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Advisory Councils
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Insurance Policy Advisory Committee -- notice that the Board is accepting applications from individuals who wish to be considered for membership on the committee.
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Approved,
August 7, 2025
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| Return to Top |
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Bank Branches, Domestic
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First Security Bank, Searcy, Arkansas -- to establish a branch at 4007 North Rodney Parham Road, [Little Rock, Arkansas.]
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Announced,
October 31, 2025
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Secretary
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Southern Bancorp Bank, Arkadelphia, Arkansas -- to establish a branch at 7102 Geyer Springs Road, [Little Rock,] Arkansas.
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Approved,
October 17, 2025
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Secretary
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First Financial Bank, Cincinnati, Ohio -- to establish a branch at 1405 West Broadway, Louisville, Kentucky.
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Approved,
October 7, 2025
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Secretary
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First Financial Bank, Cincinnati, Ohio -- to establish a branch at 1215 Superior Avenue, Cleveland, Ohio.
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Approved,
October 7, 2025
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Secretary
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First Financial Bank, Cincinnati, Ohio -- to establish a branch at 305 North Peoria Street, Chicago, Illinois.
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Approved,
October 7, 2025
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Secretary
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Centennial Bank, Conway, Arkansas -- to establish a branch at 401 West Rusk Street, Rockwall, Texas.
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Approved,
September 2, 2025
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Secretary
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NBH Bank, Greenwood Village, Colorado -- to establish a branch at 255 Admiral Byrd Road, Salt Lake City, Utah.
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Approved,
August 21, 2025
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Secretary
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First Western Bank and Trust, Minot, North Dakota -- to establish a branch at 3001 North Alma School Road, Chandler, Arizona.
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Approved,
August 8, 2025
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Secretary
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Lake City Bank, Warsaw, Indiana -- to establish a branch at 170 Jersey Street, Westfield, Indiana.
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Approved,
July 18, 2025
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Secretary
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Peapack Private Bank & Trust, Bedminster, New Jersey -- to establish a branch at 1010 Franklin Avenue, Garden City, New York.
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Approved,
July 9, 2025
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Secretary
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First Financial Bank, Cincinnati, Ohio -- to establish a branch at 120 Ottawa Avenue NW, Grand Rapids, Michigan.
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Approved,
June 20, 2025
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Secretary
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Farmers Bank & Trust Company, Magnolia, Arkansas -- to establish a branch at 2100 West White Street, Anna, Texas.
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Approved,
June 20, 2025
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Secretary
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Manufacturers and Traders Trust Company, Buffalo, New York -- to establish branches at 301 Mission Boulevard, Baltimore, Maryland, and 1224 Stratford Avenue, Bridgeport, Connecticut.
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Approved,
April 9, 2025
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Secretary
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Centennial Bank, Conway, Arkansas -- to establish a branch at 9324 Huebner Road, San Antonio, Texas.
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Approved,
March 20, 2025
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Commonwealth Business Bank, Los Angeles, California -- to establish a branch at 1 Bridge Plaza, Fort Lee, New Jersey.
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Approved,
March 20, 2025
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Secretary
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First Citizens Community Bank, Mansfield, Pennsylvania -- to establish a branch at 1013A North DuPont Highway, Dover, Delaware.
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Approved,
March 7, 2025
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Secretary
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First Financial Bank, Cincinnati, Ohio -- to establish a branch at 5695 Romar Drive, Milford, Ohio.
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Approved,
February 18, 2025
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Secretary
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First Financial Bank, Cincinnati, Ohio -- to establish a branch at 4631 Ridge Avenue, Cincinnati, Ohio.
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Approved,
February 18, 2025
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| Return to Top |
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Bank Holding Companies
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Secretary
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Southern Bancorp, Inc., Little Rock, Arkansas -- to acquire Ozarks Heritage Financial Group, Inc., Gainesville, Missouri, and thereby indirectly acquire Legacy Bank & Trust Company, Mountain Grove, Missouri.
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Approved,
November 10, 2025
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General Counsel
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Canandaigua National Corporation, Canandaigua, New York -- request for reconsideration of the Board's
denial of its application to engage in making certain guarantees to acquire real property as an activity complementary to banking.
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Denied,
November 10, 2025
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Sumitomo Mitsui Trust Group, Inc. (formerly known as Sumitomo Mitsui Trust Holdings, Inc.), and Sumitomo Mitsui Trust Bank, Limited, both of Tokyo, Japan -- relief from commitments.
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Granted,
October 24, 2025
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Secretary
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TNB Bancshares, Inc., Mercedes, Texas -- waiver of application to acquire Citizens State Bank (Citizens), Roma, Texas, in connection with the merger of Citizens with and into Texas National Bank, Mercedes, Texas.
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Granted,
October 22, 2025
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Canandaigua National Corporation, Canandaigua, New York -- denial of application to engage in making certain guarantees to acquire real property as an activity complementary to a financial activity.
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Announced,
October 17, 2025
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HPB Holdings, Inc., Okeene, Oklahoma -- to acquire Community Bank, Alva, Oklahoma.
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Announced,
October 16, 2025
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Secretary
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First Financial Bancorp (First Financial), Cincinnati, Ohio -- waiver of application to acquire Westfield Bancorp, a savings and loan holding company, and Westfield Bank, FSB, both of Westfield Center, Ohio, and to merge Westfield Bancorp with and into First Financial, in connection with the merger of Westfield Bank, FSB, with and into First Financial Bank, Cincinnati, Ohio.
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Granted,
October 10, 2025
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BancFirst Corporation, Oklahoma City, Oklahoma -- to acquire AmeriBank Holding Company and thereby indirectly acquire American Bank of Oklahoma, both of Collinsville, Oklahoma.
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Approved,
October 3, 2025
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Huntington Bancshares, Columbus, Ohio -- to acquire Veritex Holdings, Inc., and thereby indirectly acquire Veritex Community Bank, both of Dallas, Texas.
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Approved,
October 3, 2025
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General Counsel
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INTRUST Financial Corporation, Wichita, Kansas -- request for an exemption from the management interlock prohibitions under the Depository Institution Management Interlocks Act and the Board's Regulation L.
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Approved,
August 22, 2025
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Secretary
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Columbia Banking System, Inc., Tacoma, Washington -- to acquire Pacific Premier Bancorp, Inc., and thereby indirectly acquire Pacific Premier Bank, National Association, both of Irvine, California.
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Approved,
August 5, 2025
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UniCredit, S.p.A, Milan, Italy -- to acquire voting shares of Commerzbank A.G., Frankfurt, Germany, and thereby indirectly acquire control of voting shares of Commerz Markets LLC, New York, New York.
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Approved,
June 24, 2025
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Barclays PLC, London, England -- termination of certain commitments entered into by Barclays PLC (together with its subsidiaries and affiliates).
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Granted,
June 12, 2025
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Secretary
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A.N.B. Holding Company, Ltd., Terrell, Texas -- to acquire additional voting shares of The ANB Corporation and thereby indirectly acquire The American National Bank of Texas, both of Terrell, Texas.
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Approved,
May 29, 2025
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General Counsel
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Cadence Bank, Tupelo, Mississippi -- waiver of filing requirement under section 3 of the Bank Holding Company Act to acquire Industry Bancshares, Inc., and its six subsidiary banks: Citizens State Bank, Buffalo, Texas; Fayetteville Bank, Fayetteville, Texas; Industry State Bank, Industry, Texas; Bank of Brenham, National Association, Brenham, Texas; The First National Bank of Bellville, Bellville, Texas; and The First National Bank of Shiner, Shiner, Texas.
