Board of Governors of the Federal Reserve System

Data Dictionary

Item Number 1489

Call confidentiality applies to FFIEC 031/041.

Data Description:

Includes all loans (other than those secured by real estate), including overdrafts, to banks, other depository institutions, and other associations, companies, and financial intermediaries whose primary business is to accept deposits and to extend credit for business or for personal expenditure purposes.

Includes as depository institutions:

Excludes: (1) all transactions reportable in "Federal Funds Sold and Securities Purchased Under Agreements to Resell (1350)"; (2) loans secured by real estate, even if extended to depository institutions; (3) loans to holding companies of depository institutions; (4) loans to real estate investment trusts and to mortgage companies that specialize in mortgage loan originations and warehousing or in mortgage loan servicing and loans to finance companies and insurance companies; (5) loans to brokers and dealers in securities, investment companies, and mutual funds; (6) loans to small business investment companies; (7) loans to lenders other than brokers, dealers, and banks whose principal business is to extend credit for the purpose of purchasing or carrying securities (as described in Federal Reserve Regulation U) and loans to "plan lenders" (as defined in Federal Reserve Regulation G); (8) loans to federally sponsored lending agencies; (9) loans to closed or liquidating banks or other depository institutions; (10) loans to foreign governments and official institutions, except loans to U.S. branches and agencies of foreign official banking institutions, which are to be reported in this item; and (11) dollar exchange acceptances created by other banks or by foreign governments and official institutions.

NOTE:

Includes the sum of items 1505(D), 1517 and 1510(D) on Schedule RC-C on the FFIEC 031, 032 and 033 reports.

Also reported as an derived item in Schedule C for the FFIEC 002 report.

For the "BHCK" series, reported as a derived item. Includes the sum of "Consolidated Loans to U.S. Addressees (BHCK1604)" and "Loans to Banks in Foreign Countries (BHCK1510)".

For the FR Y-9C (BHDM) report, the MDRM reflects data starting for the period of June 30, 1981 archival file.

(1) commercial banks in the U.S., including: (a) U.S. branches and agencies of foreign banks, U.S. branches and agencies of foreign official banking institutions, and investment companies that are chartered under Article XII of the New York State Banking Law and are majority-owned by one or more foreign banks; and (b) all other commercial banks in the U.S., i.e., U.S. branches of U.S. banks; (2) depository institutions in the U.S., other than commercial banks, including: (a) credit unions; (b) mutual or stock savings banks; (c) savings or building and loan associations; (d) cooperative banks; (e) industrial banks and thrift and loan associations; and (f) other similar depository institutions; and (3) banks in foreign countries, including: (a) foreign domiciled branches of other U.S. banks; and (b) foreign domiciled branches of foreign banks. Also included as loans to depository institutions: (1) loans to depository institutions for the purpose of purchasing or carrying securities; (2) loans to depository institutions for which the collateral is a mortgage instrument and not the underlying real property. Loans to depository institutions are reported where the collateral is the real estate itself, as evidenced by mortgages or similar liens, in item 1410; (3) purchases of mortgages and other loans under agreements to resell that do not involve the lending of immediately available funds or that mature in more than one business day, if acquired from depository institutions; (4) certain participations in pools of loans (other than residential mortgages), if issued by depository institutions; and (5) the reporting bank's own acceptances discounted and held in its portfolio when the account party is another depository institution.