Board of Governors of the Federal Reserve System

Data Dictionary

Item Number 2200

Call confidentiality applies to FFIEC 031/041.

Data Description:

Includes the sum of "Total Transaction Accounts (2215)"; plus "Nontransaction Savings Deposits (2389)"; plus "Total Time Deposits (2514))". Total deposits as defined by the Federal Deposit Insurance Act are: (1) Unpaid balance of money or its equivalent received or held by a bank in the usual course of business and for which it has given or is obligated to give credit, either conditionally or unconditionally, to a commercial, checking, savings, time, or thrift account, or which is evidenced by its certificate of deposit, or a check or draft drawn against a deposit account and certified by the bank, or a letter of credit or a traveler's check on which the bank is primarily liable: provided that without limiting the generality of "money or its equivalent," any such account or instrument must be regarded as evidencing receipt of the equivalent of money when credited or issued in exchange for checks, drafts, or a promissory note upon which the person obtaining any such credit or instrument is primarily or secondarily liable, or for a charge against a deposit account, or in settlement of checks, drafts, or other instruments forwarded to such bank for collection; (2) Trust funds as defined in this Act received or held by such bank, whether held in trust department or held or deposited in any other department of such bank; (3) Money received or held by a bank, or credit given for money or its equivalent received or held by a bank, in the usual course of business for a special or specific purpose, regardless of legal relationship thereby established, including without being limited to, escrow funds, funds held as security for an obligation due to the bank or others (including funds held as dealers reserves) or for securities loaned by the bank, funds deposited by a debtor to meet maturing obligations, funds deposited as advance payment on subscriptions to U.S. Government securities, funds held for distribution or purchase of securities, funds held to meet its acceptances or letters of credit, and withheld taxes: provided, that there shall not be included funds which are received by the bank for immediate application to reduction of an indebtedness to the receiving bank, or under condition that receipt thereof immediately reduces or extinguishes such an indebtedness; (4) Outstanding draft (including advice or authorization to charge bank's balance in another bank), cashier's check, money order, or other officer's check issued in usual course of business for any purpose, including without being limited to those issued in payment for services, dividends, or purchases; and (5) Such other obligations of a bank as the Board of Directors, after consultation with Comptroller of the Currency and Board of Governors of the Federal Reserve System shall find and prescribe by regulation to be deposit liabilities by general usage: provided, further, that any obligation of a bank which is payable only at an office of the bank located outside of the U.S., District of Columbia, Puerto Rico, Guam, American Samoa, the Trust Territory of the Pacific Islands, the Virgin Islands, and any International Banking Facility deposit, including an International Banking Facility time deposit, as such term is from time to time defined by the Board of Governors of the Federal Reserve System in Regulation D or any successor regulation issued by the Board of Governors of the Federal Reserve System shall not be a deposit for and of the purposes of this Act or be included as part of total deposits or of an insured deposit. Exceptions to the above Act are: (1) Reciprocal bank deposits are netted; (2) Deposits received in any office of the bank for deposit in another office of the bank may be excluded; (3) Outstanding drafts (including advises or authorizations to charge the bank's balance in another bank) drawn in the regular course of business by the reporting bank on other banks may be excluded; (4) Trust funds held in the bank's own trust department, which the bank keeps segregated and apart from its general assets and does not use in the conduct of its business, are excluded. This item equals the sum of "Total Transaction Accounts (2215)", "Total Nontransaction Accounts (Including MMDA's) (2350)", and the sum of "Noninterest-Bearing Deposits (6631)" and "Interest-Bearing Deposits (6636)". NOTE: For series RCFN, confidential for the reporting period 6/30/83 thru 12/31/83. No longer an item for "BHCK". Reported as a derived item on the archival file. Reported on the Balance Sheet for the FR Y-11I (BHCC) report. For the "SUBC" series, includes: the sum of items 2621, 2623, 2625, 2650, 2330, and 2668. For the Sales of Assets and/or Deposits Table, RSSD2200 includes total deposits exchanged by the parties shown in items RSSD9019 and RSSD9020. SUAB series reported on the DB2 SURH01 table. COMPARABILITY: Beginning 12/31/02, reported on Schedule BS-M for the FR 2314 (SUBC) report. Beginning 3/31/96, for the FR Y-11Q (BHCS) report, excludes all deposits due to related institutions. Such deposits are reported in items 1781, 1782, and 1794. Beginning 3/31/95, reported on the Balance Sheet for the FR Y-11Q (BHCS) report. Prior to 3/31/95, reported on the Balance Sheet for the FR Y-11Q (BHCQ) report. Beginning 3/31/94, no longer a derived item for the FR 2886B report, which includes the sum of RCFN6631 and RCFN6636. Includes the sum of RCFD6631 and RCFD6636. Reported in Schedule J, by all banking Edge corporations and all banking agreement corporations that have branch offices (RCF0 thru RCF9). Beginning 3/31/86, reported as a derived item for the FR 2886B report, which includes the sum of RCON2215 and RCON2385. Beginning 3/31/84, reported as a derived item for the FR 2886B report, which includes the sum of RCON2215 and RCON2350. Beginning 12/31/83, for the "CUSA" series, this item equals the sum of "Deposits (3138)" and "Total Shares (3139)". FRBS - FDEPTOT For the UBPR series, the FDIC's Data Element name is H-DEPOSITS BAAQ2200 - original item name - AFORDEPQ BAAY2200 - original item name - AFORDEPY BAGD Original Variable name: DOMDEP Formula: DOMDEP=(RCON2200)/1000; BAGF Original Variable name: FORDEP Formula: FORDEP=IF DT ge 19690630 THEN FORDEP=(RCFN2200)/1000; BAGR Original Variable name: DEPTOT Formula: DEPTOT=(RCON2200+RCFN2200)/1000;