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Granted,
May 23, 2025
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General Counsel
|
Genesis National Bank, N.A., Newport Beach, California -- waiver of filing requirement under section 3 of the Bank Holding Company Act to acquire EH National Bank, Beverly Hills, California.
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Granted,
May 23, 2025
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General Counsel
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Reconsideration of Board action -- request for reconsideration of the Board's approval of (1) the application by Capital One Financial Corporation (Capital One), McLean, Virginia, to acquire Discover Financial Services (Discover), Riverwoods, Illinois, and (2) Capital One's notice to acquire certain of Discover's nonbanking companies.
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Denied,
May 19, 2025
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General Counsel
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Reconsideration of Board action -- request for reconsideration of the Board's approval of (1) the application by Capital One Financial Corporation (Capital One), McLean, Virginia, to acquire Discover Financial Services (Discover), Riverwoods, Illinois, and (2) Capital One's notice to acquire certain of Discover's nonbanking companies.
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Denied,
May 13, 2025
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Reconsideration of Board action -- request for reconsideration of the Board's approval of (1) the application by Capital One Financial Corporation (Capital One), McLean, Virginia, to acquire Discover Financial Services (Discover), Riverwoods, Illinois, and (2) Capital One's notice to acquire certain of Discover's nonbanking companies.
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Denied,
May 12, 2025
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First Citizens Bancshares, Inc., Raleigh, North Carolina -- request to redeem certain subordinated debt instruments.
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Granted,
April 29, 2025
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Commonwealth Bank of Australia, Sydney, Australia -- modification of a commitment.
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Granted,
April 24, 2025
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Capital One Financial Corporation, McLean, Virginia -- (1) to acquire Discover Financial Services (Discover), Riverwoods, Illinois, and thereby indirectly acquire Discover Bank, Greenwood, Delaware, and (2) to indirectly acquire Discover's ownership interests in certain nonbank companies engaged in extending credit and servicing loans, activities related to extending credit, and data processing.
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Announced,
April 18, 2025
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United Community Banks, Inc., Greenville, South Carolina -- (1) to acquire ANB Holdings, Inc., and thereby indirectly acquire American National Bank, both of Oakland Park, Florida, and (2) for United Community Bank, Greenville, South Carolina, to merge with American National Bank and to establish and operate a branch at the location of the main office and branch of American National Bank.
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Announced,
April 16, 2025
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General Counsel
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SouthState Corporation (SouthState), Winter Haven, Florida -- waiver of application in connection with a corporate reorganization to change SouthState's state of incorporation from South Carolina to Florida.
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Granted,
April 11, 2025
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General Counsel
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Cadence Bank, Tupelo, Mississippi -- waiver of application to acquire FCB Financial Corp. (FCB) and thereby indirectly acquire First Chatham Bank, both of Savannah, Georgia, in connection with the merger of FCB and First Chatham Bank with and into Cadence Bank.
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Granted,
March 19, 2025
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EverBank Financial Corp, Jacksonville, Florida -- to acquire Sterling Bank and Trust, FSB, Southfield, Michigan.
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Approved,
March 13, 2025
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Renasant Corporation, Tupelo, Mississippi -- to merge with The First Bancshares, Inc., and thereby indirectly acquire The First Bank, both of Hattiesburg, Mississippi.
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Approved,
March 13, 2025
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Town & Country Bancshares, Inc. (T&C), Norman, Oklahoma -- request by T&C, Bassam Dina, and Prism Bank, Guthrie, Oklahoma, for partial relief from certain commitments.
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Approved,
March 10, 2025
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Popular, Inc., San Juan, Puerto Rico -- termination of agreement dated November 18, 1998, between Popular Leasing & Rental, Inc. (the predecessor to Popular Auto, LLC), and the Board pursuant to [section 25] of the Federal Reserve Act, concurrent with consummation of the proposed merger between Banco Popular de Puerto Rico and Popular Auto as part of an internal reorganization.
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Approved,
March 7, 2025
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General Counsel
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TowneBank, Portsmouth, Virginia -- waiver of application to acquire Village Bank and Trust Financial Corp. (Village BHC) and Village Bank, both of Midlothian, Virginia, in connection with the merger of Village BHC and Village Bank with and into TowneBank.
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Granted,
March 7, 2025
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General Counsel
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Hope Bancorp, Inc., Los Angeles, California -- waiver of application to acquire Territorial Bancorp, Inc., and thereby indirectly acquire Territorial Savings Bank, both of Honolulu, Hawaii, in connection with the merger of Territorial Savings Bank into Bank of Hope, Los Angeles, California.
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Granted,
February 28, 2025
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WesBanco, Inc., Wheeling, West Virginia -- to acquire Premier Financial Corporation, Defiance, Ohio, and thereby indirectly acquire Premier Bank, Youngstown, Ohio.
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Approved,
February 11, 2025
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CSBH, LLC, Powhatan, Virginia -- to acquire voting shares of Industry Bancshares, Inc. (Industry), Industry, Texas, and thereby indirectly acquire control of Industry's subsidiary banks: Industry State Bank, Industry, Texas; Bank of Brenham, National Association, Brenham, Texas; Fayetteville Bank, Fayetteville, Texas; The First National Bank of Shiner, Shiner, Texas; Citizens State Bank, Buffalo, Texas; and The First National Bank of Bellville, Bellville, Texas.
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Approved,
February 11, 2025
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ChoiceOne Financial Services, Inc., Sparta, Michigan -- to merge with Fentura Financial, Inc., and thereby indirectly acquire The State Bank, both of Fenton, Michigan, and for ChoiceOne Bank, Sparta, Michigan, to merge with The State Bank and establish and operate branches at The State Bank's locations.
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Approved,
February 11, 2025
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Secretary
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Magnolia Banking Corporation, Magnolia, Arkansas -- to engage de novo in extending credit and servicing loans pursuant to section 225.28(b)(1) of Regulation Y.
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Approved,
February 6, 2025
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First Busey Corporation, Champaign, Illinois -- (1) to merge with CrossFirst Bankshares, Inc., and thereby indirectly acquire CrossFirst Bank, both of Leawood, Kansas, and (2) for Busey Bank, Champaign, Illinois, to merge with CrossFirst Bank and establish and operate branches at the locations of the main office and branches of CrossFirst Bank.
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Approved,
January 16, 2025
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UMB Financial Corporation, Kansas City, Missouri -- to acquire Heartland Financial USA, Inc., and thereby indirectly acquire HTLF Bank, both of Denver, Colorado.
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Approved,
January 7, 2025
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| Return to Top |
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Bank Mergers
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Secretary
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First Financial Bank, Cincinnati, Ohio -- to merge with Westfield Bank FSB, Westfield Center, Ohio, and thereby establish branches at the locations of the main office and branches of Westfield Bank FSB.
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Approved,
October 10, 2025
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Secretary
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State Street Bank and Trust Company, Boston, Massachusetts -- to acquire certain assets of, and assume certain liabilities from, Mizuho Bank (USA), New York, New York, pursuant to section 18(c) of the Federal Deposit Insurance Act.
