Data Dictionary
Item Number 4010
INTEREST AND FEE INCOME ON LOANS, TOTALCall confidentiality applies to FFIEC 031/041.
| Series | Start Date | End Date | Confidential? | Reporting Forms |
|---|---|---|---|---|
| BAGQ4010 | 1976-03-31 | 9999-12-31 | No | |
| BAGY4010 | 1976-03-31 | 9999-12-31 | No | |
| BHCK4010 | 2001-03-31 | 2007-12-31 | No | FR Y-9C |
| CUCP4010 | 1997-01-31 | 9999-12-31 | No | NCUA 5310 |
| CUSA4010 | 1980-12-31 | 9999-12-31 | No | NCUA 5300/5300S |
| RIAD4010 | 1969-12-31 | 2000-12-31 | No | Multiple Forms |
| RIAD4010 | 2001-03-31 | 9999-12-31 | No | Multiple Forms |
| RIDM4010 | 1978-12-31 | 1983-12-31 | No | FFIEC 013 |
| RIFN4010 | 1978-12-31 | 1983-12-31 | No | FFIEC 013 |
| SUBI4010 | 1973-12-31 | 1983-12-31 | No | FR 314 |
| UBPR4010 | 2001-03-31 | 9999-12-31 | No |
Data Description:
Includes the total of interest and fee income and similar charges levied against all assets classified as loans in Condition reports, including fees on overdrafts. This includes interest on acceptances, commercial paper purchased in the open market, drafts for which the bank has given deposit credit to customers, etc., and on loan paper which has been rediscounted with other banks, paper sold under repurchase agreements or pledged as collateral to secure bills payable or for any other purpose. Includes loan commitment fees and all yield-related fees on loans held in the bank's portfolio. Excludes fees that are not yield-related, such as mortgage servicing fees and syndication fees applicable to loans which are not assets of the bank. These fees are reported in "Other Service Charges, Commissions, and Fees."
Profits (or losses) resulting from the sale of acceptances and commercial paper or other loans at discount rates other than those at which such paper was purchased are included in (or deducted from) interest on loans.
Income from federal funds and security resale transactions at domestic offices is excluded and shown separately.
Interest rebated to customers on loans paid before maturity is deducted from gross interest collected on loans and not reported as an expense.
Amortization of premiums on real estate mortgages or other loans is deducted from gross interest on loans. Amortization of discounts (e.g., points charged) received on real estate mortgage loan transactions is included in this item.
Includes investigation and service charges, renewal and past due charges, commitment fees (regardless of whether the loan has been made), and fees charged for the execution of mortgages or agreements securing the bank's loans.
When yield-related fees are collected in connection with a loan syndication or participation and passed through to another lender, only the reporting bank's proportional share of such fees are reported in this item.
Does not include reimbursement for out of pocket expenditures made by the bank for the account of its customers. If the bank's expense accounts were charged with the amount of such expenditures, the reimbursements are credited to the same expense accounts.
COMPARABILITY:
Beginning 3/31/01, for series "BHCK" reported in Schedule HI - Consolidated Income Statement and includes all interest, fees, and similar charges levied against or associated with all loans in domestic offices reportable in Schedule HC-C, items 1 through 9, column B for bank holding companies with foreign offices and reportable in Schedule HC-C, items 1 through 9, for bank holding companies with domestic offices only.
Beginning 3/31/01, became a reported item on Schedule RI - Income Statement for the FFIEC 031 and FFIEC 041 reports. Report the sum of items 1.a.(1)(a) through 1.a.(2) in item 1.a.(3).
Beginning 1/31/1997, reported for the CUCP report includes the monthly total of all Loan Interest Income accounts.
Prior to 9/30/84, excludes foreign offices, Edge and agreement subsidiaries, and IBF's.
Beginning 3/31/84, reported as a derived item. For the FFIEC 031 report, includes the sum of items 4011, 4019, 4024, 4012, 4026, 4054, 4055, 4056, 4057, 4058 and 4059. For the FFIEC 032 report, includes the sum of items 4011, 4024, 4012, 4054, 4055, 4056, 4057 and 4058. For the FFIEC 033, and 034 (W009 respondents only) reports, includes the sum of items 4246, 4247, 4248 and 4249.
Prior to 3/31/84, shown as a separate item and item name was "Interest and Fees on Loans".
Prior to 12/31/71, includes holdings of Farmers Home Administration insured notes.
NOTE:
AS OF 20080331 ITEM CAN BE CALCULATED (BHCK4435 + BHCK4436 + BHCKF821)
For series RIAD, beginning 3/31/03, for the FFIEC 031, report the sum of items 1.a.(1)(a) through 1.a.(2) in item 1.a.(3); for the FFIEC 041, report the sum of items 1.a.(1) through 1.a.(5) in item 1.a.(6).
Reported on Schedule IS for the CUCP report.
BAGQ Original Variable name: INTFEEQT Formula:
INTFEEQT=IF DT ge 19691231 THEN INTFEEQT= RIAD4010/1000;
BAGY Original Variable name: INTFEEYD Formula:
INTFEEYD=IF DT ge 19691231 THEN INTFEEYD= RIAD4010/1000;