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Data Dictionary

Item Number 2707

CREDIT CARDS, AND OTHER OPEN-END CREDIT EXTENDED TO CONSUMERS

Call confidentiality applies to FFIEC 031/041.

Series	Start Date	End Date	Confidential?	Reporting Forms
SVGL2707	1988-06-30	2011-12-31	Yes	Multiple Forms

Data Description:

Includes the disbursed portion of open-end consumer credit, including both unsecured credit and non-real-estate secured credit.

Also includes:

1. Credit extended in connection with credit cards;

2. Overdrafts of consumer NOW and demand accounts; do not net against deposits in item 2339; and

3. All other consumer open-end credit not reported elsewhere.

Excludes:

1. Unsecured credit extended for commercial purposes; reported in item 1569; or

2. Unused portion of credit extended to individuals; report only the disbursed portion.

3. Credit cards secured by 1-4 dwelling units; reported item no. 2705.

NOTE:

Beginning 3/31/04, reported on Schedule SC for the SVGL report.

COMPARABILITY:

Beginning 3/31/04,report the disbursed portion of open-end consumer credit cards.

Excludes:

1. Credit extended under credit card plans to business enterprises; report as commercial loans on item no. 1569;

2. Credit extended to individuals through credit cards secured by real estate; report as mortgage loans; and

3. Credit extended to individuals under prearranged overdraft plans; reported on item no. 0455.

Beginning 3/31/1999, definition revised to clarify that credit cards secured by single family properties should not be reported with credit cards, but reported with home equity loan.