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Approved,
May 30, 2025
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| Return to Top |
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Change In Bank Control
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Secretary
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Alpine Banks of Colorado, Glenwood Springs, Colorado -- the Leslie D. Vollbracht Non-Exempt Marital Trust, Bessmer Trust Company, as trustee, New York, New York; Leslie D. Vollbracht and Dana Lynn Vollbracht, both of Centennial, Colorado; Alison Vollbracht Winfield, Seattle, Washington; the Dana Lynn Vollbracht 2012 Trust, Dana Lynn Vollbracht, as trustee, both of Centennial, Colorado; the Alison Vollbracht Winfield 2012 Trust, Alison Vollbracht Winfield, as trustee, both of Seattle, Washington; the AVW Irrevocable Trust, Alison Winfield, as trustee, both of Seattle, Washington; the Katherine Vollbracht Winfield Trust, Bessmer Trust Company, as trustee, New York, New York; the Kirby Franklin Winfield III Trust, Bessmer Trust Company, as trustee, New York, New York; the DLV Irrevocable Trust, Dana Vollbracht, as trustee, both of Centennial, Colorado; and Vollbracht Properties, LLC, Raymond Baker, as manager, both of Denver, Colorado; each a member of the Vollbracht Family Group, a group acting in concert, to retain voting shares of Alpine Banks of Colorado and thereby indirectly retain voting shares of Alpine Bank, Glenwood Springs, Colorado.
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Permitted,
November 26, 2025
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Secretary
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Glenville Bank Holding Company, Inc., Scotia, New York -- the LH Buhrmaster Qualified Family Limited Partnership, Scotia, New York, a Delaware limited partnership to join the LH Buhrmaster Family Control Group, a group acting in concert, to acquire voting shares of Glenville Bank Holding Company, Inc., and thereby indirectly acquire voting securities of First National Bank of Scotia, Scotia, New York.
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Permitted,
November 3, 2025
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Secretary
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LBT Bancshares, Inc., Litchfield, Illinois -- Minor Weller UTMA and Eaden D. Fleming, as custodian, both of Mt. Olive, Illinois; to join the Fleming Family Control Group, a group acting in concert, to retain voting shares of LBT Bancshares, Inc., and thereby indirectly retain voting shares of Bank & Trust Company, Litchfield, Illinois.
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Permitted,
August 20, 2025
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Secretary
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First Antlers Bancorporation, Inc., Antlers, Oklahoma -- the Steve Burrage 2024 Succession Trust, Roberta Burrage, trustee; and the Roberta Burrage 2024 Succession Trust, Steve Burrage, trustee, all of Antlers, Oklahoma; to become members of the Burrage Family Control Group, a group acting in concert, to acquire voting shares of First Antlers Bancorporation, Inc., and thereby indirectly acquire voting shares of FirstBank, Antlers, Oklahoma.
-
Permitted,
March 21, 2025
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Secretary
|
Country Bancorp, Inc., Hillsboro, Illinois -- The Dan Fleming Living Trust dated October 17, 1994, Daniel D. Fleming, trustee, Carlinville, Illinois; The William Revocable Trust dated December 30, 1993, William D. Fleming, trustee, Litchfield, Illinois; The Andrew W. Fleming Trust U/A dated February 1, 2012, Andrew W. Fleming, trustee, Litchfield, Illinois; Bailey D. Fleming Living Trust dated May 1, 2015, Bailey D. Fleming, trustee, Litchfield, Illinois; The Jacob W. Fleming Trust dated July 4, 2008, Jacob W. Fleming, trustee, Litchfield, Illinois; Andrew W. Fleming, Custodian of Minor Child A UTMA, and Jacob W. Fleming, Custodian of Minor Child B UTMA, Minor Child C UTMA, and Minor Child D UTMA, all of Litchfield, Illinois; The Eaden Fleming Trust dated February 1, 2018, Eaden D. Fleming, trustee, Mt. Olive, Illinois; and Fleming Financial, Inc., Litchfield, Illinois, for which Daniel D. Fleming serves as President and William D. Fleming serves as Secretary, to join the Fleming Family Control Group, a group acting in concert, to retain voting shares of Country Bancorp, Inc., thereby indirectly retaining voting shares of Bank of Hillsboro, National Association, Hillsboro, Illinois.
-
Permitted,
February 12, 2025
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| Return to Top |
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Enforcement
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Orrstown Bank, Harrisburg, Pennsylvania -- consent order of prohibition against Krista Murr, a former institution-affiliated party.
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Announced,
November 25, 2025
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Societe Generale S.A., Paris, France -- cease-and-desist order dated November 19, 2018, terminated November 5, 2025.
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Announced,
November 13, 2025
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Industrial and Commercial Bank of China Ltd., Beijing, People's Republic of China, and Industrial and Commercial Bank of China Ltd., New York Branch, New York, New York -- cease-and-desist order dated March 12, 2018, terminated November 5, 2025.
-
Announced,
November 13, 2025
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Commerce Bank, Kansas City, Missouri -- consent order of prohibition against Nicholas Sheeley, a former institution-affiliated party.
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Announced,
November 13, 2025
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Belt Valley Bank, Belt, Montana -- consent order of assessment of a civil money penalty pursuant to the National Flood Insurance Act.
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Announced,
November 6, 2025
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The Halstead Bank, Halstead, Kansas -- consent order of assessment of a civil money penalty pursuant to the National Flood Insurance Act.
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Announced,
November 6, 2025
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Riverbend Financial Corporation, Fort Worth, Texas -- written agreement dated February 14, 2023, terminated October 27, 2025.
-
Announced,
November 4, 2025
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Northwest Bancorporation of Illinois, Inc., Palatine, Illinois -- written agreement dated June 7, 2011, terminated October 28, 2025.
-
Announced,
November 4, 2025
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First Citizens Bank of Butte, Butte, Montana -- written agreement dated May 2, 2024, terminated [October 28,] 2025.
-
Announced,
November 4, 2025
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NobleBank & Trust, Anniston, Alabama -- consent order of prohibition against James Woodward, a former institution-affiliated party.
-
Announced,
October 30, 2025
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First Horizon Bank, Memphis, Tennessee -- consent order of prohibition against Md Hasan Rabbany Joy, [a former] institution-affiliated party.
-
Announced,
October 30, 2025
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Dacotah Bank, Aberdeen, South Dakota -- consent order of prohibition against Nicholas Leroy Klug, a former institution-affiliated party.
-
Announced,
September 25, 2025
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First Horizon Bank, Memphis, Tennessee -- consent order of prohibition against Jermal McGlown, a former institution-affiliated party.
-
Announced,
September 18, 2025
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Manufacturers and Traders Trust Company, Buffalo, New York -- consent order of prohibition against Rahimlen Dean, a former institution-affiliated party.
-
Announced,
September 18, 2025
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Societe Generale S.A., Paris, France, and Societe Generale New York Branch, New York, New York -- written agreement dated December 17, 2019, terminated September 2, 2025.
-
Announced,
September 4, 2025
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Regions Bank, Birmingham, Alabama -- consent order of prohibition against Markel O'Neal Calhoun, a former institution-affiliated party.
-
Announced,
August 19, 2025
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First Horizon Bank, Memphis, Tennessee -- consent order of prohibition against Khalila Cooper, a former institution-affiliated party.
-
Announced,
August 12, 2025
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Industry Bancshares, Inc., Industry, Texas -- consent cease-and-desist order dated November 13, 2024, terminated July 10, 2025.
-
Announced,
July 15, 2025
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Jonah Bank of Wyoming, Casper, Wyoming -- consent order of prohibition against Kendall Hickman, a former institution-affiliated party.
-
Announced,
July 3, 2025
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Bank of Hawaii, Honolulu, Hawaii -- consent order of prohibition against Alohi Kaupu-Grace, a former institution-affiliated party.
-
Announced,
June 20, 2025
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Ally Bank, Sandy, Utah -- consent order of prohibition against Diamond Stinson, a former institution-affiliated party.
