSB, Westlake, Texas -- to make a public welfare investment.
- Approved, January 12, 2026

Last Update: September 3, 2026