Board of Governors of the Federal Reserve System

Data Dictionary

Item Number 1564

Call confidentiality applies to FFIEC 031/041.

Data Description:

Includes all other loans in domestic offices. All other loans includes all loans and discounts (other than loans for purchasing or carrying securities) that cannot properly be reported elsewhere, such as: (1) unplanned overdrafts to deposit accounts (except overdrafts of depository institutions, states and political subdivisions in the U.S., and foreign governments and official institutions, which are included in items 1489, 2081 and 2109 respectively); (2) loans (other than those secured by real estate) to nonprofit organizations (e.g., churches, hospitals, educational and charitable institutions, clubs, and similar associations) except those collateralized by production payments where the proceeds ultimately go to a commercial or industrial organization (included in item 1766); (3) loans to individuals for investment purposes (as distinct from commercial, industrial, or professional purposes), other than those secured by real estate; (4) loans (other than those secured by real estate) to real estate investment trusts and to mortgage companies that specialize in mortgage loan originations and warehousing or in mortgage loan servicing. (Excludes outright purchases of mortgages or similar instruments by the bank from such companies, which are included in item 1410.); (5) loans to holding companies of depository institutions; (6) loans to insurance companies; (7) loans to finance companies, mortgage finance companies, factors and other financial intermediaries, short term business credit institutions that extend credit to finance inventories or carry accounts receivable, and institutions whose functions are predominantly to finance personal expenditures (excludes loans to financial corporations whose sole function is to borrow money and relend it to its affiliated companies or a corporate joint venture in which an affiliated company is a joint venturer); (8) loans to federally-sponsored lending agencies; (9) loans to investment banks; (10) loans and advances made to the bank's own trust department; (11) loans to other domestic and foreign financial intermediaries whose functions are predominantly the extending of credit for business purposes, such as investment companies that hold stock of operating companies for management or development purposes; and (12) loans to small business investment companies. Excludes from all other loans extensions of credit initially made in the form of planned or "advance agreement" overdrafts other than those made to borrowers of the types whose obligations are specifically reportable in this item. (Included in other items, as appropriate). For example, includes advances to banks in foreign countries in the form of "advance agreement" overdrafts as loans to banks in foreign countries (included in item 1510) and overdrafts under consumer credit card and check credit plans as loans to individuals (included in item 1975). Includes both planned and unplanned overdrafts on "due to" deposit accounts of depository institutions in item 1489.

NOTE:

Added to Y9C as of 20060331

For the UBPR series, the FDIC's Data Element name is H-OLOANSOTH

This variable is used by the FDIC and OCC in the process to generate the UBPR in the Central Data Repository (CDR). The Board does NOT store this MDRM within the UBPR series tables in the Board's Financial Data Repository (FDR).