-
Announced,
June 20, 2025
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UniCredit S.p.A., Milan, Italy; UniCredit Bank AG, Munich, Germany; and UniCredit Bank Austria AG, Vienna, Austria -- consent cease-and-desist order dated April 15, 2019, terminated June 5, 2025.
-
Announced,
June 20, 2025
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China Construction Bank Corporation, Beijing, People's Republic of China, and China Construction Bank New York Branch, New York, New York -- written agreement dated July 16, 2015, terminated June 19, 2025.
-
Announced,
June 20, 2025
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Arvest Bank, Fayetteville, Arkansas -- consent order of prohibition against Christopher Timos, a former institution-affiliated party.
-
Announced,
June 12, 2025
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Hana Bancorp, Inc. (formerly known as BNB Financial Services Corporation), New York, New York -- written agreement dated June 22, 2010, terminated May 30, 2025.
-
Announced,
June 5, 2025
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Cooperatieve Centrale Raiffeisen-Boerenleenbank B.A., Utrecht, Netherlands, and Rabobank Nederland New York Branch, New York, New York -- written agreement dated June 30, 2015, terminated May 29, 2025.
-
Announced,
June 5, 2025
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Wells Fargo & Co., San Francisco, California -- order removing the asset growth restriction in the Board's 2018 consent cease-and-desist order.
-
Announced,
June 3, 2025
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Perry County Bancorp Inc. and Du Quoin State Bank, both of Du Quoin, Illinois -- written agreement dated April 26, 2023, terminated May 7, 2025.
-
Announced,
May 13, 2025
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Discover Financial Services and DFS Services LLC, both of Riverwoods, Illinois -- consent cease-and-desist order and assessment of a civil money penalty.
-
Announced,
April 18, 2025
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The Marathon Bank, Winchester, Virginia -- cease-and-desist order dated May 28, 2003, against Lori H. Staples, a former institution-affiliated party, terminated April 4, 2025.
-
Announced,
April 8, 2025
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Allegiant United Holdings, LLC; Nano Financial Holdings, Inc.; and Nano Banc, all of Irvine, California -- cease-and-desist order dated January 18, 2022, terminated March 20, 2025.
-
Announced,
April 1, 2025
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Banco Popular de Puerto Rico, San Juan, Puerto Rico -- consent order of prohibition against Nicolas Perez Alvarado, a former institution-affiliated party.
-
Announced,
April 1, 2025
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Frankewing Bancshares, Inc., Frankewing, Tennessee -- issuance of a consent cease-and-desist order.
-
Announced,
March 20, 2025
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Bank of Hawaii, Honolulu, Hawaii -- consent order of assessment of a civil money penalty pursuant to the National Flood Insurance Act.
-
Announced,
March 20, 2025
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Lake Shore MHC and Lake Shore Bancorp Inc., both of Dunkirk, New York -- written agreement dated [June 28,] 2023, terminated March 4, 2025.
-
Announced,
March 13, 2025
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Wells Fargo & Company, San Francisco, California -- (1) termination of cease-and-desist order dated [April 13, 2011,] as amended on February 28, 2013, and (2) with Wells Fargo Financial, Inc., Des Moines, Iowa, termination of cease-and-desist order dated July 20, 2011.
-
Announced,
February 4, 2025
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Marblehead Bancorp and Marblehead Bank, both of Marblehead, Ohio -- written agreement dated December 14, 2023, terminated January 17, 2025.
-
Announced,
January 23, 2025
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| Return to Top |
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Extensions Of Time
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Fifth Third Bancorp, Cincinnati, Ohio -- request for an extension of time to resubmit its capital plan in connection with its proposed acquisition of Comerica Incorporated, Dallas, Texas, and to make certain capital distributions under the capital plan rule.
-
Approved,
November 25, 2025
|
|
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|
Secretary
|
Stress Tests -- extension of the comment period, until February 21, 2026, on the proposal to improve stress test model and scenario transparency and accountability.
-
Granted,
November 19, 2025
|
|
|
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|
Morgan Stanley, New York, New York -- extension of time to conform or divest a merchant banking investment.
-
Granted,
October 6, 2025
|
|
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|
Secretary
|
A.N.B. Holding Company, Ltd., Terrell, Texas -- extension of time to acquire additional voting shares of The ANB Corporation and thereby indirectly acquire The American National Bank of Texas, both of Terrell, Texas.
-
Granted,
September 12, 2025
|
|
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|
Citigroup, Inc., New York, New York -- extension of time to conform or divest a merchant banking investment.
-
Granted,
September 10, 2025
|
|
|
|
|
Citigroup, Inc., New York, New York -- extension of time to conform or divest a merchant banking investment.
-
Granted,
September 9, 2025
|
|
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|
Secretary
|
State Street Bank and Trust Company, Boston, Massachusetts -- extension of time to acquire certain assets of, and assume certain liabilities from, Mizuho Bank USA, New York, New York, pursuant to [section 18(c)] of the Federal Deposit Insurance Act.
-
Granted,
August 27, 2025
|
|
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|
HSBC North America Holdings, Inc., New York, New York -- extension of time to conform or divest a merchant banking investment.
-
Granted,
July 8, 2025
|
|
|
|
|
Citigroup Inc., New York, New York -- extension of time to conform or divest a merchant banking investment.
-
Granted,
May 22, 2025
|
|
|
|
Secretary
|
Thrivent Financial for Lutherans, Minneapolis, Minnesota -- extension of time to comply with the requirements of the Volcker Rule.
-
Granted,
April 15, 2025
|
|
|
|
Secretary
|
A.N.B. Holding Company, Ltd., Terrell, Texas -- extension of time to acquire additional shares of The ANB Corporation, Terrell, Texas.
-
Granted,
April 2, 2025
|
|
|
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|
Capital Plan and Stress Test Results -- extension of time, until April 7, 2025, (1) for each company required to submit by April 5, 2025, its capital plan and (2) for each company required to submit by April 5, 2025, its company-run stress test results.
-
Granted,
March 28, 2025
|
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Secretary
|
A.N.B. Holding Company, Ltd., Terrell, Texas -- extension of time to acquire additional shares of The ANB Corporation, Terrell, Texas.
-
Granted,
March 4, 2025
|
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|
Wells Fargo & Company, San Francisco, California -- extension of time to conform or divest a merchant banking investment.
-
Granted,
March 3, 2025
|
|
|
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|
KeyCorp, Cleveland, Ohio -- extension of time to resubmit its capital plan.
-
Granted,
February 11, 2025
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| Return to Top |
|
Banks, Foreign
|
|
|
ID Bank CJCS, Yerevan, Armenia -- to establish a representative office in Glendale, California.
-
Announced,
November 12, 2025
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|
Chang Hwa Commercial Bank, Ltd., Taipei, Taiwan -- to upgrade its existing limited state-licensed branch in Los Angeles, California, to a full-service branch.
-
Announced,
June 26, 2025
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|
CACEIS Bank, Montrouge, France -- to establish a representative office in New York, New York.
-
Announced,
June 5, 2025
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|
Crown Agents Bank Limited, London, England -- to establish a representative office in New York, New York.
-
Announced,
June 2, 2025
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|
BNP Paribas, Paris, France -- modification of certain commitments.
-
Granted,
May 27, 2025
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|
| Return to Top |
|
Forms
|
|
|
FR H-2 -- final Board review to extend without revision the Recordkeeping and Disclosure Requirements Associated with Regulation H (Loans Secured by Real Estate Located in Flood Hazard Areas).
