Data Dictionary
Item Number 1770
COMMERCIAL AND INDUSTRIAL LOANS (TERM)Call confidentiality applies to FFIEC 031/041.
| Series | Start Date | End Date | Confidential? | Reporting Forms |
|---|---|---|---|---|
| WRBA1770 | 1967-01-25 | 1982-12-29 | Yes | FR 2416a |
| WRJA1770 | 1967-01-25 | 1982-12-29 | Yes |
Data Description:
Includes all business loans, with original maturities in excess of one year, to individuals, partnerships, and corporations, whether single-payment or installment, including acceptances and commercial paper purchased in the open market, but not loans secured by real estate or loans to financial institutions. Accordingly, this item includes: (1) business loans secured by stocks and bonds as well as business loans otherwise secured and unsecured; (2) loans (not secured by real estate) for purpose of financing capital expenditures as well as loans to finance current operations; (3) loans against letters of commitment from agency for international development; (4) loans to dealers, processors, or farmers cooperatives (but not to farmers) including those covered by purchase agreements of commodity credit corporation; (5) loans guaranteed by Small Business Administration; and (6) construction loans made to finance construction in process not secured by a mortgage or other lien on the real estate. Includes all loans and participations in loans, with original maturities in excess of one year, secured by conditional sales contracts made for purpose of financing purchase of commercial transportation equipment. Excludes equipment trust securities which are included in "Other Securities (0340)." The term business loans includes loans to: mining, oil and gas producing, and quarrying industries; manufacturing of all kinds including processing of agricultural commodities; construction industries; transportation, communication, and other public utilities; wholesale and retail trade enterprises, and other dealers in commodities; cooperative associations including farmers' cooperatives; service industries such as hotels, laundries, and automobile service stations; amusement enterprises, practitioners of law, medicine, public accounting, etc., which are made for business and professional purposes. Excludes all loans to real estate companies, mortgage companies, and other mortgage lenders. Also excluded are: (1) loans to companies engaged in purchasing and carrying securities; (2) loans to savings and loan associations, insurance companies, credit unions, personal loan, sales finance, factors, or other companies whose business is primarily extension of credit for business or personal finance purposes; or (3) loans to hospitals, education institutions, etc. Excludes all loans with an original maturity of one year or less.