Data Dictionary
Item Number 1616
LOANS AND LEASES RESTRUCTURED AND IN COMPLIANCE WITH MODIFIED TERMSCall confidentiality applies to FFIEC 031/041.
| Series | Start Date | End Date | Confidential? | Reporting Forms |
|---|---|---|---|---|
| BHAS1616 | 1986-12-31 | 1994-12-31 | No | FR Y-11AS |
| BHCC1616 | 1995-12-31 | 2001-12-31 | No | FR Y-11I |
| BHCK1616 | 1986-06-30 | 2010-12-31 | No | FR Y-9C |
| BHCP1616 | 1986-06-30 | 2010-12-31 | No | FR Y-9LP |
| BHCQ1616 | 1986-06-30 | 1994-12-31 | No | FR Y-11Q |
| BHCS1616 | 1995-03-31 | 2002-09-30 | No | FR Y-11Q |
| RCFD1616 | 1986-06-30 | 1994-12-31 | No | Multiple Forms |
| RCFD1616 | 2001-03-31 | 2010-12-31 | No | Multiple Forms |
| RCFN1616 | 1986-06-30 | 1986-12-31 | No | FFIEC 031 |
| RCON1616 | 1986-06-30 | 1994-12-31 | No | Multiple Forms |
| RCON1616 | 2001-03-31 | 2010-12-31 | No | Multiple Forms |
| UBPR1616 | 1986-06-30 | 9999-12-31 | No |
Data Description:
The total amount of all loans and leases that have been restructured and are in compliance with their modified terms. Restructured loans and leases are those loans and leases whose terms have been modified, because of a deterioration in the financial position of the borrower, to provide for a reduction of either interest or principal, regardless of whether such loans and leases are secured or unsecured, regardless of whether such credits are guaranteed by the government or by others, and regardless of the effective interest rate on such credits. Once an obligation has been restructured because of such credit problems, it continues to be considered restructured until paid in full or until such time as the terms are substantially equivalent to terms on which loans with comparable risks are being made. A loan extended or renewed at a stated interest rate equal to the current interest rate for new debt with similar risk is not considered a restructured loan. Also, a loan to a purchaser of "other real estate owned" by the reporting bank for the purpose of facilitating the disposal of such real estate is not considered a restructured loan. Includes all restructured loans and leases as defined above that are in compliance with their modified terms, that is, restructured loans and leases (1) on which no contractual payments of principal or interest scheduled under the modified repayment terms are due and unpaid or (2) on which contractual payments of both principal and interest scheduled under the modified repayment terms are less than 30 days past due. Excludes: (1) those restructured loans and leases on which under the modified repayment terms either principal or interest is 30 days or more past due; and (2) those restructured loans and leases that are in nonaccrual status under the modified repayment terms. Also excludes restructured loans secured by 1-4 family residential properties and restructured loans to individuals for household, family and other personal expenditures. NOTE: Reported on Schedule A for the FR Y-11I (BHCC) report. COMPARABILITY: Beginning 3/31/01, reported on Schedule RC-C for the FFIEC 031 and 041 reports. Beginning 3/31/01, reported on Schedule HC-C for the FR Y-9C (BHCK) report. Beginning 3/31/95, reported on the Balance Sheet for the FR Y-11Q (BHCS) report. Prior to 3/31/95, reported for the FR Y-11Q (BHCQ) report. For the UBPR series, the FDIC's Data Element name is H-RESTRLOANS