-
Approved,
October 9, 2025
|
|
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|
FR 4031 -- initial Board review to extend without revision the Notice of Branch Closure.
-
Approved,
October 9, 2025
|
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|
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|
FR 3067 -- final Board review to extend without revision the Payments Research Survey.
-
Approved,
October 9, 2025
|
|
|
|
|
FR 1379 -- final Board review to extend without revision the Consumer Complaint Form (FR 1379c) and Interagency Appraisal Complaint Form (FR 1379d).
-
Approved,
October 9, 2025
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|
FR CC -- final Board review to extend with revision the Recordkeeping and Disclosure Requirements Associated with Regulation CC.
-
Approved,
October 9, 2025
|
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|
FR 2046 -- final Board review to extend with revision the Selected Balance Sheet Items for Discount Window Borrowers.
-
Approved,
September 25, 2025
|
|
|
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|
FR 2225 -- initial Board review to extend with revision the Annual Daylight Overdraft Capital Report for U.S. Branches and Agencies of Foreign Banks.
-
Approved,
September 25, 2025
|
|
|
|
|
FR 2226 -- initial Board review to extend with revision the Report of Net Debit Cap and Max Cap Resolution.
-
Approved,
September 25, 2025
|
|
|
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|
CFPB E -- initial Board review to extend with revision the Recordkeeping and Disclosure Requirements Associated with the Consumer Financial Protection Bureau's (CFPB) Regulation E.
-
Approved,
July 28, 2025
|
|
|
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|
FR G -- initial Board review to extend without revision the Reporting and Disclosure Requirements Associated with Regulation G.
-
Approved,
July 28, 2025
|
|
|
|
|
FR BB -- initial Board review to extend without revision the Reporting, Recordkeeping, and Disclosure Requirements Associated with Regulation BB.
-
Approved,
July 28, 2025
|
|
|
|
|
FR 3054 -- initial Board review to extend with revision the United States Currency Program Surveys.
-
Approved,
July 28, 2025
|
|
|
|
|
FR 2083, FR 2083A, FR 2083B, FR 2083C, FR 2030, FR 2030a, FR 2056, FR 2086, FR 2086a, and FR 2087 -- initial Board review to extend without revision the Federal Reserve Membership and Bank Stock Applications.
-
Approved,
July 28, 2025
|
|
|
|
|
FR V -- initial Board review to extend without revision the Recordkeeping and Disclosure Requirements Associated with the CFPB's and the Board's Regulations V.
-
Approved,
July 28, 2025
|
|
|
|
|
FR 1374 -- initial Board review to extend without revision the Intermittent Survey of Businesses.
-
Approved,
July 11, 2025
|
|
|
|
|
FR 28 -- initial Board review to extend with revision the Applications for Employment with the Board of Governors of the Federal Reserve System.
-
Approved,
July 11, 2025
|
|
|
|
|
FR 27 -- final Board review to extend with revision the New Hire Information Collection.
-
Approved,
June 2, 2025
|
|
|
|
|
FR 1379 -- initial Board review to extend without revision the Customer Complaint Form (FR 1379c) and Interagency Appraisal Complaint Form (FR 1379d).
-
Approved,
May 22, 2025
|
|
|
|
|
FR 3064 -- initial Board review to extend without revision the Interchange Transaction Fees Survey.
-
Approved,
May 22, 2025
|
|
|
|
|
FR 3067 -- initial Board review to extend without revision the Payments Research Survey.
-
Approved,
May 22, 2025
|
|
|
|
|
FR 2436 -- final Board review to extend without revision the Semiannual Report of Derivatives Activity.
-
Approved,
April 24, 2025
|
|
|
|
|
FR CC -- initial Board review to extend with revision the Recordkeeping and Disclosure Requirements Associated with Regulation CC.
-
Approved,
April 24, 2025
|
|
|
|
|
FR 3036 -- final Board review to extend with revision the Central Bank Survey of Foreign Exchange and Derivatives Market Activity.
-
Approved,
April 24, 2025
|
|
|
|
|
FR 3033p and FR 3033s -- final Board review to extend with revision the Census of Finance Companies and Other Lenders and the Survey of Finance Companies.
-
Approved,
April 24, 2025
|
|
|
|
|
FR 2034 -- final Board review to extend without revision the Senior Credit Officer Opinion Survey on Dealer Financing Terms.
-
Approved,
April 24, 2025
|
|
|
|
|
FR LL-10(e) -- final Board review to extend without revision the Application to Become a Savings and Loan Holding Company or to Acquire a Savings Association or Savings and Loan Holding Company.
-
Approved,
April 23, 2025
|
|
|
|
|
FR II -- final Board review to extend without revision the Recordkeeping and Disclosure Requirements Associated with Regulation II.
-
Approved,
April 23, 2025
|
|
|
|
|
FR 4203 -- initial Board review to extend without revision the Recordkeeping Provisions Associated with Guidance on Leveraged Lending.
-
Approved,
April 23, 2025
|
|
|
|
|
FR 2231 -- final Board review to extend without revision the Computer-Security Incident Notification.
-
Approved,
April 23, 2025
|
|
|
|
|
FR 2510 -- final Board review to extend without revision the Report of Institution-to-Aggregate Granular Data on Assets and Liabilities on an Immediate Counterparty Basis.
-
Approved,
April 23, 2025
|
|
|
|
|
FR K -- final Board review to extend without revision the Recordkeeping Requirements of Regulation H and Regulation K Associated with the Procedures for Monitoring Bank Secrecy Act Compliance.
-
Approved,
March 27, 2025
|
|
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|
|
FR 4027 -- final Board review to extend without revision the Recordkeeping Provisions Associated with the Guidance on Sound Incentive Compensation Policies.
-
Approved,
March 27, 2025
|
|
|
|
|
FR 4014 -- initial Board review to extend without revision the Investment in Bank Premises Notification.
-
Approved,
March 27, 2025
|
|
|
|
|
FR W -- final Board review to extend without revision the Reporting and Recordkeeping Requirements Associated with Regulation W.
-
Approved,
March 27, 2025
|
|
|
|
|
FR H-2 -- initial Board review to extend without revision the Recordkeeping and Disclosure Requirements Associated with Regulation H (Loans Secured by Real Estate Located in Flood Hazard Areas).
-
Approved,
March 27, 2025
|
|
|
|
|
FR 2082 -- final Board review to extend without revision the Registration of a Securities Holding Company.
-
Approved,
March 27, 2025
|
|
|
|
|
FR 4008 -- initial Board review to extend without revision the Notice of Proposed Stock Redemption.
-
Approved,
March 21, 2025
|
|
|
|
|
FR 2644 -- final Board review to extend with revision the Report of Selected Assets and Liabilities of Domestically Chartered Commercial Banks and U.S. Branches and Agencies of Foreign Banks.
-
Approved,
March 21, 2025
|
|
|
|
|
FR 2046 -- initial Board review to extend with revision the Selected Balance Sheet Items for Discount Window Borrowers.
-
Approved,
March 21, 2025
|
|
|
|
|
FR 4013 -- initial Board review to extend without revision the Notice Claiming Status as an Exempt Transfer Agent.
-
Approved,
March 21, 2025
|
|
|
|
|
FR 4004 -- initial Board review to extend without revision the Written Security Program for State Member Banks.
-
Approved,
March 21, 2025
|
|
|
|
|
FR 4006 -- initial Board review to extend without revision the Request for Extension of Time to Dispose of Assets Acquired in Satisfaction of Debts Previously Contracted.
