Data Dictionary
Item Number 3833
UNUSED COMMITMENTS WITH AN ORIGINAL MATURITY EXCEEDING ONE YEARCall confidentiality applies to FFIEC 031/041.
| Series | Start Date | End Date | Confidential? | Reporting Forms |
|---|---|---|---|---|
| BAGR3833 | 1990-03-31 | 9999-12-31 | No | |
| RCFD3833 | 1990-03-31 | 2014-12-31 | No | FFIEC 031 |
| RCON3833 | 1990-03-31 | 2014-12-31 | No | Multiple Forms |
| UBPR3833 | 1990-03-31 | 9999-12-31 | No |
Data Description:
Includes all unused commitments that obligate the bank to extend credit in the form of loans or participations in loans, lease financing receivables, or similar transactions that are included in items 3814, 3815, 3816, 6550, 3817 and 3818, that have an original maturity exceeding one year. Original maturity is defined as the length of time between the date the commitment is issued and the date of maturity, or the earliest date on which the bank (1) is scheduled to (and as a normal practice actually does) review the facility to determine whether or not it should be extended and (2) can unconditionally cancel the commitment. Unused commitments with an original maturity exceeding one year are reported gross, i.e., the amounts of commitments acquired from and conveyed to others are included in this item.
Includes only the unused portion of commitments that are fee paid or otherwise legally binding and that have an original maturity exceeding one year. In addition, forward agreements and commitments to issue a commitment at some point in the future that have an original maturity exceeding one year are included. For these types of commitments, original maturity is to be measured from the date on which the initial commitment is issued. In other words, the maturities of the commitment to issue a commitment and the commitment itself are viewed on a combined basis when determining original maturity.
Excludes those commitments that are unconditionally cancellable or have a maturity of one year or less. In the case of consumer home equity or mortgage lines of credit secured by liens on 1-4 family residential properties, the bank is deemed able to unconditionally cancel the commitment for the purpose of this criterion if, at its option, it can prohibit additional extensions of credit, reduce the credit line, and terminate the commitment to the full extent permitted by relevant federal law. Retail credit cards and related plans are defined to be short-term commitments excludable from this item if the bank has the unconditional right to cancel the line of credit at any time, in accordance with applicable law.
NOTE:
Beginning 3/31/01, title is "Unused Commitments With an Original Maturity Exceeding One Year - Face Value or Notional Amount" and is reported in Schedule RC-R Regulatory Capital for the FFIEC 031 and 041 reports.
Reported on Schedule RC-L for the FFIEC 031, 032, 033 and 034 reports.
For the UBPR series, the FDIC's Data Element name is H-UNCMTOV1YR
BAGR Original Variable name: UNCOM Formula:
UNCOM=IF DT ge 19900331 THEN UNCOM = RCFD3833/1000;