Board of Governors of the Federal Reserve System

Data Dictionary

Item Number 2310

Call confidentiality applies to FFIEC 031/041.

Data Description:

Includes all demand deposits standing to the credit of banks in the United States, Puerto Rico, and in U.S. dependencies and insular possessions (including trust territories). "Banks" includes national banks, state commercial banks, trust companies performing a commercial banking business, industrial banks, private banks (including regulated certificated banks) performing a commercial banking business, Edge Act and Agreement Corporations performing a commercial banking business, and branches and agencies of foreign banks that are located in the United States, Puerto Rico, or U.S. dependencies and possessions. Excludes deposits of international banking institutions, mutual savings banks, stock savings banks, building or savings and loan and similar associations, the Export-Import Bank, cooperative banks, credit unions, federal lending agencies such as Federal Land Banks, Federal Intermediate Credit Banks, and Federal Home Loan Banks. Also excludes banks in foreign countries. Reciprocal demand balances with the banking institutions listed above are reported net. If the demand deposit account of a commercial bank in the United States becomes overdrawn, the resulting overdraft (whether unplanned or contractually agreed to in advance) is reported as a loan in "Loans to Commercial Banks in the U.S. (1505)". NOTE: For the FFIEC 002 report, reported as an derived item in Schedule E which includes the sum of items 2313 and 2316. For the Quarterly Report of Condition for New York State Investment Companies, includes amounts for credit balances, which are reported separately on the IBA Call. COMPARABILITY: Prior to 3/31/84, includes stock savings banks. Prior to 4/12/61, includes "Deposits of Mutual Savings Banks (2230)."