-
Approved,
March 21, 2025
|
|
|
|
|
FR 27 -- initial Board review to extend with revision the New Hire Information Collection.
-
Approved,
March 5, 2025
|
|
|
|
|
Deposit Reporting Threshold -- annual assessment, with the concurrence of the General Counsel, of the deposit reporting threshold for 2025 for the Weekly Report of Deposits (FR 2900).
-
Approved,
February 18, 2025
|
|
|
|
|
FR 2052a -- final Board review to extend without revision the Complex Institution Liquidity Monitoring Report.
-
Approved,
February 3, 2025
|
|
|
|
|
FR 3052 -- final Board review to extend without revision the Supervisory and Regulatory Survey.
-
Approved,
February 3, 2025
|
|
|
|
|
FR 3075 -- final Board review to extend without revision the Policy Impact Survey.
-
Approved,
February 3, 2025
|
|
|
|
|
FR 1401 -- final Board review to extend with revision the Application Form for Membership on the Community Advisory Council.
-
Approved,
February 3, 2025
|
|
|
|
|
FR 4001 -- final Board review to extend without revision the Domestic Branch Application.
-
Approved,
February 3, 2025
|
|
|
|
|
FR Y-8 -- final Board review to extend without revision the Holding Company Report of Insured Depository Institutions' Section 23A Transactions with Affiliates.
-
Approved,
February 3, 2025
|
|
|
|
|
FR 4022 -- initial Board review to extend without revision the Recordkeeping Provisions Associated with the Interagency Statement on Complex Structured Finance Activities.
-
Approved,
January 31, 2025
|
|
|
|
|
FR 1583 -- initial Board review to extend without revision the Notice of Proposed Declaration of Dividend.
-
Approved,
January 31, 2025
|
|
|
|
|
FR H-7 -- final Board review to extend without revision the Disclosure Requirements of Subpart H of Regulation H (Consumer Protection in Sales of Insurance).
-
Approved,
January 31, 2025
|
|
|
|
|
FR 1400 -- final Board review to extend with revision the Procurement Solicitation Package.
-
Approved,
January 31, 2025
|
|
|
|
|
FR NN -- initial Board review to extend without revision the Reporting, Recordkeeping, and Disclosure Requirements Associated with Regulation NN.
-
Approved,
January 31, 2025
|
|
|
|
|
FR 2420 -- final Board review to extend with revision the Report of Selected Money Market Rates.
-
Approved,
January 31, 2025
|
|
|
|
|
FR TT -- initial Board review to extend without revision the Reporting Provisions Associated with Regulation TT.
-
Approved,
January 14, 2025
|
|
|
|
|
FR Y-7N, FR Y-7NS, and FR Y-7Q -- final Board review to extend with revision the Reports of Foreign Banking Organizations.
-
Approved,
January 14, 2025
|
|
|
|
|
FR 2314, FR 2314S, FR Y-11, and FR Y-11S -- final Board review to extend with revision the Financial Statements of Foreign Subsidiaries of U.S. Banking Organizations, and the Financial Statements of U.S. Nonbank Subsidiaries of U.S. Holding Companies.
-
Approved,
January 14, 2025
|
|
|
|
|
FR 3066 -- final Board review to extend without revision the Federal Reserve Payments Study.
-
Approved,
January 14, 2025
|
|
|
|
|
FR 2034 -- initial Board review to extend without revision the Senior Credit Officer Opinion Survey on Dealer Financing Terms.
-
Approved,
January 14, 2025
|
|
|
|
|
FR II -- initial Board review to extend without revision the Recordkeeping and Disclosure Requirements Associated with Regulation II.
-
Approved,
January 14, 2025
|
|
| Return to Top |
|
International Operations
|
|
Secretary
|
The Northern Trust Company, Chicago, Illinois -- waiver of the remainder of the prior-notice period to establish a branch in Dublin, Ireland.
-
Granted,
June 16, 2025
|
|
|
|
Secretary
|
State Street International Holdings, Boston, Massachusetts -- to extend its corporate existence under section 25A of the Federal Reserve Act.
-
Approved,
May 30, 2025
|
|
| Return to Top |
|
Banks, National
|
|
|
JPMorgan Chase Bank, N.A., Columbus, Ohio -- relief from certain commitments.
-
Granted,
August 22, 2025
|
|
| Return to Top |
|
Reserve Bank Operations
|
|
|
Federal Reserve Bank of Chicago -- appointment of Shonda Clay as First Vice President and Chief Operating Officer.
-
Approved,
November 19, 2025
|
|
|
|
|
Reserve Bank Director -- appointment of a director for the Memphis Branch of the Federal Reserve Bank of St. Louis.
-
Approved,
October 8, 2025
|
|
|
|
|
Reserve Bank Directors -- appointment of a director for the Los Angeles Branch of the Federal Reserve Bank of San Francisco.
-
Approved,
July 24, 2025
|
|
|
|
|
Reserve Bank Director -- appointment of a director for the Memphis Branch of the Federal Reserve Bank of St. Louis.
-
Approved,
April 15, 2025
|
|
|
|
|
Federal Reserve Bank of Philadelphia -- appointment of Anna Paulson as president and chief executive officer.
-
Approved,
April 8, 2025
|
|
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|
Reserve Bank Directors -- appointment of directors for the Detroit Branch of the Federal Reserve Bank of Chicago, for the Little Rock Branch of the Federal Reserve Bank of St. Louis, and for the Portland and Salt Lake City Branches of the Federal Reserve Bank of San Francisco.
-
Approved,
January 31, 2025
|
|
|
|
|
Employee Conduct Policy -- update.
-
Approved,
January 31, 2025
|
|
| Return to Top |
|
Regulations And Policies
|
|
|
Community Bank Leverage Ratio Framework -- interagency notice of proposed rulemaking and request for comment.
-
Approved,
November 21, 2025
|
|
|
|
|
Enhanced Supplementary Leverage Ratio -- interagency final rule.
-
Approved,
November 19, 2025
|
|
|
|
|
Regulation D (Reserve Requirements of Depository Institutions) -- annual indexing of reserve requirement exemption amount and low reserve tranche for 2026.
-
Approved,
November 19, 2025
|
|
|
|
General Counsel
|
Lending and Liquidity Facilities -- reports to Congress under section 13(3) of the Federal Reserve Act in response to COVID-19.
-
Approved,
November 10, 2025
|
|
|
|
|
Credit Cards -- report to Congress on the Profitability of Credit Card Operations of Depository Institutions.
-
Approved,
November 7, 2025
|
|
|
|
|
Large Financial Institution Rating System and Framework for the
Supervision of Insurance Organizations -- final notice of revisions.
-
Approved,
November 5, 2025
|
|
|
|
|
Stress Testing Enhancements -- proposals to enhance the transparency and public accountability of the Board's stress tests.
-
Approved,
October 24, 2025
|
|
|
|
|
Principles for Climate-Related Financial Risk Management for Large Financial Institutions -- rescission of final interagency guidance.
-
Approved,
October 15, 2025
|
|
|
|
General Counsel
|
Lending and Liquidity Facilities -- reports to Congress under section 13(3) of the Federal Reserve Act in
response to COVID-19.
-
Approved,
October 7, 2025
|
|
|
|
|
Fedwire Funds Service and National Settlement Service -- service announcement on expansion of operating hours.
-
Approved,
October 6, 2025
|
|
|
|
General Counsel
|
Lending and Liquidity Facilities -- reports to Congress under section 13(3) of the Federal Reserve Act in response to COVID-19.
-
Approved,
September 8, 2025
|
|
|
|
General Counsel
|
Lending and Liquidity Facilities -- reports to Congress under section 13(3) of the Federal Reserve Act in response to COVID-19.
-
Approved,
August 7, 2025
|
|
|
|
|
Customer Identification Program (CIP) -- order exempting Board-supervised institutions from a CIP requirement related to the method for obtaining a customer's Taxpayer Identification Number.
-
Approved,
July 24, 2025
|
|
|
|
|
Regulatory Review -- interagency notice and request for comment on the fourth in a series of regulations for review under the Economic Growth and Regulatory Paperwork Reduction Act of 1996, to include the categories of banking operations, capital, and the Community Reinvestment Act.
-
Approved,
July 18, 2025
|
|
|
|
|
Community Reinvestment Act (CRA) -- interagency notice of proposed rulemaking and request for comment to amend the CRA regulations by rescinding the final rule published in the Federal Register on February 1, 2024, and replacing it with the CRA regulations in effect on March 29, 2024, with certain conforming and technical amendments.
-
Approved,
July 15, 2025
|
|
|
|
General Counsel
|
Lending and Liquidity Facilities -- reports to Congress under section 13(3) of the Federal Reserve Act in response to COVID-19.
-
Approved,
July 8, 2025
|
|
|
|
|
Large Financial Institution (LFI) Rating System and Framework for the Supervision of Insurance Organizations -- notice and request for comment on revisions to the LFI rating system and the ratings system for depository institution holding companies significantly engaged in insurance activities.
-
Approved,
July 7, 2025
|
|
|
|
|
Regulatory Capital Rule -- interagency notice of proposed rulemaking and request for comment to modify the enhanced supplementary leverage ratio standards for U.S. global systemically important bank holding companies.
-
Approved,
June 25, 2025
|
|
|
|
|
Payments Fraud -- interagency request for information and comment on potential actions to address payments fraud.
-
Approved,
June 11, 2025
|
|
|
|
General Counsel
|
Lending and Liquidity Facilities -- reports to Congress under section 13(3) of the Federal Reserve Act in response to COVID-19.
-
Approved,
June 6, 2025
|
|
|
|
General Counsel
|
Lending and Liquidity Facilities -- reports to Congress under section 13(3) of the Federal Reserve Act in response to COVID-19.
-
Approved,
May 9, 2025
|
|
|
|
|
Stress Testing -- (1) notice of proposed rulemaking and request for comment on modifications to the capital plan rule and stress capital buffer requirement and (2) initial Board review to extend with revision the Capital Assessments and Stress Testing Reports (FR Y-14A/Q/M).
-
Approved,
April 16, 2025
|
|
|
|
General Counsel
|
Bank Term Funding Program -- report to Congress under section 13(3) of the Federal Reserve Act.
-
Approved,
April 8, 2025
|
|
|
|
General Counsel
|
Lending and Liquidity Facilities -- reports to Congress under section 13(3) of the Federal Reserve Act in response to COVID-19.
-
Approved,
April 8, 2025
|
|
|
|
|
Disaster-Related Appraisal Exceptions -- interagency statement and order on temporary exceptions to certain appraisal requirements for real estate-related transactions in Los Angeles County, California, as affected by wildfires and straight-line winds.
-
Approved,
April 7, 2025
|
|
|
|
General Counsel
|
Bank Term Funding Program -- report to Congress under section 13(3) of the Federal Reserve Act.
-
Approved,
March 7, 2025
|
|
|
|
General Counsel
|
Lending and Liquidity Facilities -- reports to Congress under section 13(3) of the Federal Reserve Act in response to COVID-19.
-
Approved,
March 7, 2025
|
|
|
|
General Counsel
|
Bank Term Funding Program -- report to Congress under section 13(3) of the Federal Reserve Act.
-
Approved,
February 6, 2025
|
|
|
|
General Counsel
|
Lending and Liquidity Facilities -- reports to Congress under section 13(3) of the Federal Reserve Act in response to COVID-19.
-
Approved,
February 6, 2025
|
|
|
|
|
BGFRS/OIG-2 -- notice of a modified system of records, BGFRS/OIG-2, "Office of Inspector General (OIG) Personnel Records."
-
Approved,
January 16, 2025
|
|
|
|
|
BGFRS-4 -- notice of a modified system of records, BGFRS-4, "FRB--General Personnel Records."
-
Approved,
January 16, 2025
|
|
|
|
|
BGFRS/OIG-1 -- notice of a modified system of records, BGFRS/OIG-1, "FRB--OIG Investigative Records."
-
Approved,
January 16, 2025
|
|
|
|
General Counsel
|
Lending and Liquidity Facilities -- reports to Congress under section 13(3) of the Federal Reserve Act in response to COVID-19.
-
Approved,
January 10, 2025
|
|
|
|
General Counsel
|
Bank Term Funding Program -- report to Congress under section 13(3) of the Federal Reserve Act.
-
Approved,
January 10, 2025
|
|
|
|
Secretary
|
Rules of Practice for Hearings -- final rule to adjust civil money penalty amounts.
-
Approved,
January 6, 2025
|
|
| Return to Top |
|
Banks, State Member
|
|
|
Manufacturers and Traders Trust Company, Buffalo, New York -- to make public welfare investments, on a post-notice basis, in properties that are eligible for Federal Low Income Housing Tax Credits up to [15 percent] of its capital and surplus, subject to certain conditions.
-
Approved,
November 20, 2025
|
|
|
|
Secretary
|
The Northern Trust Company, Chicago, Illinois -- to make a public welfare investment (six requests).
-
Approved,
November 20, 2025
|
|
|
|
|
Goldman Sachs Bank USA, New York, New York -- to acquire equity securities solely for the purpose of hedging risks derived from customer-driven equity derivative transactions.
-
Approved,
November 14, 2025
|
|
|
|
Secretary
|
The Northern Trust Company, Chicago, Illinois -- to make a public welfare investment.
-
Approved,
September 19, 2025
|
|
|
|
Secretary
|
The Northern Trust Company, Chicago, Illinois -- to make a public welfare investment.
-
Approved,
September 15, 2025
|
|
|
|
Secretary
|
Manufacturers and Traders Trust Company, Buffalo, New York -- to make a public welfare investment.
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Approved,
September 4, 2025
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Secretary
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Manufacturers and Traders Trust Company, Buffalo, New York -- to make a public welfare investment.
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Approved,
August 21, 2025
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Secretary
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Manufacturers and Traders Trust Company, Buffalo, New York -- to make certain public welfare investments (three requests).
-
Approved,
August 20, 2025
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Secretary
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The Northern Trust Company, Chicago, Illinois -- to make a noncash dividend.
-
Approved,
August 14, 2025
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Secretary
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The Northern Trust Company, Chicago, Illinois -- to make a public welfare investment.
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Approved,
August 11, 2025
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Secretary
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The Northern Trust Company, Chicago, Illinois -- to make a public welfare investment.
-
Approved,
August 4, 2025
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Secretary
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First Financial Bank, Cincinnati, Ohio -- to make certain public welfare investments (two requests).
-
Approved,
August 4, 2025
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Secretary
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Manufacturers and Traders Trust Company, Buffalo, New York -- to make certain public welfare investments (two requests).
-
Approved,
July 24, 2025
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Secretary
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The Northern Trust Company, Chicago, Illinois -- to make a public welfare investment.
-
Approved,
July 17, 2025
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Secretary
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Manufacturers and Traders Trust Company, Buffalo, New York -- to make a public welfare investment.
-
Approved,
May 27, 2025
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Secretary
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First Financial Bank, Cincinnati, Ohio -- to make certain public welfare investments (three requests).
-
Approved,
April 17, 2025
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Secretary
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The Northern Trust Company, Chicago, Illinois -- to make certain public welfare investments (two requests).
-
Approved,
April 4, 2025
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Secretary
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Manufacturers and Traders Trust Company, Buffalo, New York -- to make a public welfare investment.
-
Approved,
March 31, 2025
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Secretary
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Manufacturers and Traders Trust Company, Buffalo, New York -- to make a public welfare investment.
-
Approved,
March 28, 2025
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Secretary
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Manufacturers and Traders Trust Company, Buffalo, New York -- to make a public welfare investment.
-
Approved,
March 27, 2025
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Secretary
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Manufacturers and Traders Trust Company, Buffalo, New York -- to make certain public welfare investments (two requests).
-
Approved,
February 4, 2025
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Secretary
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First Financial Bank, Cincinnati, Ohio -- to make a public welfare investment.
-
Approved,
February 4, 2025
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Secretary
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The Northern Trust Company, Chicago, Illinois -- to make a public welfare investment.
-
Approved,
January 8, 2025
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| Return to Top |
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Financial Holding Companies
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Secretary
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Southern Bancorp, Inc., Arkadelphia, Arkansas -- election to become a financial holding company.
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Effective,
September 18, 2025
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Secretary
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Cypress Capital Group, Inc., Palm Beach, Florida -- election to become a financial holding company.
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Effective,
May 9, 2025
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Personnel
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Office of Inspector General -- appointment of John Weismiller as assistant inspector general.
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Approved,
January 16, 2025
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Savings and Loan Holding Companies
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General Counsel
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Vecta, Inc., Irvington-on-Hudson, New York -- waiver of application for a to-be-formed voting trust (Trust) Mountainside, New Jersey, to acquire 100 percent of the voting shares of Vecta, Inc. (Vecta), and thereby indirectly acquire control of a savings association, Sunnyside Federal Savings and Loan Association of Irvington (Sunnyside), Irvington, New York, in connection with a previously approved Change in Bank Control Act notice by Trust to acquire voting shares of Vecta and thereby indirectly acquire voting shares of Sunnyside.
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Granted,
June 16, 2025
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Thrivent Financial for Lutherans and Thrivent Financial Holdings, Inc., both of Minneapolis, Minnesota -- relief from certain commitments.
-
Granted,
May 22, 2025
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Supervision and Regulation
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KeyCorp, Cleveland, Ohio -- to make certain capital distributions under the capital plan rule.
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Approved,
November 24, 2025
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KeyCorp, Cleveland, Ohio -- to make certain capital distributions under the capital plan rule.
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Approved,
October 20, 2025
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Stress Test and Stress Capital Buffer (SCB) Requirement -- to provide Morgan Stanley, New York, New York, with (1) a revised explanation of the 2025 stress test results and (2) its final SCB requirement and confirmation of its final planned capital distributions.
-
Approved,
September 29, 2025
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Stress Tests and Large Bank Capital Requirements -- to publicly disclose revised 2025 stress test results and large bank capital requirements.
-
Approved,
September 29, 2025
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Stress Tests -- modification of the stress capital buffer requirement for Morgan Stanley, New York, New York, in response to its request for reconsideration.
-
Approved,
September 26, 2025
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General Counsel
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Mizuho Americas LLC, New York, New York -- application for approval of proposed internal debt conversion trigger that would allow the Board to order the conversion of Mizuho Americas LLC's eligible long-term debt into common equity tier 1 capital, in accordance with the Board's Regulation YY.
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Approved,
September 15, 2025
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Mizuho Americas LLC, New York, New York -- to redeem certain subordinated debt.
-
Approved,
September 15, 2025
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Stress Capital Buffer (SCB) Requirements -- notification of final SCB requirements to firms and confirmation of their final planned capital distributions.
-
Approved,
August 29, 2025
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Large Bank Capital Requirements -- public disclosure of individual firms' capital requirements.
-
Approved,
August 29, 2025
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General Counsel
|
Barclays US, LLC, New York, New York -- application for approval of proposed internal debt "conversion trigger" that would allow the Board to order the conversion of Barclays US LLC's eligible long-term debt into common equity tier 1 capital, in accordance with the Board's Regulation YY.
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Approved,
August 19, 2025
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Main Index -- request by Bank of America Corporation for a determination regarding an index for purposes of the Board's capital rule.
-
Approved,
July 15, 2025
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KeyCorp, Cleveland, Ohio -- to make certain capital distributions under the capital plan rule.
-
Approved,
June 27, 2025
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Stress Tests -- in consultation with the Director of the Division of Financial Stability, (1) to publicly disclose results of the 2025 stress tests and revised results of the 2024 stress tests, and (2) as applicable, to notify firms of stress capital buffer requirements and related information in connection with the 2025 stress test results and the revised 2024 stress test results.
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Approved,
June 26, 2025
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Capital One Financial Corporation (Capital One), McLean, Virginia -- interagency extension of the submission date for Capital One's next resolution plan from October 1, 2025, to July 1, 2026, and determination that its subsequent resolution plan will be due on or before July 1, 2028.
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Approved,
May 25, 2025
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Financial Sector Liabilities -- announcement under Regulation XX of the aggregate consolidated liabilities of financial companies in effect as of July 1, 2025.
-
Approved,
May 22, 2025
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KeyCorp, Cleveland, Ohio -- to make certain capital distributions under the capital plan rule.
-
Approved,
May 13, 2025
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Main Index -- request by Morgan Stanley for a determination regarding certain indexes for purposes of the Board's capital rule.
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Granted,
April 16, 2025
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General Counsel
|
Barclays US LLC, New York, New York -- application for approval of a proposed internal debt "conversion trigger" that would allow the Board to order the conversion of Barclays US LLC's eligible long-term debt into common equity tier 1 capital, in accordance with the Board's TLAC (total-loss absorbing capacity) rule.
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Approved,
March 14, 2025
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Discover Financial Services, Riverwoods, Illinois -- to make certain capital distributions under the capital plan rule.
-
Approved,
March 7, 2025
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Capital One Financial Corporation, McLean, Virginia -- to make certain capital distributions under the capital plan rule.
-
Approved,
February 7, 2025
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Stress Tests -- issuance of hypothetical scenarios for 2025 stress tests.
-
Approved,
February 3, 2025
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| Return to Top |
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Section 23A Exemptions
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Santander Bank, N.A. (Santander Bank), Wilmington, Delaware -- determination that a proposed transaction by Santander Bank to acquire Banco Santander International, Miami, Florida, in connection with an internal corporate reorganization, would be in the public interest and consistent with the purposes of section 23A of the Federal Reserve Act.
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Approved,
July 31, 2025
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Other Actions
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General Counsel
|
Niedersachsen Invest GmbH and Hannoversche Beteiligungsgesellschaft Niedersachsen mbH, both of Hannover, Germany -- request for an exemption under section 4(c)(9) of the Bank Holding Company Act.
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Granted,
February 28, 2025
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Niedersachsen Invest GmbH and Hannoversche Beteiligungsgesellschaft Niedersachsen mbH, both of Hannover, Germany -- request to comply with certain provisions of the Board's Regulation YY through a subsidiary.
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Granted,
February 28, 2025
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Network of Central Banks and Supervisors for Greening the Financial System (NGFS) -- withdrawal of the Federal Reserve Board from membership in the NGFS.
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Approved,
January 16, 2025
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| Return to Top |
